Moments of Fame

The 148th Carnival of Personal Finance is up at Gather Little by Little, where Funny’s findings about the uses of carnivals and festivals appears among the gatherings. Flexo at Consumerism Commentary offers a budgeting plan based on insight gleaned from a study that suggests estimating yearly costs rather than working from a monthly budget may be, in the long run, more effective and easier to work. At Blueprint for Financial Prosperity, Jim has come up with an ingenious idea: write your goals on your credit cards. And Pete at Bible Money Matters ruminates on the value of asking your kids to earn their own way through college. The photos at this carnival, BTW, are worth the visit in their own right!

Funny’s Twelve Ways to Save Money on Your Dog appears at the 121st Festival Frugality, hosted by Kyle at Rather Be Shopping. Kyle has an editor’s pick that will interest one of my student groups, whose created a semester project to propose that the university require a freshman course in personal finance: Saving Money During College at Earning Money from Your Dorm. The Frugal Duchess explains how to avoid fake “eco-friendly” products, touching on the very reason I rarely buy such things. And just as I was about to drop $350 to buy a dinky little HDTV to replace the clunker that is about to become obsolete. Christian PF has discovered an inexpensive (relatively) gadget that allows you to convert your computer to a digital TV.

Kick the Vices, Save the Dinero is an Editor’s Pick at the eighth Money Hacks Carnival, hosted by Be Thrifty Like Us. This carnival has as its theme saving money on groceries and offers a number of hacks to accomplish that. It also has many posts on other important subjects. For example, RC at Think Your Way to Wealth has learned you can sometimes negotiate medical bills, and Steve Faber at Debt Free explains how to avoid being overcharged on ambulance bills. As it develops, some insurance companies won’t cover the bill unless you follow their specific restrictions on ambulance rides. The time of day when your emergency happens can make a difference in the way you’re billed, as does whether the ambulance is a taxpayer-funded county service or from a private company. You have to register and sign in to comment on this site (which I don’t do), and so I will add a response to this obscenity here:
Isn’t that a flicking outrage! Who on earth could possibly be expected to think of all those things when they’re sick enough to need an ambulance?
So when you’re having a heart attack, you’re supposed to study your insurance policy, figure out whether the particular ambulance that shows up at your door fits the insurer’s stipulations, and then send it away and call a taxicab? For heaven’s sake.
The people of this country should rise up in revolt over the state of our medical care. We should be at the barricades, not in front of our televisions!

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