Have you ever noticed how some of the most intriguing stuff in carnivals often appears in the “Other” section, but because hosts don’t quite know what to do with those posts, we often relegate them to the bottom of the page? Well, this week let’s break with tradition and start the Carnival of Personal Finance with interesting miscellany.
Welcome to the 207th Carnival of Personal Finance!
A nonblogging friend asked me what a “blog carnival” is. I told him it’s a kind of Reader’s Digest for bloggers, bringing together articles from many “magazines” in one publication. As metaphors go, it’s not far off. This week we have another great round-up of posts on a wide variety of subjects, ranging from the practical to the theoretical. I think you’ll find many pieces here that you’ll enjoy. Editor’s Picks are marked with little red hearts. ♥ ♥ ♥
Speaking of enjoying, summertime is about here. It’s hotter than a three-dollar cookstove outside, and we can imagine ourselves in any number of fresh venues…
This and That
Benjamin Kepple’s Daily Rant
The Garden of Financial Delights
The Hieronymus Bosch artwork is only the beginning; this post is too, too good!
Barbara Bryn Klare
The UpSide of Money
Lending Club: Doing Good While Doing (Very) Well
Interesting report based on an interview with Lending Club CEO Renaud LaPlanche.
Your Money Relationship
Money Genie: I Grant You Three Financial Do-overs
It’s a challenge! Adam asks what three things you would do differently, in hindsight, with your finances.
♥♥♥ Trent Hamm
The Simple Dollar
Preparing Your Information for Disaster
Many good ideas here!
Budgets Are Sexy
Look at a Bill, Pay the Bill, Forget about the Bill
Reduce stress by increasing your bill-paying efficiency
Using the Strengths-based Approach in Personal Finance
No Debt Plan
Create a Stop Doing List
Kevin suggests it may be easier to line up habits to stop doing than to follow long lists of new to-do’s.
Benefits of Attending a Community College
Well said! There can’t be more than one in a hundred young people for whom these points don’t hold true.
Learning about Money and Finance
Moolanomy Personal Finance
Never Say We Can’t Afford It
Good thoughts about discussing spending and saving with youngsters
Debt Kid, guest author
The Happy Rock
Four Simple Tips to Improve Your Wealth-Building Skills
Some broad areas to work on
Enemy of Debt
Keys to Effective Money Management: The Introduction
Kick-off for a six-part series
Free from Broke
Unbroke—What You Need to Know about Money: Recap
Review of an ABC documentary on personal finance, with some startling factoids
How to Get Un-broke by Watching TV
FFB wasn’t the only frugalist who happened to watch ABC the other evening. Bret has some reflections on the significance of the Un-broke show.
“The Skinny On…” Books Review and Giveaway
Jeff reviews a whole series of PF books and offers to give away two of them.
Sound Money Matters
Don’t Bust Your Budget: Remember Key Budget Items
Good discussion of standard spending items, oddball expenditures, and irregular costs and how to fit them into a budget
Personal Finance Software Reviews
YNAB 3 Review: New Version of YNAB Is Coming!
For those who need a budget, here’s a program to help.
Mrs. Modern Tightwad
Is Deprivation the Best Option?
Common sense beats Suze Orman, hands down.
Tough Money Love
A Simple Way to Feel Wealthy on a Middle-Class Income
A smart and easy bill-paying strategy goes a long way to put you in control of your finances.
Think Your Way to Wealth
A Look at the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009
A clear, simple overview of the new credit-card bill of rights law.
Tony Parker, guest author
Saving to Invest
Credit Card Reform: Penalizing the Good for America’s Bad Personal Finance and Spending Habits
A trip through the looking glass, where “bad” habits are “good” in the eyes of lenders
♥♥♥ Ask Mr. Credit Card
The Future of Rewards and Credit vs. Debit
In the aftermath of the credit-card bill of rights legislation, says Mr. CC, the sky is not falling.
How Good and Bad Information Impacts Your Credit Score Rating, and for How Long
Discussion of the various events that can bear on your credit score and their relative importance
Michael B. Rubin
Beyond Paycheck to Paycheck
Top Five Lies We Tell Ourselves about Using Credit Card Usage
Five ideas to drop if you want to drop the card
Credit Card Offers IQ
Discover Card Doubles Rewards for Military Families
The title says it all.
The Strump—Financial Blog
New Card with Chip Feature
TStrump is pleased to find a new layer of security with a credit card
Defaulting on International Credit Card Debt? Hmmm.
Interesting article about a new trend in cardholder sleaze
Fine Tuned Finances
How to Prioritize Your Debts
Confused about which bill to put on the top of the pile? Here’s some advice.
American Consumer News
Interest Rate Hikes and What You Can Do about Them
Ways to deal with the threatened increases in credit card rates
Debt Reduction Methods and Philosophies: Snowball, Avalanche, and More
While agreeing that you should do what works best for you, Flexo argues convincingly for attacking high-interest debt first.
Man vs. Debt
Track Your Spending: Win the First Battle in the War on Debt!
Rallying the troops for an all-out war on debt, Baker throws down a challenge.
David R. Lampsen
Personal Finance Analyst
When Can I Take Money Out of My 401(k)?
Can you—should you?—use 401(k) funds to pay off debt?
Mighty Bargain Hunter
Stay Far, Far, Far Away from Swoopo
In the caveat emptor department, mbhunter reports on a roaring scam.
♥♥♥ Rajeev Singh
Money for Investment
Eight Reasons Why You Should Shop at Malls
Here’s a contrarian view—at least for Americans!—on the question of whether local merchants are better for consumers than national chains. Interesting.
How I Saved 15% on My Wedding Ring in 15 Seconds, and 45% Overall
An inspiring story! Our hero Uncle Scrooge would be proud.
Modern Money Blog
How to Stop Eating Out!
Girlfriend likes grocery shopping; BF prefers restaurants
Make Brown-bagging Efficient and Fun
Thoughts on taking lunch to work
My Life ROI
Save Money on Gas by Knowing Your Car’s Cost Per Mile (Thanks, Fuelly!)
What a hoot! MLR discovers a site that lets you calculate your mileage from gas receipts, compare with other owners of similar car models, and see the light!
Saving for Serenity
How to Save Money on Your Commute
Alan explains why he’d ride the bus to work even if he owned a car.
How Donating to Charities Can Save You Money
Donations as tax deductions
Punch Debt in the Face
Sometimes Donating Is a Scam
Thank you! Says what I’ve privately thought but never had the nerve to say out loud.
Christian Personal Finance
How Much Should You Tip a Bad Waiter or Waitress?
Bob gets quite a conversation going with a story about a recent experience in a restaurant.
Giving to the Poor Encourage Laziness?
Thoughts on Gift-Giving
Todd nabs his readers’ attention with this rumination.
Sysco’s Adapting to New Realities: Will it Work?
A dividend growth investor’s rumination on this company’s strategy and future
The Income Portfolio
Do Not Enter the Channels Otherwise
A buy-and-hold investor defends his strategy
Marotta Wealth Management, guest author
Free Money Finance
Investment Strategies Part I: Rebalance into Stable Investments in an Appreciating Market
Sophisticated, somewhat technical reflections on reallocating your investments
The Riskiest ETFs on Earth—3x Sector ETF Short/Long
Weekly returns in excess of 20 percent? After you’re done there, I’ve got a mighty fine craps game you can join, out in the garage…
The Smarter Wallet
Stock Mutual Funds: Building Your First Investment Portfolio
Recommends considering mutual funds that buy stock as a beginner’s investment tool
Silicon Valley Blogger
The Digerati Life
Online Discount Brokers: SmartMoney Broker Survey
An interesting summary of a wide-ranging discount broker evaluation
Dividend Growth Investor
Master Limited Partnerships for Tax-deferred Accounts
Detailed discussion of the uses of MLPs for IRAs.
Go to Retirement
Bonds and Your Retirement Portfolio
For those who can see retirement landfall in the distance, time to learn about the various kinds of bonds
The Safety of Municipal Bonds
On the other hand, Joe is not altogether sure about the reliability of muni bonds…
News of the U.S.’s Demise May Be Premature
Surprising news for pessimists: the U.S. still leads the world in exports!
Bad Money Advice
The Efficient Market Theory Hoax
A thorough and skeptical discussion of Efficient Market Theory
Passing the Smell Test
Expresses concern about investing in Meade.
Is Your Home a Good Investment?
Erik begs to differ with the current popular wisdom on the value of residential real estate.
Good Financial Cents
Buying Property at Auction: What You Need to Know
Wish I had enough cash to do this…
♥♥♥ Dan Melson
The Measurement Unit for Desirability is Dollar
This post contains some of the best commonsense advice about real estate that I’ve seen.
How to Find Affordable Health Insurance Online
This could come in handy if you’ve been laid off: DR has discovered an online tool to simplify the nightmare of buying private health insurance.
Career and Workplace
Spiffy Links: Great Links to Personal Finance
Give a Great Interview
Advice and tips for effective job interviewing
Value for Your Life
When Career Plans Change…Again
Big changes afoot for Amanda and her DH!
The Buck List
Can You Make a Living without a Job?
Review of Barbara J. Winters’s
How to Make a Living without a Job
Retirement and Planning for Retirement
Avoid the Financial Headache in Retirement
MoneyNing urges long-term planning for a secure retirement. Would that some of us had reckoned on a major recession someplace during all that planning!
My Wealth Builder
Our Recipe for Early Retirement Interesting reflection on what it takes—especially in a weak economy—to escape the rat race.
Investing for Early Retirement
A variety of considerations to think about
Travel and Entertainment
Kyle Suburban Dollar
Frugal Tips for Visiting Theme Parks
Travel-wise strategies that can save you surprising amounts of money on a trip to Disney World and its relatives
Passive Family Income
Tips on How to Be Frugal at the Zoo
Good ideas, a couple of which would take a stalwart parent to pull off
Rants and Ruminations
Pop Saved from Sin Tax
Whew! The kids (and the grownups who like their water mixed with sugar) are safe, but… Uncle Sam wants your bottle of wine! More than just a funny squib: Bob has some serious thoughts about the benefits the proposed sin taxes are meant to provide.
What Would It Take to Make You Quit Work Tomorrow?
Good question! This is a thoughtful essay about ethics, the workplace, and how we relate to both.
♥♥♥ The Incidental Economist
The Finance Buff
Sweet Frugality: Lessons in a Cup of Tea
TIE draws a revelation from a ten-pound bag of sugar.
The Folly in Believing the Government Can Fix the Economy with Quick and Thoughtful Action
Curt eyes the theory underlying the Administration’s resuscitation efforts and sees much amiss.
Funny about Money
Flaws in WHOSE Healthcare System?
The U.S. health delivery system bears some uncanny resemblances to Mexico’s.
Images, all from Wikipedia Commons:
Cook’s Bay: Rv
Mexico City: Robmiles
Japan: Public domain
Scotland: Val Vannet
British Columbia: HighInBC
Copenhagen: Mahlum, Wikipedia Commons
Washington, D.C.: Hellohowareyoudoing
Las Vegas: BrendelSignature
Omaha: Ron Reiring
Taipei: Alton Thompson
Florida Keys: Mwanner
San Francisco: Paul H.
London: William M. Connolly
Click on an image to see it in all its radiant splendor!
Copyright © 2009 Funny about Money and The Carnival of Personal Finance