Coffee heat rising

Moments of Fame

Mama Bear hosts the beloved Make It from Scratch Carnival this week at I’ve Got a Little Space to Fill, where Funny’s recipe for and analysis of DIY glass cleaner appears. And by golly, Mary at Simply Forties leads off again with another of her amazing recipes: Baked Adzuki Beans with Eggplants and Tomatoes. I dunno what adzuki beans are, but I’m planning to find out soon. Speaking of new-to-me foods, check out HowToMe’s recipe for a South African snack called rusks: it’s a kind of a sweet biscuit, interesting and it looks good. The only way to do justice to all the neat posts that appear in this carnival would be to copy and paste the whole darn thing here! So be sure to go to Mama Bear’s site and explore for yourself.

Money Beagle has posted an interesting Money Hacks Carnival this week…don’t miss the hilarious pooch pictures, BTW! Here, a spin-off of the DIY window cleaner project, the DIY spot remover, made editor’s choice amid a host of much more august writings. For us intellectual cheapskates, Monevator reports that Stanford researchers have kindly demonstrated that you can spend 20% less than usual on presents and still elicit the same pleasurable response from the giftee. Take a look at Len Penzo’s figures that led him to conclude that paying off a mortgage is the smart thing to do: this thing is a tour de force. I paid mine off, over three financial advisors’ protests, as a matter of gut instinct; Penzo produces some good evidence to support that strategy.

Credit Withdrawal hosts the 160th Festival of Frugality. This thing, as usual, is huge. Funny’s grouse-fest about Scientific American‘s questionable subscription renewal policies appears in the crowd. Fortunately, CW highlights a number of especially excellent posts near the top of this week’s round-up. My eye, of course, was instantly drawn to Lazy Man & Money’s advice on how to stock a bar. He makes some recommendations for staples, high-end and low. Money Ning contributed a nice article titled Five Surefire Ways to Stop Thinking Your Paycheck Is Never Enough. With M’hijito now seriously considering full-time pursuit of a master’s degree, Jim’s post, at Blueprint for Financial Prosperity, on the importance of filling out a FAFSA application for low-interest student loans was a good lead.

This week’s Carnival of Money Stories is hosted, with an entertaining Blog Championship Series theme, by Adam at Your Money Relationship, where Funny’s latest shoe-buying tale appears. In the arrrrghhhh! department, check out Consumer Boomer’s story of the amazing deal Terminex proposed to install insulation (yes…they’re diversifying, apparently). Free Money Finance confirms my feeling about Macy’s, which IMHO needs to revamp its business plan if it’s to survive. The Financial Blogger’s house renovation project is finished, and he offers some reflections on the process. And finally, here is a very interesting post on class and moneyat GRACEful Retirement that has generated an enormous amount of lively and even passionate commentary, not to be missed.

Moments of Fame

The 158th Festival Frugality is live at the Well Run Dry, whose proprietor leads with a nice discussion of what “frugality” really means. Funny’s post on “real wealth” appears in this week’s round-up, along with a number of posts that suggest Well is not alone in thinking about the meaning of wealth and frugality. I enjoyed Miss M’s rumination on the size of her house (which is larger than the two-bedroom apartment I once found plenty roomy) at M is for Money. Mighty Bargain Hunter shows that he’s a pessimist after my own heart in predicting a decade of bear markets and hard times; he offers some survival tips. And I really liked Jim’s advice, at Blueprint for Financial Prosperity, to refrain from giving people high-maintenance gifts.

This week’s Make It from Scratch Carnival at Stephanie’s Make It from Scratch site. Uh oh! This looks dangerous: TRIPLE CHOCOLATE biscotti, from The Thinking Mother! The photo alone is to die for. Mary at Simply Forties offers an original and very interesting recipe for shrimp and quail baked in a pie. Oh My Aching Debts has a neat and simple idea for making your own dishwasher detergent, plus several other DIY household products. Be sure to visit the carnival for the many other great ideas and recipes presented there!

Moments of Fame

The 183rd Carnival of Personal Finance is online at The Frugal Duchess. Funny’s long-term care article appears in this week’s line-up. LOL! You’ve heard the term”filthy lucre”? It must have been invented by a banker: check out Broke in the Suburb’s tales from the (corner bank’s ) vault!In less lurid realms, I’d noticed Room Farm’s Lessons from the Depression before and was happy to see it in this carnival. In the weird department, check out the strange pitch Squawkfox got from some advertiser. Retire at 40 discusses a topic that has become especially apposite of late: lifestyle deflation. Absolutely do NOT miss The Digerati Life’s 21 Deal Sites and Online Tools to Help You Save Money—I’m bookmarking this page right now!

Retire at 40 has posted the 89th Carnival of Money Stories, where Funny’s first report on the Yard Sale Adventure appears. Here’s something strange: instead of cutting credit availability, American Express actually increased Credit Addict’s limit—by 25 percent! Dough Roller tells how, in a moment of amazing ingenuity, he figured out how to earn $826.75 in ten minutes. The Greenest Dollar discusses the pro’s and cons of paying off your mortgage early. Across the Pond, Find Financial Freedom realizes that buying a rental property could now be a profitable move; don’t know how that would apply in other countries, but note the calculations and try applying them to your own circumstances. And Peter at Bible Money Matters tells of being high-pressured when he went to cancel an old, inactive credit card.

Funny made Editor’s Pick with the squib on saving your pay stuns at this week’s Money Hacks Carnival, hosted by surfer François Viljoen at Liberta. This is a pretty entertaining site by a guy who has freed himself financially and is now volunteering for a South African aid group and…well, surfing a lot. Check out Living Almost Large’s story of diverting her husband from his craving for a new vehicle. At Monevator—another new-to-me site—the Investor offers three ingenious ways to control (or at least defer) spending. Cash Money Life describes how to collect unemployment benefits…and along the way reveals that the average amount states pay is a heckuva lot more than my state pays. Jim at Blueprint for Financial Prosperity lists the annual year-end tax strategies. And, good anytime, Wenchypoo discusses the art of saving big (and small) bucks through negotiation.

Moments of Fame

Dough Roller selected Funny’s rant about the couples culture as an editor’s pick in the 88th Carnival of Money Stories! So I certainly was tickled about that, particularly since quite a few distinguished pieces appear in this edition. A propos of an earlier FaM post question about whether you should try to turn something you love into a living, The Financial Blogger reflects on the success he’s had with blogging. At Budgets Are Sexy, I got a boot out of J. Money’s story of having taken out a whole paycheck in cash. My Dollar Plan tells a cautionary tale that underscores the importance of keeping records related to your pay and your job. Single Guy Money tells a story of helping a friend organize her personal finances, an experience some of us share.

The Carnival of Personal Finance is up at Free from Broke. The “turning what you love” post was included in this round-up, which as usual is huge. At this carnival, The Strump pushed my button with a report on how she got suckered into taking a contract at significantly less than the client’s going rate…been there, too! Everyday Finance predicts that many of us mutual fund holders will be rudely surprised at the capital gains taxes we’ll be paying for 2008, thanks to the current economic fiasco. LOL! I’ve become rude, all right, but I’m no longer surprised at anything emanating from the Bush economy. Mighty Bargain Hunter worries that the bailouts will ultimately harm everyone’s standard of living; this post offers several good points that add to my own slowly germinating theory that Big Auto, alas, should not be rescued by the taxpayer.

Moving on, Simply Forties has posted the 93rd Make It from Scratch Carnival, always a boot. Whaa? “How to Make a Horseshoe?” Check it out at Midwest Neurotica! Who’d’ve thunk it? The proprietor of Frugal Antics of a Harried Homemaker had an end-of-season tomato extravaganza that involved a lovely spaghetti sauce. And don’t miss Simply’s amazingly delicious-looking parmesan and herb-crusted beef tenderloin (ohhh hunger! I shouldn’t be reading this stuff before breakfast…). Funny’s blurb on nabbing nice picture frames on the cheap appears in this round-up.

MSN Smart Spendingpicked up my discussion of long-term care insurance and is running it as a guest post today. Check out proprietor Karen Datko’s article, posted yesterday, about the long-term implications of the mentality instilled by the need for kids to go deep into debt to get a basic college degree.

At Financial Wellness Project, FWP has posted another gigantic Money Hacks Carnival. Check out Dividends4Life’s rumination on when (or if) the market will bottom out. Mr. ToughMoneyLove warns about cash-out refinancing deals; at DepositAccounts.com you’ll find seven steps to reduce the hassle when you have to (or just want to) change checking accounts. And Prime Time Money’s post about FreeShipping.org shows up here—I’ve seen this post before, & it’s a very handy thing to know about.

Moments of Fame

The current Carnival of Personal Finance is up at Mighty Bargain Hunter, celebrating CyberMonday. Funny’s rumination on the hollowness of the “consumer economy” appears here. If that post didn’t cause enough hyperventilation, drop by My Family’s Money for a discussion of Arizona and Ohio ballot measures regarding payday loans. Bravely, Brip-Blap points out that we as individuals ought not to need bail-outs, despite the tough times. And here’s an interesting post from Dough Roller on the 50-50 Rule of Mutual Fund Investing. American Consumer News talks some common sense, thank you, Categories Carnivals & Festivals Tags 4 Comments

‘Nother moment of fame

Last week Funny’s hint on how to get better, cheaper hamburger made the Money Hacks Carnival, which went live at Steadfast Finances with an eye-catching ferris-wheel photo. For some reason this is a carnival I tend to overlook, possibly because it doesn’t go up on the same schedule as my usual haunts. And it shouldn’t be missed: this week, for example, the carnival gathers quite a few interesting and useful posts.

Check out the Online Savings Blog, where Fred Siegmund has the temerity to suggest that teachers should be paid fairly, and that to get there we need to update the FLSA. Passive Family Income reports the growth of mini-Hoovervilles in the woods near his home; reminds me of the clusters of six to ten homeless people I’ve seen camping together along the Arizona Canal. Over at Financial Wellness Project, FWP figures ways to reduce the cost of vehicle insurance (he drives a motorcycle, but most of these would apply to your car or truck). And at Bible Money Matters, Peter gets a conversation going about the advisability of borrowing against your 401(k).