Coffee heat rising

He Gave It a Good Try….

So I drove through the Walmart parking lot where our favorite little neighborhood coffeeshop resided. When SDXB lived here in the’Hood, we used to trot over there every couple of days to loaf over a cup of (excellent!) coffee before we went about our appointed errands.

The place was situated right across the street from John C. Lincoln, a large regional hospital. The little shop’s proprietor figured if he could produce a superior product and also provide some top-flight bakery, the hospital’s employees and patients would cross the road to patronize his place. Plus a large Walmart store also stood on the same corner — presumably some of its customers would come in.

Well…I dunno how valid those theories were. But it seemed to be working: the coffee shop was in business for several years.

So SDXB and I used to go over there every few days: at least two or three times a a week, often more than that. Though the place was never full to overflowing, there were always at least a few folks in there, no matter the time of day. We did enjoy it and were happy to have it in the neighborhood.

But…after SDXB moved out to Sun City (a 40-minute drive from our parts), I pretty much stopped going there.  Eating out (or sipping coffee out) by myself doesn’t appeal to me — mostly I go out for the company, not for the food.

Well, obviously SDXB and I were not single-handedly keeping the guy’s place in business. Hafta say: I could not figure out how he managed to stay open. Money-laundering, maybe? 😉

He evidently couldn’t — not forever, anyway. ‘Cause he’s closing down now.

He probably took out loans to start up the business and keep it going until it could catch on. And…well…no doubt when that money ran out, he must have had to shut the doors.

{sigh} It really is hard to imagine why he figured people at a large regional hospital would come across the street to buy coffee and sweet rolls at his place, when those facilities invariably have restaurants and coffee bars on the premises.

Strange.

Coulda Shoulda Woulda

Victoria Hay, Ph.D.
Retired academic; owner of The Copyeditor’s Desk, Inc.

Profile photo for Victoria HayThe Ph.D. may (or may not) be worth pursuing…if you have an independent source of income.

You need a working spouse or an inheritance to keep a roof over your head and food on your table while you’re “pursuing” the Ph.D. Otherwise, you’re certainly not going to be “productive” or generate “output” from your research, because you’ll be too busy working two full-time jobs: one to support yourself and one to generate credit toward the doctorate.

Would I do it again?

Huh…let’s think about that…

  • I got a great job at Arizona Highways Magazine after I’d finished the degree. But that was only because the boss was impressed with academics. For him, it was a grand ego trip to have a someone with a doctorate on his staff. The job I landed was in journalism; it had nothing to do with academia.

Most employers are not that easily flamboozled.

  • I got a nice ego trip of my own when my dissertation was picked up by a prestigious publishing house. Does it matter that I’ve never seen a penny from sales on that book? Meh! Probably not: again, because the flamboozled boss thought that publisher was so awesome that he wanted to hire me.
  • Eventually, I got three books published through respectable presses.

All very nice…except I’ve never seen a penny in royalties from two of those books.

  • Later in life, I got an academic job.

Whoop…de…doop.

One of my academic colleagues and I did a little pragmatic research and discovered we would be earning more cleaning house for a living than the university was paying us at the associate professor level. In fact, we seriously considered going in together to start a house-cleaning business.

  • Would I do it again?

Hmmmm…. Probably not.

If I had gone whole hog into magazine publishing starting the minute I finished the bachelor’s degree, I would have had more fun in life; I would have had a lot more people reading my published words; I would have been paid a helluva lot more than I earned in academia; and I would never have been tempted to think about starting an enterprise as a cleaning lady.

Wanted: Indiana Jones for Senior Consumers

One of the many joys (yes: that’s /s/) of aging is the attitude of Americans toward the elderly. This ranges from the nasty to the predatory: overall, Americans regard their older compatriots as idiots, negligible fools, and nuisances. One aspect of this is said to be that merchandisers all across the board target the elderly (when they notice us at all) for scams and rip-offs.

It’s true: they can and do pull the wool over your eyes more often and more easily, because older people tend to be more trusting. And if experience serves…that opinion appears to be true. I do not remember vendors, back in the day of my Misspent Youth, trying to cheat me, people trying to feed me ridiculous and obvious lines of bull, salespeople trying to overcharge me as a routine matter…and on and on.

The business with the junk refrigerator is a case in point. Nothing more has been heard from AMEX about that fiasco — one of the several “fun” chores on the slate for today is to call American Express and rattle their cage about that. Meanwhile, I need to buy another refrigerator — one that doesn’t keep me awake all night rattling and roaring…which will set me back another $1400.

It useta be… that when I wanted something, I would do the research on-line and in consumer publications; then go into a store and say I want this and this and this, and I do NOT want that and that and that. The sales person would appear to understand plain English, and s/he would show me this and this and this and NOT show me that and that and that.

Now that I’m Old, though…EXACTLY the opposite happens. Sales people seem to assume that I’m naive, stupid, and just plug-incompetent.

When, O dear merchandiser, when you insist on hustling me to buy something that is not what I asked for, and when I can see that what I asked for is right there on the floor, then I perceive that you’re trying to rip me off. (Yes: upselling me when I know exactly what I want IS a form of rip-off, thankyouverymuch.) And, my friends…that perception happens more and more often with every passing month of age. How can I count the ways that I’m sick & tired of nitwits trying to rip me off when they decide that because I’m old, I must be stupid?

At this point…seriously: I would be willing to pay a fee to someone who would go to the vendors in town to do the shopping I need to have done — I would PAY YOU to order a refrigerator for me. I would PAY YOU to buy me a new microwave. I would PAY YOU to take my car to the dealership, get it serviced, and repel all offers of unnecessary work. I would PAY YOU to get the plumbing fixed. Because even if I paid you for those things, I would save money…and also escape a great deal of aggravation and frustration.

She’s B-a-a-a-a-c-k!…

And in case you wondered where she was, well…it’s been a bit of a Looney Tunes saga.

To start with the most immediate phenomenon: Funny about Money was knocked off the “air,” as it were, along with its sister sites, Plain & Simple Press and The Copyeditor’s Desk. At least, we believed that to be true…and so it may have been, for awhile.  Or maybe not.

This fiasco began when I made up my venerable mind to close my technical editing business, having tired mightily of reading academic papers in mathematics, political science, and economics. First step in this process, I figured, was to close my corporate bank account and transfer its funds into my personal checking account, thereby (I hope) simplifying next year’s tax efforts.

This process disappeared all the credit union’s data for CE Desk — some years’ worth. Fortunately I had already downloaded all the 2021 transactions. This was…wise, lucky, whatever-you-wanna-call-it. Because of course nothing can be simple…and the history of all those transactions was about to be needed.

I had been auto-paying a slew of bills out of that acccount — anything that could even remotely be construed as business- or tax-related, This included utility bills, XXS, YYY, and whatnot. I listed all of these creditors so I could call up their billing departments and arrange to have the autopays made from my now much-bloated personal account.

So I’m tooling around, more or less going on about my business, when LO!

In comes a message saying I haven’t paid the Web hosting bills for Bigscoots and they’re going to take down my three websites.

Huh?

By now, of course, the business bank account is long gone, but as far as I can tell from the year’s worth of entries I downloaded to Excel, I’ve never autopaid Bigscoots from CE Desk’s account. Repeated threats to close the three sites keep coming in.

To make a long and painful story short, eventually my Web guru, Grayson Bell, was informed of this, since it appeared we were about to lose my little Web empire altogether. He did his own thrashing around and eventually elicited a report from Bigscoots that my bills are paid in full, and there is no delinquency.

So…it appears that this was another scam like the one that came in from Amazon a few weeks ago.

The alarming thing is, these people know wayyyy too much about me. The crooks who tried to extract money from me over some supposedly unpaid bill at Amazon knew what was in my Amazon seller’s account. Or…at least they appeared to.

They certainly could have surmised some fairly accurate guesses simply by studying what I was selling (or, more accurately, not selling) at Amazon. But how would they know Funny is hosted by BigScoots?

Welllll….it develops that it’s pretty easy. You can find out where a website is hosted here… and here…and here…and here….and on and on and on. It’s public information.

Once you know a blogger’s Web host, it’s a simple matter to try to scam him or her. And that appears to be what has happened.

I don’t expect these clowns will stop harassing me, now that they’ve got me in their crosshairs. On Monday, I intend to call the FBI just to report this. The website gambit, of course, is a negligible matter. But trying to hack into my bank accounts? Not so much.

Meanwhile, the uncomfortable — sometimes outright painful — peripheral neuropathy persists. About that, the main thing I can say is that it appears our medical system leaves much to be desired. But then, we knew that…

About 18 months ago, in mid-2010, my doctor at the Mayo decided the cause of the crazy-making tingling and stinging in the hands, feet, lips, and gum were the result of a vitamin B-12 deficiency. This, she surmised, was occasioned by what she takes to be alcoholism.

Say what?

A glass of wine with dinner alcoholism does not make…at least not so as I can tell. I do not toss back half a bottle of cabernet with breakfast. I do not drink until I’m drunk. I do not drive after drinking. I do not qualify as a lush by the Mayo clinic’s criteria, or by a prominent alcohol treatment center’s self-test, or by Alcoholics Anonymous’s criteria…  Turns out the woman the Mayo has assigned to me as my primary care doctor was raised by a pair of Christian Scientists.

My mother’s family were Christian Scientists, too. They are quite extreme on the subject of booze: disapprove of letting so much as a drop touch your lips.

At any rate, six months of uninterrupted tee-totaling did nothing to improve the neuropathic symptoms. Clearly if booze was the cause, there’s no cure for the ailment. But clearly, too, booze is not the cause: six months on the wagon did exactly nothing to help the misery. Nor did a year of gulping down megadoses of vitamin B-12.

When, in December of 2020, I developed vertigo — dizziness so severe that at times it was unsafe to drive my car — I started to look around…and discovered that vertigo can be caused by OD-ing on vitamin B-12. Not only that, but the British National Health Service inveighs against taking B-12 supplements at all! Turns out the stuff is not a benign drug. Not only it cause vertigo, it also can cause or aggravate peripheral neuropathy. Yea verily, it turns out the Mayo Clinic itself says the stuff can cause dizziness.

Yeah verily.

Meanwhile, a checkup at the Mayo revealed the supposed B-12 deficiency was gone. Not surprising, since I’d been tossing back 1000 micrograms a day for months and months.

Quit scarfing the B-12, and after a few weeks, the vertigo is beginning to seem better. Telling, isn’t it, that the world started spinning about three months after I started dropping megadoses of B-12…

On the other hand, a month ago I managed to reconnect with Young Dr. Kildare. He thinks the dizziness is caused by inner-ear inflammation brought about by allergies. And it must be said, the air here has been even worse than usual — which ain’t good. We’ve had week on week on week of classic Southern California-style smog. Not surprising, since our wise City Parents have modeled development of Maricopa County directly after Los Angeles County. And during all the three years we lived in unlovely Long Beach with its air so thick you often could barely see across the high-school campus, I enjoyed head and respiratory symptoms just like the ones I’ve been enjoying over the past few weeks.

YDK suggested using one of several over-the-counter antihistamines. None of them seem to do much good except for Benadryl, which has its own untoward side effects. However, taken in extreme moderation, it seems to help some.

Also the fact that a West-Coast storm system has (finally!!!) made its way over the Coastal Range and has blown the smog out of the Valley may have something to do with it.

I can’t live with this kind of smog. If, as I suspect, it’s now a permanent Thing, I’m going to have to move out of the Valley. My son is dead set against my moving at all — even to another neighborhood (to get away from the racket on Conduit of Blight and Gangbanger’s way and away from the commercial nursing home Tony the Romanian Landlord is installing across the street). He’ll be particularly displeased if I propose to move to Prescott, Oro Valley, or Patagonia…

None of this miasma has been helped by the two years’ worth of covid isolation.

The church pretty much shut down in response to the plague. Choir stopped. And this left nothing for me to do with my time other than walk the dog around the neighborhood.

Seriously.

Choir is now slowly resuming for social-distanced services…but alas, I dare not rejoin them. I can get spectacularly sick from just an ordinary flu bug. When I was a little girl, a doctor slapped me in the ICU and told my mother I would not be alive the following morning.

Guess that was the first time I gave the lie to a doctor, eh? 😀

But the truth is, I do NOT want to get the covid bug. That really is likely to kill me. Choral singing is one of the most dangerous things you can do during time of contagion. And I ain’t ready to go yet!

Lo! A day ago, our interim choir director sent out an email announcing that six of the members have come down with covid. Surprise!

In the absence of choir, I volunteered to help staff the church office’s front desk: receptionist duty.

Appropriate: I started my life in the work world as a receptionist…and now am ending it in the same job.

Except my first gig as a receptionist — in one of the Southwest’s largest firms — was fun. We were busy all the time, and in slow times were assigned various filing and mail-room chores. In this volunteer position…well. Literally, you can sit there all afternoon and not get even one real phone call. A  phone solicitation, maybe, but that’s it. There is otherwise almost NOTHING to do. And…well…if I’m going to do nothing, I’d rather do it at home.

Meanwhile, a dear friend fell and broke her hip…within days after marrying a man she met online. Had to have surgery to fix the femur. It looks like she’s on the mend, but she’s going to have a long haul. Her doc told her the same thing the orthopedist told me: it will take about a year for the bone to heal. Arrrghhh!

Well, speaking of doing nothing, it’s almost 5 a.m. The dog has gone back to sleep, having dragged the human off the bed so as to go outside and then to mooch a doggy-treat. So I’m gonna knock this off and go back to sleep, too. I hope.

Networking: Time Is Money?

So…yesterday I schlepped out to Tolleson, a far-flung suburb of shiny new elbow-to-elbow styrofoam-and-stucco housing tracts, to attend a meeting of the West Valley Writer’s Workshop.

This is a pretty good group, as hobbyist groups go, because its members are not all rank amateurs: Gale Leach, Ellen Buikema, Dharma Kelleher, Laura Kirwan, and this amazing guy whose name I don’t recall but who made himself a national name with his personal narrative/science book on the heart-lung transplant he managed to survive — all of these redoutable people and then some are very bright and competent writers with skills at a professional level.

This makes for an unusual writer’s group; normally these little clubs are full of people who have no clue what they’re doing, telling other people who do not know what they’re doing what they should do.

I haven’t attended for several months, because — truth to tell — I’ve developed such an aversion to driving in the Valley’s homicidal traffic that I haven’t been able to force myself to make the traipse. It’s an hour’s drive each way, unless you’re willing to drive on the freeway, in which case the drive (one-way) is 40 minutes. But I will no longer drive on the I-10, period: it’s just too damn dangerous. That highway is utterly unpatrolled. The only time you see a cop down there is when he’s cleaning up a wreck. Of which there are a-plenty. I’ve been cruising across that freeway at 80 mph and had people pass me like I was going 45. And half the drivers around here are either yapping on the phone or intoxicated on booze or drugs. Or stupidity: one could come to believe stupidity is itself an intoxicant.

The surface streets aren’t much better: on the way out there yesterday, I missed a wreck by about eight feet. But a crash at 40 miles an hour is a helluva lot more survivable than a crash at 80 miles an hour.

BUT…. But one of my current clients was a direct referral from Gale. This is a guy who did not even blink at my present per-word rate…something for which I was exceptionally grateful when the China Trade collapsed around my ears. I now have two book authors as clients, each of whom is paying enough to keep baby in shoes for awhile. So I figure I should trick out a flyer (done!), print out about 40 of  ’em (done!), staple my business cards to the things (done!), and schlep them over there today to hand out to the eager wannabe writer masses.

Bob, the passionately dedicated guy who runs the thing, has no objection to shameless marketing, so when I arrive, I put a flyer at each seat along the assembled desks. This is good. I guess. Maybe.

But…except…but

Yeah, but none of the usual suspects are there! Well, except for Bob, who emcees. Not only are none of the named talents present, neither are any of the other budding but highly creditable lights!

In their absence, this get-together devolves into a meeting of a more typical wannabe writer’s club: a lot of folks who have no idea what they’re doing advising other people who have no idea about what to do.

Don’t believe me? Think I’m too cynical? Okay, get this: one guy wanted to know how he could copyright his name, lest someone steal his by-line!

No. I kid you not. That was not a joke.

These meetings go on for three hours: noon to 3:00 p.m. Along about 1:30, I begin to wonder if there’s some way I can slip out unnoticed. Not a chance, of course. There’s not even a bathroom break that I could use to claim I have appendicitis and must away to the emergency room.

Finally, a little early (ten minutes to three), the meeting breaks up, and I fly out the door. Speaking of the which, it takes a full hour door-to-door to get back to the Funny Farm.

Was traipsing across the city to hand out 15 or 20 flyers worth the time and effort? Highly dubious. If you figure my hourly rate at right around $60 — which I think is about right — schlepping out there, sitting around, and schlepping back home cost me three hundred dollars! While it was indeed lovely to meet new people and excellent to see the redoubtable Bob in action again, I very much doubt that the five hours sunk into this effort will return that much in earnings.

Wiring Payment from China: Another Fine Idea Kicks the Bucket

LOL! This saga gets better and better.

So about 80% of The Copyeditor’s Desk’s customers are in China. One of the things we do well is to polish the grammar and style for research articles on arcane topics in mathematics, science, and economics for Chinese academics, who must publish in English-language journals to advance their careers. The more of these we do, the more Chinese academics appear at the virtual door. After Paypal decided to do a number on me, I looked for alternatives and finally decided the simplest and cheapest strategy would be to have clients wire payment to me.

But since I bank in a credit union that’s too small to have a SWIFT number (required for wire transactions), this meant I would have to open a checking account in a major international bank. Hence, it was off to Bank of America. It looked like this ought to work. Now I had two business checking accounts, one at the credit union and one at the venerable BofA, which wished me to transfer $3,000 from the CU into the new account — or else. Fortunately, they gave me three months to get around to this.

So now I have a fancy new bank account in a shiny new high-rise tower and boyoboy. It has two SWIFT numbers, one for transfers in dollars and one for transfer in yuan. Hot diggety.

Kewl, huh?

Okay, so the client’s university goes to wire a small payment into this elegant new bank account.

Shortly, the client emits a squawk:

From: Dr. Big MucketyMuck, Associate Professor, Master Supervisor, Director of International Center for Cooperation and Exchange, Director of the Mogul Center College of Business Administration, Erewhon University of Economics and Business

To: Funny, The Copyeditor’s Desk, Inc.

Hi Funny,

Could you please give me another bank account? There is a sign (‘) in the name of the last one, and my university told me because of it, they can not succeed in wiring the money. Thanks a lot.

Chortle! Got that? They would not accept a wire transaction to a bank account whose name contains an apostrophe. Proposed solution? I should go and open ANOTHER bank account, this one with no punctuation in the business’s name. 😀

How wondrous is that?

Quite wondrous enough to elicit the “enough-is-enough” reaction, that’s for sure. At this point I decide to throw in the towel and just stop doing business with overseas clients. After this, if you can’t pay me by check, I ain’t a-workin’ for you.

This presents a problem: four out every five of our client projects come from Chinese scientists. But what the hell. It’s past time for me to retire, anyway. This, after days of crazy-making hoop-jumping to create that new bidness checking account at BofA.

Closing the fancy-Dan checking account takes two trips down to the bank, one of which consumes an hour of jawing and driving time. As I drive home, I’m feeling frustrated, annoyed as hell, and depressed to lose 80% of my business to Paypal’s crooked greed (yes, I did send a complaint to the AZ Department of Financial Institutions, which licenses PP to do business here).

But…guess what? MIRACLES DO HAPPEN!

Stumble in the door, finish cleaning the kitchen (a job interrupted by the junkets to the bank), then click on the ole computer.

And what should be lurking in the email but a query from a think tank at the Great Desert University: can I, will I, would I puhleeeeze index not one but two volumes in their forthcoming series in Latino studies?

Hot. Diggety. Damn.

I guess it’s God trying to say “there, there, little girl…” 😀

Time passes. Late last night I get curious and ask the Internet an idle question: is it really true you can’t wire money to a credit union?

Sez the Internet: “Well, yes and no”:

From UW Credit Union: https://www.uwcu.org/checking/personal-accounts/wire-transfers/

Wire Transfers

Moving money almost anywhere in the world is fast, easy, safe and convenient with wire transfers. Please note: domestic wire transfers usually occur within 24 hours, while international transfers vary, typically reaching the destination within 7 business days. To complete a wire transfer, log in to Web Branch and select Wire Transfers under the services or visit our nearest branch. Be sure to gather the following information prior to beginning your wire transfer to streamline the process.

Wiring Funds to Your UW Credit Union Account

The sending institution will need the following information:

    1. ABA Number: 2759-7907-6
    2. Our Name: University of Wisconsin Credit Union
    3. Our Address: 3500 University Avenue | Madison, WI 53705
    4. Your full name, address (as it appears on your account), UW Credit Union account number

 Note: UW Credit Union does not have a Swift Code, IBAN or other international routing code, nor do we have a correspondent bank. You are able to wire funds to your UW Credit Union Account without this information. Your international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to UW Credit Union using our ABA routing number: 2759-7907-6.

Uh HUH!

So, we’ll be taking that over to our honored CU branch manager and asking him, if the UW credit union can do this, why can’t we? I think we can: I think by “send it to an international bank,” this may have been what he meant to say…not “you have to have an account at an international bank.” At any rate, I’ll see if he can manage this. If so, maybe, just maybe I can manage to get paid for the work I’ve done over the past couple of weeks, rather than having to comp three clients.