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	<title>Comments on: More fame!</title>
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	<description>Simple Living = Frugality = Peace of Mind: Personal Finance and Stress Control</description>
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		<title>By: Kristin</title>
		<link>http://funny-about-money.com/2008/08/23/more-fame/comment-page-1/#comment-1888</link>
		<dc:creator>Kristin</dc:creator>
		<pubDate>Mon, 25 Aug 2008 00:05:31 +0000</pubDate>
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		<description>Thanks for the comments and support!

First, let me say that it was a CUNY school that I wrote about. Not SUNY. Although I would not put it past those schools to sell information either, since their colleges have many more students and have very profitable mascots - making it a juicier deal for credit card companies to plug college students and alums for credit cards.

Second, I had no idea that there was a student protection act of sorts. I will have to look that up. Even if it does allow &quot;directory information&quot; to be shared, I think that it&#039;s a sad situation and would like to see that fixed.

And finally, I would like to reiterate that I was never given notice that my information could be used in that way. There was no opt-out notice of sorts and it never occurred to me that I should ask for one, since I did not think that my college would sell my information. Guess I thought wrong.

Thanks again,
~K
http://twentiesmoneymag.com/blog/</description>
		<content:encoded><![CDATA[<p>Thanks for the comments and support!</p>
<p>First, let me say that it was a CUNY school that I wrote about. Not SUNY. Although I would not put it past those schools to sell information either, since their colleges have many more students and have very profitable mascots &#8211; making it a juicier deal for credit card companies to plug college students and alums for credit cards.</p>
<p>Second, I had no idea that there was a student protection act of sorts. I will have to look that up. Even if it does allow &#8220;directory information&#8221; to be shared, I think that it&#8217;s a sad situation and would like to see that fixed.</p>
<p>And finally, I would like to reiterate that I was never given notice that my information could be used in that way. There was no opt-out notice of sorts and it never occurred to me that I should ask for one, since I did not think that my college would sell my information. Guess I thought wrong.</p>
<p>Thanks again,<br />
~K<br />
<a href="http://twentiesmoneymag.com/blog/" rel="nofollow">http://twentiesmoneymag.com/blog/</a></p>
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		<title>By: funnyaboutmoney1</title>
		<link>http://funny-about-money.com/2008/08/23/more-fame/comment-page-1/#comment-1887</link>
		<dc:creator>funnyaboutmoney1</dc:creator>
		<pubDate>Sat, 23 Aug 2008 12:41:17 +0000</pubDate>
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		<description>Thanks for this interesting addendum, Bob. The Great Desert University, having been sued so many times by so many comers, undoubtedly goes to extremes in this matter. As I recall, you&#039;re given an opportunity to restrict &quot;directory information,&quot; so that it&#039;s not shared with outsiders. And admins are threatened with drawing and quartering if they give out faculty members&#039; home addresses and phone numbers, though some of them do it anyway.

Assuming that Kristin either neglected to opt out or never was given a chance to do so, it still strikes me as unethical for a university to sell students&#039; addresses and phone numbers to hawkers of credit cards. We&#039;ve seen the results of putting the things in the hands of very young students, whose training rarely includes matters of personal finance: a generation of young people starting their adult lives up to their necks in debt, much of it at usurious rates. Not good for them, not good for America.</description>
		<content:encoded><![CDATA[<p>Thanks for this interesting addendum, Bob. The Great Desert University, having been sued so many times by so many comers, undoubtedly goes to extremes in this matter. As I recall, you&#8217;re given an opportunity to restrict &#8220;directory information,&#8221; so that it&#8217;s not shared with outsiders. And admins are threatened with drawing and quartering if they give out faculty members&#8217; home addresses and phone numbers, though some of them do it anyway.</p>
<p>Assuming that Kristin either neglected to opt out or never was given a chance to do so, it still strikes me as unethical for a university to sell students&#8217; addresses and phone numbers to hawkers of credit cards. We&#8217;ve seen the results of putting the things in the hands of very young students, whose training rarely includes matters of personal finance: a generation of young people starting their adult lives up to their necks in debt, much of it at usurious rates. Not good for them, not good for America.</p>
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		<title>By: Bob McCluskey</title>
		<link>http://funny-about-money.com/2008/08/23/more-fame/comment-page-1/#comment-1886</link>
		<dc:creator>Bob McCluskey</dc:creator>
		<pubDate>Sat, 23 Aug 2008 11:08:35 +0000</pubDate>
		<guid isPermaLink="false">http://funnyaboutmoney.wordpress.com/?p=671#comment-1886</guid>
		<description>FERPA doesn&#039;t protect as much information as many people think.  FERPA regulations permit schools to disclose a large category of information without student consent.  That category is called &quot;directory information&quot; and is described in the regulations as &quot;information contained in an education record of a student that would not generally be considered harmful or an invasion of privacy if disclosed. It includes, but is not limited to, the student&#039;s name, address, telephone listing, electronic mail address, photograph, date and place of birth, major field of study, dates of attendance, grade level, enrollment status (e.g., undergraduate or graduate; full-time or part-time), participation in officially recognized activities and sports, weight and height of members of athletic teams, degrees, honors and awards received, and the
most recent educational agency or institution attended.&quot;

We may disagree about what information would &quot;generally be considered... an invasion of privacy if disclosed,&quot; but FERPA allows schools to define and disclose lots of personal information about students and alumni as they see fit.</description>
		<content:encoded><![CDATA[<p>FERPA doesn&#8217;t protect as much information as many people think.  FERPA regulations permit schools to disclose a large category of information without student consent.  That category is called &#8220;directory information&#8221; and is described in the regulations as &#8220;information contained in an education record of a student that would not generally be considered harmful or an invasion of privacy if disclosed. It includes, but is not limited to, the student&#8217;s name, address, telephone listing, electronic mail address, photograph, date and place of birth, major field of study, dates of attendance, grade level, enrollment status (e.g., undergraduate or graduate; full-time or part-time), participation in officially recognized activities and sports, weight and height of members of athletic teams, degrees, honors and awards received, and the<br />
most recent educational agency or institution attended.&#8221;</p>
<p>We may disagree about what information would &#8220;generally be considered&#8230; an invasion of privacy if disclosed,&#8221; but FERPA allows schools to define and disclose lots of personal information about students and alumni as they see fit.</p>
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