This morning I finally bestirred myself to open the stacks and stacks of not-quite-junk-mail, pesty notices, Important Tax Information, and statements and bills that have to be attended to, sooner or later. And what should pop out of an envelope from the credit union but not one, not two, but THREE negotiable (-looking) blank checks in my name, with my credit union account number them, along with an invite to hurry right out and cash them.
Turns out they’re an offer to fork over chunks of cash from my line of credit.
Yes. I have an old, unused line of credit with that august institution, one I took out when I was doing some renovations to my previous house…from which I moved some 16 years ago. I haven’t borrowed on that account in a good 20 years, but apparently it’s still very much alive. And the worthies of the credit union very much wish I would please rack up some more interest on a nice fat loan.
The things looked just like checks for an ordinary checking account. The sales pitch: fill these out in the amount you want, take it in, and cash it. Soooo simple!
HOLY ess-aitch-ai! You sent that to the mail thieves and the trash scavengers, dear Credit Union?
They may not be truly negotiable. But they sure look like they are. All it would take is a smart trash scavenger (or his boss) to engineer some fake ID with my name and address on it, hand it to his girlfriend, and send her in with a five- or ten-thousand-dollar check to manufacture a real nasty surprise for me.
Honest to God. What possesses people?
So I had to take a break from ripping open envelopes, filing, and trashing to send a written request to those chuckleheads: please do not mail me anything that looks even faintly like a negotiable instrument.
Into the shredder the things went. But…what an annoyance!