Coffee heat rising

Link-O-Rama: First Friday Edition

Great weekend under way! My friend Carol discovered a FREE First Friday concert last night, presented by the Arizona State University music department. So we raced downtown as soon as we could escape from our respective clients. Grabbed dinner in a cool little bistro/bar (more bar than bistro, I think, tho’ the food was excellent) and then flew into the concert just as they were about to start. They were incredibly good, and the thing we really loved about it was how eclectic it was — music from the 1700s to just yesterday — two of the pieces were composed by young men who were sitting there in the hall.

Gorgeous evening. Weather was beautiful and we had a fine time. Spring is now in its “late” phase here, as in it would be your basic summer anywhere else in the world. This afternoon I was able to get into the pool and swim about a half-hour or forty-five minutes, making up for the many hikes and bike rides I’ve failed to take over the past week or ten days.

Around the Internet, all sorts of cool things are going on. I ran across something called called Longreads.com, an extremely neat site that aggregates articles with — if can imagine! — actual substance. If you enjoy reading something you can really wrap your mind around, check it out.

In the rich get richer department, I’m sure most of us have already gotten wind of the most recent clues to the demise of the middle class.  Here’s the report from the proverbial horse’s mouth, and an interesting tabulation of related data at the Washington Post.

Since we’re all going to be doing menial work for a living, we might as well know the secret to getting rid of toilet stains, revealed (where else?) at Lifehacker.

And in the don’t worry, be happy department, Wired posts an entertainment about Google Glass.

The semester is finally winding up, and now so I can tell you about one of my (fully adult! not a kid!) students’ blogs. In a recent post she shares an discovery she and a few others have made about a possible cause for childhood eczema. And as a matter of fact, a couple of experiences I had when M’hijito was little tend to back up this theory.

At My Journey to Millions, Evan contemplates an amazing idea: start your own family credit union! Apparently this scheme is not beyond the means of any reasonably affluent group with something in common: check out the how-to at NCUA.

Romance is in the air at A Gai Shan Life, where Revanche reminisces about the first six months of a certain relationship, in New Zealand, where eemuse is about to tie the knot, and at I Pick Up Pennies, where Abby & Tim  celebrate their 5th anniversary with a mini-honeymoon.

Crystal offers an incredibly easy and delicious-looking recipe, complete with photos, for scalloped potatoes. Yum!

Mrs. Accountability relates a jaw-dropping tale of a young mother who contrives to get food stamps despite earning a decent living and living, all things considered, fairly high off the hog.

Donna Freedman celebrates her fourth blogiversary with links to great past posts at Surviving and Thriving and elsewhere.

I don’t remember if I linked to this April 24 post at Money Beagle; if not, you should read it because it’s it’s very funny; if so, more comments accrued–worth revisiting While you’re there, check out today’s to-do list for balanced living.

Paula at Afford Anything debunks an old chestnut, to entertaining effect.

At Planting Our Pennies, Mrs. PoP posts the April balance sheet, complete with cool graphs. As she says, you can generate reports like this at Mint; and you also can do it in Excel, with a little formula manipulation.

Over at Frugal Scholar, once again Blogger won’t let me sign in to add a comment to FS’s interesting post on the nature of innumeracy and the idiocy of students’ perceptions of grade scores. Today it demands either that I establish a Google+ profile (no, thank you) or that I create a Blogger site (why?). The comment I craved to post:

Not surprising. One thing I learned is that attaching numeric values to rubric items to come up with a total point value equivalent to a grade on a paper quashes complaints that one’s grading is “subjective,” even though you use the exact same rubric standards as you do for letter grades. To some people, numbers hold forth the promise of cosmic truth. Hence, I suppose, numerology…

I personally am innumerate. I cannot and never have been able to do arithmetic competently, because I simply can NOT keep the “math facts” in my brain. I do well at algebra (for example), because it’s about logic, not about regurgitating numerals. But anything that has numbers in it just flummoxes me.

 Recently, after only 66 years on this earth, I learned that this is a congenital condition related to a genetic flaw that caused a type of (allegedly) benign tumor called a “neurofibroma” to arise on one shoulder. As it develops, people who have this hereditary ailment often suffer from dyscalculia.

 I was lucky a) that the condition isn’t worse and did not manifest itself in infancy (it can lead to serious mental handicaps); b) that I was born to a navigator who could teach me how to use a slide rule when I was in grade school; c) that someone invented the calculator not long after that; and d) that Excel or Numbers is available on every computer in creation.

Whatever the causes, discovering a biological reason for the seeming obtuseness has given me a lot more empathy with students who can’t write a literate sentence to save their lives.

Frugal Scholar will be gratified by Free Money Finance’s latest spin on decisions related to selecting a college, and especially on the “any college they want” parental ambition.

And finally, in the WTF!!! department, don’t miss this astonishing report at the Volokh Conspiracy.

 

My Achin’ Back Roundup!

Sooo I’m really not getting the posts up here, baaaad basselope! The tardiness is partly a dead laziness issue and partly the result of discovering that the stubborn pain in the right hip and tailbone probably has something to do with my unconscious habit, which no amount of deliberation seems to break, of sitting cattywampus on the desk chair with the left foot hooked under the right thigh, hour after hour after UNCOUNTABLE hour.

Saturday it was out of the sack by 5:00 a.m. and straight across the hall to the office. Spent two hours grading student papers; then read news online and made a couple of comments on other blogs and played a little fake mah-jongg and responded to e-mails and coped with a student query that required 45 minutes of figuring out & explaining and paid Tina for subcontracting work. By the time I got up from the computer to fix breakfast, it was 10:00.

I still hadn’t written a FaM post, still hadn’t entered the last two or three weeks’ of credit-card charges in Quickbooks, still hadn’t scanned and deposited three checks from clients, still hadn’t sent the clients receipts, still hadn’t paid the AMEX and Mastercharge bills, still hadn’t figured out how much to transfer and from where to cover third-quarter 2013 living expenses.

And I had already been parked in front of the computer for five hours! No wonder my back hurts…

This incredible lasagne soup recipe popped up on Stumbleupon.

Donna Freedman wonders how to address the issue of people yakking through a musical performance, the next time it happens to her (which it certainly will). I don’t know whether people are simply so enamored of their own voices that they can’t imagine anyone else wouldn’t want to listen to them, or whether they just don’t give a damn what anyone else thinks. But there sure are a lot of obnoxious folks out there.

101 Centavos has a whole series of entertaining posts this week. Start with the tongue-in-cheek (I think!) ideas for potentially successful retail stores and then explore the rest of the week’s offerings.

Recently I ran across a site called Prawfsblawg, the product of a far-flung band of law professors. This bunch is all over the place, posting on a wide variety of issues. I enjoyed, for example, Rick Garnett’s “The Blogger as Public Intellectual.” But the whole site is well worth reading and revisiting.

Over at A Gai Shan Life, Revanche relates another episode in the family soap opera.

TB grouses about having to start over on the bottom rung at his new job. Therein lies the problem with the adage that people in their 20s and 30s now can expect to change careers several times during their working lives: that means several returns to entry level!

As I was posting about why I don’t need a gun (because every other nutcase in the city has one and so we all assume everybody we encounter is carrying heat), Crystal also posted about the nature of gun ownership in America.

And along the same lines, here’s an eye-roller from The Volokh Conspiracy about the outcome of a firearms safety class.

Money Beagle contemplates ten mystifications of life, to amusing effect.

One Cent at a Time hosted this week’s Carnival of Personal Finance and kindly included Funny’s extended rant over the joys of dealing with Medigap insurers among the Editor’s Choices!

Since Once Cent at a Time is a new-to-me site, naturally I had to explore around, and found a nice post on REITs (real estate investment trusts). I expect if you’re going to invest in one of those instruments, now is the time to do it.

Academics love books. We can’t bring ourselves to get rid of the things, so we end up with gigantic, dusty libraries covering every available wall. Nicoleandmaggie ruminate interestingly on their fantasy library.

Evan at My Journey to Millions goggles in amazement at the repeated flurries of attention to CEOs who claim to draw down $1 in salary from their corporations.

At Planting our Pennies, Mrs. PoP uses a funny cat story to spin off a post on the wacky ease with which we can buy stuff these days.

At NZ Muse, eemusings and soon-to-be-DH plan a round-the-world trip. Maybe they’ll come to Arizona. 🙂

All of us buy clothing made in Asia — whether out of frugality or because we can’t find any practical alternatives anymore. Frugal Scholar observes that most of us overlook the real cost of those purchases. For enlightenment, check out the Robert Pinsky poem Frugal Scholar has reproduced.

 

 

 

Linklets

Mrs. Accountability has an unusual new how-to post over at Out of Debt Again.

While spring has sprung here in the Southwest, 101 Centavos is irked when snow falls on northeastern Oklahoma…and on his garden. Undeterred, he describes how to make a gorgeous Italian salt rub out of your garden herbs.

First Gen American, who came roaring back from a hiatus with an awesome post contemplating the true meaning of happiness, describes what it was like to grow up poor. Really poor. Shopping in thrift stores has become a modish trip among a certain set of financially jittery middle-class Americans; having to buy everything that way is quite a different thing from hunting the occasional Chico’s find at the “upscale thrift shop” whose proprietors screen everything and won’t accept anything that doesn’t have a designer label.

Mr. and Mrs. PoP also hold forth on the happiness issue, a post that elicits a long series of readers’ reports on the small things that bring joy to our lives.

Money Beagle has a great post on finding a roofing company, which goes into interesting detail on roofing materials and what one should be looking out for.

Uh oh. It’s 2:30 in the morning and I just remembered I haven’t read all those stoont papers that came in from the magazine-writing set. So…to work!

 

Around and About the Web

Okay, let’s try one more time to launch the proposed exciting roundup.

First: Once again Funny made it into the Carnival of Personal Finance. At Money, Life and More, Lance kindly included the rumination comparing our parents’ income and expenses with those of us moderns.

FREEBIE ALERT!!!!!

Today and tomorrow only, get a free download of Get Out of Debt Like the Debt Heroes: How 21 Ordinary People Paid Off Over $1.7 Million in Debt, by Ben Edwards (Money Smart Life) & Jeff Rose (Good Financial Sense).

At NZ Muse, eemusings posts a very interesting article about the arranged marriage one of her best friends is about to enter. Some of the comments are also extremely interesting.

Free Money Finance offers a nicely nuanced piece about the many decisions awaiting young people an their parents when it comes to choosing a college.

At My Personal Finance Journey, Jacob discusses  pros and cons of the several tax-advantaged investment instruments other than the IRA, the 401(k), and the 403(b). None of them are exactly what you’d call aggressive, but they certainly are worth knowing about in the context of your overall investment plan.

If you have to care for someone in your family — or think you will have to, in the near future — you should read Lynn Johnson’s eye-opening post describing a way to be paid as a caregiver without risking your loved one’s Medicaid eligibility.

101 Centavos has made a surprising discovery about a low-cost way of enhancing your home’s value, and, on the side, making it more enjoyable while you’re living in it.

Revanche donated her long locks, which she recently had cut short. Now she’s contemplating how to make other biological kinds of donations.

Holy mackerel! At Afford Anything, Paula is having a frenzy of great posts! Cruise over there and take a look, starting with today’s post on the question of paying off the mortgage.

Over at Antinecktie, Jesse has found a program that helps you learn another language, and along the way he translates the maker’s business model, in spades.

Budgeting in the Fun Stuff calculates ways to cut the budget some more.

Five-Cent Nickel has the obligatory springtime post on how to save money on your taxes…which reminds me, I’ve got to get off my duff and go stand in line at the post office to ship off this year’s check to the state. One thing I could do without is having to pay $5 to mail returns return-receipt-requested!

What’s a Larabar? Apparently Nicoleandmaggie think the things are indispensable. 😀

Abby and DH get their taxes done for a reasonable price. If I’m not mistaken, their CPA is the same as mine. Yes!

Money Beagle reveals all! Or rather…reveals the secret of beating long lines at the Costco gas pumps.

Evan is mad as a hornet about his 401(k). See why at My Journey to Millions.

In the amazing department, check out Pauline’s investment in the coconut farm at Reach Financial Independence.

At Planting Our Pennies, Mrs. PoP discusses the strategies of spending money to save money.

And, appropriately enough for the end-point of this post, at Surviving and Thriving, Donna Freedman talks about dying.

 

Watch Television? Why?

Channel 3: Inside some prison, Asian guys sweat. “You can run, but you can’t hide!” {yawn}

Channel 5: YoPlait ad: “It is so good!” Well. No.

Channel 8-1: Some woman singing some syrupy song. PBS is in the throes of another of its interminable beg-a-thons; apparently they think this sort of thing stimulates the well-heeled to cough up money.

Channel 8-2: Some nerd is going on about the glories of broccoli. OMG! Broccoli is a natural food!!!! Moving on.

Channel 8-3: Another nerdly looking fellow is going on about some physical or mental ailment “JOIN OR RENEW ONLINE 480-965-8800″…ah…it’s one of the current fad ailments. Give me a break.

Channel 8-4: Treacly lite classical Muzak with slideshow of stills.

Channel 10: Ad for American Idol (how much longer is that thing going to last??). Ad for TMZ. Ad for AAA. Ad for…

Channel 12: Ad for Microsoft. Very expensive-looking ad for Microsoft. Really? Excruciating.

Channel 15: “I’m very aware of what 3XK is capable of, Detective Tyson!” (…apparently, of extreme, graphic, and intensely boring violence…)

Channel…OFF!

Is there anything on? Anywhere?? Apparently not on the public airwaves.

In other precincts, one of my clients is selling one of her e-books bundled in with a package of diet and health-care books: 53 e-books, an $800 value, retail, for only $39.97. You need to move quickly, though, because this offer ends on Thursday. Check it out!

Check out her new book on cooking with coconut flour, too.

Meanwhile, Funny’s beloved Web Wrangler, Jesse Michelson, has launched a new blog called AntiNecktie, a paean to freedom from the hamster wheel. He reports that last year was not a junket through the Best of All Possible Worlds, but apparently things are looking up.

Hufflepup works hard at training the humans. Refractory critters, but over time he succeeds in getting his way. 😉

At Blue Collar Workman, TB has landed a new job. Sounds pretty strenuous…but a great way to work off your frustrations before you knock off at 5:00!

Wait…what? A miracle! An airline company caught in the act of being nice to a customer! Been a while since we’ve heard a story like this one.

After the January from Hell, Evan and The Wife finally seem to be having a chance to catch their collective breath.

Money Beagle contemplates the best ways to keep bread from going stale.

I’m forwarding Nicoleandmaggie’s “Academia Is Just a Job” to all my friends! Isn’t it interesting how long it takes people on the tenure track to figure that out?

Crystal is trying to figure ways around the Dictatorship of Big Cyberbrother. Should be interesting to see how that goes.

ohhhhhhh it’s the middle of th’night! And so, to bed…

 

When Rich People Get STUFF…

This defies belief.

There are some goodies in there that I’d like to have, like that red fake Tiffany lamp (who knows…maybe it’s real!) and the leather love seat and the desk chair that looks Herman Milleresque. And it would be fun to go to this event, simply because it’s always fun to ogle other people’s excess. But my goodness. After slide number 153, the brain begins to boggle. Even with an army of maids to dust all this junk, imagine living with it!

If that prospect is too oppressive, imagine having the money to allow you to buy all that junk.

What would you do with seven fur jackets, even if you lived someplace where it was cold enough to wear a fur jacket?

Ah well. Fortunately we hoi polloi have other riches, which I’ve neglected shamelessly these past few weeks.

The one that delighted me most was Donna Freedman’s lovely (and loving) Valentine’s Day piece. Now we know why she decamped to Alaska!

Frugal Scholar is contemplating jumping off the same cliff I did a few years ago…or, some of her readers might say, doing what I have done, in the House of the Rising Son.

Naked Girl in a Dress reflects — or is led to reflect, by words from the mouth of a babe — that not everything in life has to be perfect.

Heeee! Revanche emits a very funny series of rants about television ads, to which she’s been exposed more than normal of late.

LOL! Nicoleandmaggie’s report of one of those incidents with students that leave a person in her 30s feeling like a dinosaur evinces a long and often hilarious serious of responses from readers.

And Mutant Supermodel spins off a whole new post from that one, entertaining and embellished with an amazing video.

At Blue-Collar Workman, TB considers the ins and outs of bidding for small contracting jobs.

Money Beagle reports an interesting experience with Sprint…one that entails a paradoxically unwelcome $556 credit balance.

NZ Muse experiences an incident that brings up a favorite PF blogger conundrum about picking up the restaurant tab.

At Planting Our Pennies, Mrs. PoP considers perspectives on pain.

Over at My Journey to Millions, Evan suggests several ways to cope with insufficient retirement savings, a predicament many Americans will find themselves enjoying. In 2010, the U.S. Census Bureau published a study suggesting that just 56% of singles are prepared for retirement. If that figure holds true for couples, about half of us need to start thinking now about how we’ll put food on the table during the 20 to 30 years we can expect to outlive our jobs.

And speaking of retirement, Crystal posts a report on their retirement preparations over at Budgeting in the Fun Stuff. Here’s a pair who aren’t going to be dining on cat food in their dotage!

Five-Cent Nickel contemplates the sequestration drama crisis. It’ll be interesting to see what happens in Washington…and interesting to see what happens to the country as a result.

By the way, on more down-to-earth subjects, have you seen this adorable site? Just yesterday, I saw a dog that  looks just like Hufflepup and almost stopped my car to ask his humans if they were the proprietors. Note that in “Socializing and the Pier” he’s smootching a critter that looks suspiciously like a corgi.

Uh oh…time to stop this. System went down and erased this entire post. Fortunately while its whirling mandala was grinding away, I raced over to the MacBook, called up Funny’s dashboard, and managed to copy and paste all the content above into a Word file, rescuing almost two and a half hours of work. That was close!