Coffee heat rising

Aging in place

Home or Old Folkerie?

by

Sittin’ around the house thinking….

Am I gonna be able to stay in my home until I croak over?

Or will I be forced to sell this place and lock myself up in one of those prisons for old folks?

You know whereof we speak: “life care communities.” All the rage for keeping elderly delinquents off the streets these days.

Welp, y’know… Those institutions had just come into vogue as my parents entered their dotage. My father, having gone to sea all his life, was not the slightest bit daunted at the prospect of selling their little home in Sun City and consigning himself to the care of an institution.

But…my mother would have none of it! NO WAY in hell was she going to put herself in a nursing home before she needed it!

Little did she know how soon she would need it. She died on my birthday in her 65th year.

The cancer so generously gifted to her by the world’s tobacco companies killed her….less than a month after her 65th birthday. The nursing home was rolling her, in her hospital bed, down to the Medicare ward when she passed.

She was decently cared for in the nursing home…probably because my father drove in from Sun City every day. walked in the door when they opened at 7 a.m., and sat there beside her bed, watching, until they threw him out at 11 p.m.

But…

Frankly, I think my father was right: They should have imprisoned themselves in Orangewood, the “life-care community” of my father’s choice, before she got sick. He had discovered the existence of such places about eight months or a year before she fell ill, and he’d tried to persuade her to move into one. She would have none of it.

And…

Well, I don’t blame her. Personally, I loathe institutional living. Truly, truly hated living in the dorm. And that is why I don’t want to move into one of them. Too much like living in prison…

After she died, he promptly sold the little house in Sun City and forked over most of his net worth to move into Orangewood. And I can assure you that he liked it there. Well: except that he made a key and unreconcilable mistake: he married a horrible dragon lady who, once she had him trapped with a wedding ring, made his life miserable.

No, he wouldn’t divorce her, because

a) He was afraid she would “get all my money” in divorce proceedings; and
b) He was afraid of the gossip a divorce would create among the other prison inmates.

Dragon Lady was outgoing and busy: she was extremely popular with the Orangewood natives. And he probably was right: if he did divorce her, he no doubt would want — if not need — to move out of that place. But…those “life-care communities” glom ALL YOUR CAPITAL. He probably wouldn’t have had enough money to get himself into some other place, plus all the money he had given to Orangewood was basically disappeared.

Result of that: he lived out the last few years of his life in utter misery.

***

Would my father have been better off if, instead of institutionalizing himself, he had hired people to come in and take care of him at his place in Sun City?

Putting aside the fact that he was too tight to do that…let us think about it:

* Here, Pool Dude keeps the drink pristine. My father’s Sun City palace had no pool. However, because it was so poorly built (basically uninsulated), its AC bills were far higher than mine. So one might regard SC power bills, compared to my house, as a wash…in the pool.

* Wonder-Cleaning Lady comes in every two weeks and renders the house spotless. Because there are no kids or cats here, the place stays reasonably clean between visits.

* Gerardo wrangles the landscaping — which, because it’s xeric, doesn’t demand much. It has an automatic watering system: I don’t even have to do a hose-drag to maintain the place.

* I have no problem caring for a small dog. Ruby is basically effortless, as roommates go.

Given that my father’s house was paid for, to have stayed in Sun City and hired a yard guy and a cleaning lady wouldn’t have cost him anything LIKE what Orangewood cost. Not even if he hired someone to come into the house daily, check on him, take him to the grocery store, maybe prepare a week’s worth of meals for him.

Zillow estimates my house’s current value at $484,100. Borrowing against that would buy a WHOLE lot of service from Pool Dude, Lawn Dude, and the Cleaning Lady from Heaven. Years’ worth.

And again, let’s remember, he didn’t need either a pool dude or a lawn dude…

Now, what did my father get at the honored old-folkerie?

At Orangewood: a two-bedroom apt.  They refuse to tell you the cost on their website…which ought to tellya something….  As I recall, it took the entire proceeds of the sale of his house to get him into that place. The apartment was tiny: I would describe it as an elaborate studio apt. It didn’t have a real kitchen — just a counter with a minimal stove and a sink. The living room, dining area (if you could call it that), and kitchen occupied one (count it: 1) room.

Median monthly cost of “independent living” in Arizona is $2,738.

He couldn’t have afforded that. ONE YEAR would consume almost a third of his life savings. That’s $32,856/year, bare minimum. Without maintaining your car, without going anywhere, without even buying clothes. Basically what was happening was that he was forking over ALL of his Social Security, plus a substantial chunk of his savings.

It certainly would not cost $35,000+ a year to hire someone to come in and take care of my house. The total cost of everything — maintenance, car, groceries, utilities, pool care, and general living expenses — may come to something like that. Or not…. just now I’m not drawing anything like that out of savings, but I get a decent amount of SS. Not enough to live in middle-class grandeur, but certainly not so little that I would starve.

What that suggests, IMHO, is that moving into one of those places would cost as much as — or more than! — I would have to spend to stay here and hire people to come in and help me. The money I take out of savings, in most years, is recovered because the remainder stays in professionally managed investments.

I would be better off — and my son would be better off — if I can manage to stay in this place until I die, or at least until a few months before that happens. Proceeds from the sale of this house would nicely plump up his retirement savings. Or he could sell his place, invest any profit from that, then move into this place and invest the monthly amount he’s been forking over to his mortgage company.

Speaking of the value of a shack, my parents’ house in Sun City last sold for $255,000: two and a half times the amount of my father’s life savings. Lest you think that was bargain, the place was about the size of the first apartment DXH and I moved into. I think they paid about $8,000 for that house.

Indeed, that first apartment may have been bigger than the SC house…it certainly was no smaller.

Our apartment:

dining area
living room
2 bedrooms
kitchen
Walk-in storage closet in kitchen
2 bathrooms????? Can’t recall…maybe not, though

SC house

dining area
living room
2 bedrooms
kitchen
2 bathrooms
Don’t recall a storage closet, but think there was space behind carport
Lots of wasted space in hallway

The SC house last sold for $255,000!!!!!  2 1/2 times the total nest egg that my father saved for his retirement!

Soggy Doggy Glorious Day…

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WHAT a spectacular morning!

High clouds make for a glorious sunrise as Ruby the Corgi sets out to drag the Hu-mann around the neighborhood. Oh, my: it’s just gorgeous out there.

And damp. And sticky… Very humid: 31%.

What really, dear Wunderground, does that mean? Are you saying that 31% of the atmosphere we’re trudging through is water?

😀

Could be, I reckon. But Ruby doesn’t mind. She charges ahead, a little furry brown rocket. We fly through the ‘Hood, around Upper Richistan, up toward Gangbanger’s Way. Past Marge’s house, apparently unoccupied (????) but not for sale yet.

Marge was (is?) well into her 80s. She wishes, more than anything, to evade being stuck into the Beatitudes or Orangewood or any other such holding pen for the elderly. But there’s no sign she’s living in the house. So…I fear the worst.

She said she had willed the place to her son — meaning she willed him about half a million bucks worth of real estate. He doesn’t live here, so…as soon as title to the house passes to him, he presumably will put it on the market.

It’s a pleasant old 1970s ranch-style house. Not to my taste, and now needing a bunch of repairs and upgrades. But still…lots of people would fall all over themselves to get it.

I actually might be among them, if it weren’t so nerve-gratingly close to Gangbanger’s Way. The traffic racket there would be just unholy! It’s a drag strip for the local delinquents, so all night you get ROAR ROAR ROAR from the brats. And it’s a main drag into town from the west side, so every rush hour you get ROAR ROAR ROAR from the unholy mobs of commuters trudging to work. And let’s not forget the hospital up the road on Gangbanger’s, bringing you WEEE-OOO WEEE-OOO WEEE-OOO from the ambulances racing toward the emergency room.

{sigh} I do miss Marge, who had become my morning walking buddy. I’m afraid she probably fell — or else had a heart attack or stroke — and ended up in one of those horrible prisons for old folks. She dreaded that fate even more than I do. Truly: I would so rather be dead. If she had passed on, surely her son would have sold her house by now (he lives in some other part of the country). She probably landed in an old folks’ slam and asked him to hang on to it lest she somehow manage to escape.

Oh well.

The spectacularity of the sunrise has now passed, and what we have are high, pale gray clouds. Not the rainy type…just the humid type.

What do I hafta do today?

* Pick up the office.

* Call Cox. Demand that they send paper bills. (They’re shifting to “paperless bills.” No, thank you!!)

*Figure out, come to think of it, whether Cox is auto-paid now, or whether I have to send the ba*tards an e-payment or check every month. I think the latter, because I don’t trust Cox.

* Make a grocery store run.

* Argue with my son over medical bullsh!t.

Hmm…. Actually, I could physically go to the credit union and have one of their staff check on the autopays for me. This, while it entails an annoying drive, would take me past THE best Sprouts store in the Valley. And that would allow me to stock up on a pile of outstanding foodoids.

***

Cleaning out the e-mail in-box. OVER 500 NUISANCE E-MAILS, just in August!

Can you imagine? Hope I’m not deleting anything important. I just don’t have the patience to check every goddamn one of those things — not even looking at the email but just checking the subject or sender line. So WHAM! They all get deleted.

But even that is a nuisance. After hitting mass-delete after mass-delete, there are still A HUNDRED AND EIGHTY-SIX junk-mail messages sitting there waiting to be sent to trash. And that doesn’t count all the real messages from outfits like Amazon and from my client whose work I’m not in the mood to do…

Crazy-making!

“Another Beautiful Day in Arizona…”

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“…Leave us all enjoy it!”

LOL! That was the radio signature of a long-time talk-show host here in the earlier times of Arizona. He would sign on to his program and then crow,

It’s another beautiful day in Arizona!
Leave us all enjoy it!

LOL! Right: if 100 degrees and humid is beautiful, this morning is just GORGEOUS. 😮

Actually, it’s only 81 out there just now, at 7:20 ayem. So it’s not very hot at all. Objectively speaking. But it’s so damp that after circumambulating the park, my hair is wet!

That little jingle was the signature doodad of Jack Williams, who became mayor of Phoenix and then governor of Arizona. He was a pretty amazing guy, all things considered.

Arizona is — always has been — a strange place. Strikes you most when you look at its history and consider the characters who feature in that history. Jack Williams…good grief! Barry Goldwater…he actually was a pretty interesting guy, in person. Bruce Babbitt was cool — we knew him and his wife, Hattie.

Oh well. If hot, partly overcast, and muggy are characteristics of “another beautiful day in Arizona,” it must be pretty spectacular out there.

Let’s see…it’s mid-August now. So we’ve got another month or six weeks of this stuff. Ugh!

Retiring to the Life of Riley?

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Gettin’ old…gettin’ old. 

My son is beginning to fret, far more vocally than before, about my staying here alone in my middle-class four-bedroom house. Quite reasonable is his fear that I’ll trip (AGAIN!) and fall (AGAIN!!), but this time inflict some much more serious harm (breaking a shoulder was quite enough…) or even kill myself.

So he’s begun lobbying for me to sell this place and move into one of those horrid holding pens for old folks, like the one my father went into.

Now…my father went to sea all his life. He ran away from home at the age of 17, lied about his age, joined the Navy, and never looked back. And it was a good life: he earned a good living without a college degree (in fact, I don’t think he even graduated from high school). He saw the world — big time — there are not many countries outside the Soviet Union that he didn’t visit. And he landed a harbor pilot’s job in Saudi Arabia that, thanks to the hideous living conditions, paid enough for him to retire at the age of 50.

He did, eventually, have to go back to sea — he didn’t understand about inflation and so found himself short of enough to support himself and my mother for the rest of their lives. But it was only for a year or so.

After my mother died, he immediately moved into an old-folkerie — uhm, “life-care community” — where he lived out the rest of his life in brain-banging misery. No, not because of the institution, called Orangewood, which treated him well — after 30 years on tankers, he was used to crowded living conditions and bad food. But because he stupidly remarried and ended up stuck with with a harridan. He probably figured he could rebuild his former life by replacing my mother with another old gal. But…oh, my….

So my view of old-folkeries is tainted by his remarkably unpleasant experience…which admittedly was tainted not by the old-folkery itself but by the bitch he married.

Let’s suppose I were to give up on staying in my own place and succumb to my son’s demands that I move into an institutional setting…

What would you need to know about a place to live in your dotage?

  • What services and physical amenities would be needed for one to live on one’s own?
    • Meals (served in a student union-like setting)
    • Cleaning services
    • Repair services
    • Chauffeuring (in a limited way)
    • Power bills
  • Could you provide them for yourself?
    • I’m already doing that, except for the chauffeuring…and we do have plenty of those services hereabouts
  • How much would providing them cost?
    • Certainly not as much as your entire net worth, which you pay to get entry to one of those places

What attracted my father to the whole idea of Orangewood, at the outset?

  • He didn’t want to deal with the work of maintaining a house, i.e.,
    • yard work
    • repairs
  • Utility bills were probably included as part of the monthly Orangewood bill
  • Meals were provided
    • He didn’t have to make regular or large grocery-store runs
    • He didn’t mind institutional cooking
  • Orangewood staff would drive inmates to doctors & other destinations
    • In fact, I think they had a bus service that would tote the inmates to grocery stores. Yea verily…I do remember he and Helen ended up sitting for hours in some doctor’s waiting room until the OW bus showed up to drive them home. Hardly ideal!!!
  • He was used to living in an institutional setting, and did not mind cramped, noisy quarters

The fact is, he probably would have been fine there if he had not become involved with Helen. This hints that trying to replicate what made you happy in your previous life is not a good idea.

  • There was no way another woman could replace or duplicate my mother
  • The apartment quarters were too cramped for a couple to live in comfortably unless they were hardly ever home.

If this observation is accurate, then it would seem you have two choices:

  • Don’t remarry or otherwise try to rebuild your prior lifestyle. Engage the new life and do as much as possible in new ways and different ways.
  • If you just must remarry, do not imagine the new married life will be anything like your prior lifestyle. ENGAGE CHANGE and build an entirely new outlook and lifestyle in the new married life.

Why did my mother not want to move to Orangewood?

  • She loved that house in Sun City. She repeatedly told me how much she loved the house and liked living there.
  • She had dear friends out there.
  • She had no desire to leave those friends or build a new social circle
  • After a lifetime of major moves, she probably had figured the move from Long Beach to Sun City would be the last household move she would have to make, and she didn’t want to do it again.

Why might she have been willing to move?

  • Orangewood was within walking distance of my house (but she couldn’t or wouldn’t walk that far)
  • Luke Air Force Base generated a LOT of noise (although she was not bothered by it)
  • She might have felt safer, given her burglar paranoia
  • She would have been closer to fancy shopping centers
  • Although probably unaware of this: she would have had access to better doctors and medical facilities

None of these were strong enough motives to make her want to move.

 What are the pro’s & cons of my own place vs an OldFolkerie? Can these be weighted for comparison?

Pro’s

Staying here:

  • Maintain independence
  • Yard
  • Private pool
  • Spare room for guests
  • Quiet: privacy
  • Full kitchen
  • Separate freezer
  • Indoor, private garage for car
  • Own washer & dryer

OldFolkerie:

  • Communal living: meet new friends
  • Communal living: authorities keep eye on you
  • Relieves my son of responsibility
  • Bus to take you places

Is there a way to replicate the benefits of an old-folkerie?

Along those lines, note this site: https://my.aarpfoundation.org/ Many resources that could help you stay in your home.

Weighted value of pro’s & con’s:
(Sorry: WordPress will NOT let me format this table sanely…and just now I’m not in the mood to retype the whole thing…)

Issue/item Cons, my pl Pro’s, my place Cons, OW Pro’s, OW Real & potential drawbacks
Independence 2 10 1 2 Risk of fall
Yard 3 10 10 0 No yd @ OW
Private Pool 3 8 10 0 Expense, risk
Privacy 5 10 8 1 Limited, OW
Full kitchen 0 10 9 1 OW: no full kitchen
Sep freezer 0 10 10 0 OWs: none
Private parking 0 10 5 5 OW: none
Own w/d 0 10 10 0 No w/d in apt.
Hired workers 2 10 5 5 n/a
Taxi/Uber 3 10 3 10 T/U: about the same
Trans included 0 10 8 8 Slow, PITA; no transit officially “included” at my place
Meals 8 10 8 5 OJ food was awful! Limited mealtimes
Frees Son 10 2 2 8 Need to find services to help when he is unavailable
Social life 8 2 3 7 Need to reach out to make friends here
Sum above 54
Cons, my place
 112 Pro’s, my place
 92
Cons, Orangewd
 52 Pro’s, Orangewd

 

If this list is reasonably complete (is it??), from my point of view: the pro’s of living at my place outweigh the pro’s of Orangewood by more than twice; the con’s of living at Orangewood outweigh the cons of staying here by almost twice.

If fear of a catastrophic fall or a sudden health emergency is the main motivator for institutionalizing oneself, would it not make as much sense to ALWAYS CARRY A CHARGED-UP PHONE or one of those call-for-help buttons?

Either of those is infinitely cheaper than forking over the value of your home plus still more of your assets to some institution. And, IMHO, infinitely better  than consigning yourself to a prison for old folks.

Quack Day

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A-n-n-d…speaking of doctors, as we were yesterday…in a few minutes I need to head off to a dermatologist. One of my fingernails is lifting right off its bed — for, as far as I can tell, no good reason. I haven’t hurt my hand, and none of the other nails are doing that.

Well…no: not so. You could argue that the thumbnail is starting to do the same thing.

Hmmmmm…. An infection, maybe? Far’s I can remember, I haven’t stuck my paws in any caustic solutions. If I had, you’d think all the nails on that hand would be acting the same way.

This guy is a partner of the beloved Young Doctor Kildare, who once again has left the practice of medicine to take up the leadership of a charitable organization. I hope he and I get on (I adored YDK!), because these are my “doctors in the wild,” as the Mayo calls them. That is: doctors who do NOT practice at the Mayo Clinic.

😀  The Mayo is truly wonderful. But their doctors’ offices are located halfway to Payson. No kidding: they’re on the far northeast side of Scottsdale, almost an hour’s drive from here.

So I’m not inclined to safari all the way out there for just any li’l ailment that I don’t consider life-threatening.

***

So it was over to said local doc. No satisfactory explanation or diagnosis was given. But they want me to go to a neurologist.

And of course, getting in to see this worthy entails a whole new set of endless hoop-jumps! Goodie!

How do they get people to go to doctors at all, these days?

I am JUST NOT UP for this kind of hassle now.

So instead of hurrying home and making a new appointment with the new guy, I cruised up behind YDK’s offices, into a sprawling middle-class housing development of ticky-tacky stick-and-plaster homes.

My dear (late, absconded) friend Elaine and her (now late) husband lived there. I helped them fix up and paint the house when they moved in, which was how I got a good, clear, horrifying look at the place’s construction. What junk!!!! 

And when you drive around (and around and around and around and…) in there, what you see is square mile on square mile of junk.

How the Hell do developers persuade Americans to buy this stuff?

😀

In theory, it ought to be a nice place to live...but…but… Heh: but if you happen to look closely enough to see how the houses are built, you want to RUN away. The structures are as flimsy as flimsy can be. Really: if you’ve ever done any work on one of them, you know that “flimsy” overstates the quality of the construction out there.

So what you have in lovely Moon Valley is mile on square mile on square mile of tossed-together ticky-tacky. Expensive tossed-together ticky-tacky.

Well. Not spectacularly expensive — most of it isn’t, anyway, though there are some fancier(-looking) areas. But these are people’s houses. Houses that are supposed to last a generation or three.

Some of them, you’d be amazed to see last a decade, to say nothing of a generation.

****

Ohhh well. Here’s a rather interesting passage about a new theory of Alzheimer’s, speaking doctoring. It appears rather little is really understood about the condition…and it’s a condition that’s spreading to drastic proportions.

****

Tuesday
August 20

And now it’s quarter six, after several more sleepless hours. Might as well get up and walk the dawg before it gets hot.

What a life! Such as it is…

Soggy Doggy Day II

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Ick! It is SOOO HUMID out there at 7 in the morning that by the time the pooch and I got home from a leisurely mile’s stroll through the ‘Hood, I literally had to peel my jeans off my legs!

NASTY weather, hideously reminiscent of Ras Tanura, Saudi Arabia…only without the beautiful beaches on the Persian Gulf. Just desert, repetitious middle-class tract housing, and swampy heat.

At the crack of dawn.

Garden spot, this….

Actually, it is a garden spot! 😀  Irrigated lots sporting bright green lawns; big ol’ 1950s ranch houses; huge and ancient shade trees; citrus trees abounding.

As we perambulated through the lower reaches of Upper Richistan, we passed a young dad pushing a pair of twins in a double stroller. Dad: white. Kids: brown. Cutest li’l thangs you ever saw in your life…and evidently adopted.

A couple of families over there have taken in youngsters from duskier races. A house on the main road into U.R. is home to two teenaged boys of the African-American persuasion; all the adults in the house are whitey-white. The young fellas like to practice basketball in the front yard, which is grand fun to watch.

As the sun has climbed into the sky, humidity is a balmy 30%. Clouds and haze lurk overhead. The AC labors mightily, groaning to keep the indoors moderately livable.

Loafing, I daydream about the Old Neighborhood, where DXH and I lived for well upwards of a decade after we were married. Loved that place!

It was so beautiful. Here’s the old house. It was so beautiful — even more so inside than outside. Built in 1929. Zillow claims it’s worth something over $1.2 million.

Yeah. Well…whatEVER.

It is a LARGE place, in a famed historic neighborhood, smack in the middle of the city. If you worked downtown, your commute would essentially be nil. Same if you taught at Phoenix College or worked in any of the gerzillion office buildings up & down Central Avenue.

I loved that house. Didn’t want to move. But…

We moved because we didn’t feel safe. The transients and the crime level in those parts will take your breath away. After a couple of hair-raising incidents — German shepherd notwithstanding — we moved to get away from the bums and the crime.

{sigh} I miss it, and I miss our classy neighbors.

But I don’t miss feeling scared half to death at night. Don’t miss the guy who broke in one night, chased off by said German shepherd. Don’t miss the guy who tried to break in, another night, but couldn’t get past the deadbolt. Don’t miss the bum who took up residence in D-XH’s car one night…he flew into a rage when D-XH had the nerve to climb in, start the engine, and begin to pull out of the driveway, headed to work.

No. Encanto is a beautiful historic district. But if you have any common sense, you don’t wanna live there.