Coffee heat rising

Live-Blogging from inside a Raincloud

When my mother was a young California girl, she and her friends used to joke that only San Franciscans could tell the difference between low clouds and high fog.

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Whaddaya think? High fog? Low clouds?

Water has been falling out of the sky since the middle of last night. It’s evening and rain is still sprinkling down. When Cassie and I went out for a short walk during a brief break, herds of fat, pregnant-looking clouds were practically kissing the ground, they were so low. Before we got back to the house the misty air was coalescing into a fine, powdery rain, dappling the puddles with tiny wave rings.

Speaking of San Francisco, the home of high fog and A Gai Shan Life, Revanche has thrown over the Rx traces and is steadily making progress on her health self-help plan.

At I Pick Up Pennies, Abigail wants to do something extra-special for Tim this Valentine’s Day, after the difficult year they’ve had. Ideas are invited!

Donna Friedman reflects eloquently on Abigail’s recent loss of a third pregnancy, grief, and the fragility of life.

There’s a really cute anecdote at Blue-Collar Workman, contributed by a guest author.

After taking on a new house with all its attendant increased expenses, Evan takes yet another plunge on his Journey to Millions: starts an investment club.

101 Centavos has been visiting Korea in the dead of winter — nice timing, that. Along the way he takes time for a rant on annoying food labels engineered by machinating special interests.

Frugal Scholar sings a paean to the world’s greatest organizing tool.

Noticed any change in food prices lately? Money Beagle sure has — especially where fresh veggies are concerned.

Brip-Blap has a nice rumination on what makes a great job.

Along the same lines, eemusings reflects on whether one really can expect to love one’s job.

Mrs. PoP publishes a new “He Said – She Said” conundrum at Planting our Pennies. Very interesting.

At The Frugal Girl, Kristen hits a nerve with her readers when she considers how to tell when one has too much stuff.

Free Money Finance addresses the question of how much umbrella insurance one needs, and why.

Budgeting in the Fun Stuff runs a nice profile of Julie, proprietor of Canadian blog Freedom 48.

And Julie holds forth on one of my favorite hobby-horses, the cost of owning a pet.

Who would think something so obvious as protecting yourself from the flu would be controversial? At Bargaineering, Jim stirs up some hornets with an innocent question.

So it goes in the blogosphere, Saturday, January 26, 2013.

Live-Blogging from inside a Cotton Cocoon

woo-OOOOO-ooooo! The world’s looking a little undulatory today.

The cyclobenzeprine gunk is working, thought it’s taken a couple days to kick in. The late TMJ episode was the proverbial straw: decided to take a chance that the stuff wouldn’t elicit visions of sugarplums floating on an island in the middle of the iceberg-cold pool to a sound track of “Bali Hai Is Calling.” Dropped half a pill that night; another half in the morning; then, seeing no serious ill effect, gulped a whole pill down in the evening.

Yesterday brought enough improvement to be noticeable, and by evening I was able to eat, more or less, by forcing my teeth to come together, and didn’t have to hang my jaw open like an adenoid idiot to make the hearing work in the right ear. Scarfed down another a half-a-pill before heading out to choir this morning.

By the time choir ended, I was feeling no pain, literally and figuratively.

Well….maybe not “no” pain, but today I can close the mouth normally and the hearing is back to normal. The spasmed muscle in the rib cage is now tolerable, the upper back spasm almost gone, and the lower back pain barely noticeable.

Wonder if you have to snarf pills forever to keep the muscle pain at bay, or if it’ll go away after it’s calmed down a bit. I really don’t want to  keep taking muscle relaxants any longer than absolutely necessary. The price for all this soothing (besides the $17 price tag) is a craving for gallons of water, mild dizziness, and a sense of being ever so slightly disoriented. I really can’t be driving around in that state.

All right. Enough of that! Let’s see what’s going on outside of LaLaLand…

Donna Freedman mourns the loss of yet another potential grandchild and her heart aches for her daughter’s sorrow. This is an eloquent, heart-rending piece of writing from an extraordinary writer.

At I Pick Up Pennies, daughter Abbie is picking herself up and trudging on, largely by focusing on the small everyday things of life.

In other precincts, Evan and The Wife are moving. And it’s one of those gawdawful moves where you have to get out of your existing house and have no place to go until the new place is ready. Fortunately they have family to help out. But this strategy is never fun.

Revanche, to my amazement, was brave enough to order a pizza from a widely reviled chain. After the comedy of errors that followed, she’s not  likely to repeat that experiment. In another lively post at A Gai Shan Life, she demonstrates why she and PiC were willing to spend $8500 on surgery for Doggle.

TB has another tale of the blue-collar life. Reminded me of the time I walked off a job…one of these days, I’ll have to tell you that story…

In the more-is-better department, Mrs. Accountability reflects that sometimes raising three kids can be cheaper than raising two.

Mrs. PoP poses a mystery in a winsome post about her husband’s hobby…or male bonding activity.

And in the WTF? department, check out Consumerist’s report of the weirdness that is Anthropologie.

Frugal Scholar compares accumulated household clutter to head congestion and braces for the cure.

Money Beagle has an outstanding post reflecting on the reasons for the pigheadedness that dominates today’s national discourse.

Nicoleandmaggie have got a brisk conversation going on the question of the dreadful gifts people give each other.

eemusings asks NZ Muse readers if they’ve ever recommended a friend for a job.

And Five-Cent Nickel asks if you’d be willing to pay a premium for the privilege of stashing more money into a Roth IRA.

Crystal at Budgeting in the Fun Stuff posts the 2013 post-Big-Move budget. Looks pretty promising, too.

Welp, time to go to chant choir…and so, off and running.

 

 

 

Happy New Year!

newyearseve800px-CopenhagenNYESo we’ve made it through another year. A day from now we all may go tumbling off a vast economic cliff, led by a herd of brainless bellwethers. But for the moment, we’ll eat, drink, and make merry…for tomorrow what we drink will cost twice as much.

Unlikely as it seems, a little peace and quiet would be welcome in the new year. The past two weeks have been spent in nonstop work. Except for Christmas Eve and Christmas Day, the indefatigable client has found some new set of tasks every time I expected we were about done. But the book goes to the printer in a day, willy-nilly. So it’s to be hoped that we’ve done as much as need be and gotten it right.

Wonder what’s going on in the wide world…

101 Centavos goes through a very entertaining then-and-now exercise, comparing the amount of work required to purchase various items and services in 1958 vs. today. Great image from the Sears catalog, too…I need one of those gadgets!

At The Debt Myth, Jackie reflects on the many benefits of learning to say “no.”

Check out this amazing story at Consumerist. I’m not sure if this is a story of “a$k and ye shall re¢eive” so much as it is about one of the rare good guys of corporate America.

Justin at The Frugal Path says he’s in the camp that believes credit cards tempt you to spend more than you do with cash.

Unless you’re the ultra-petite type, you may not realize how much hassle it is to buy clothing if you don’t fit a standard off-the-rack size. Check out Revanche’s latest shopping adventures at A Gai Shan life. Reminds me of the time my sister-in-sin actually flew all the way over from Seattle to search shops here trying to find something that would actually fit to wear to her son’s wedding… We traipsed through three shopping centers before she found something that didn’t make her look like a ten-year-old, a fruitcake, or a potato sack tied in the middle!

Edward Antrobus comes up with a stack of good ideas for keeping warm in the winter.

Donna contemplates the annual Christmastime orgy of materialism — and its effect on kids — at Surviving & Thriving.

Over at Afford Anything, Paula reflects on the “why” behind one’s passion for personal finance.

At Bargaineering, Melissa contemplates the economics of a touchy subject for some of our guys: male pattern baldness. Don’t worry, fellas…you’re still our handsome heroes, no matter how much hair (or not) you’ve got on your noggin.

Mrs. PoP describes, with before-and-after photos, the really effective DIY remodeling job the PoPs did on their kitchen & bathroom, for an amazingly low price. If you have a house with one of those big recessed boxes that hold flourescents above a big plastic panel, (they were called “light ceilings,” as I recall…one of the more misbegotten ideas of the 1960s and 70s), you should check out the very clever update they came up with.

TB observes that Christmas means hard times for a lot of blue-collar guys: for remodeling contractors, it’s a time when business reliably slows down.

Daisy at Add Vodka reports that they’ve bought a house! This is a very big deal, since it appears to be their first. 🙂

Mrs. Accountability discovers electronic check depositing. Yay! Some banks have been slow to offer this service. The credit union here started offering it..what? a year or so ago? Recently they updated the program, and now it works pretty well.

At Brip-Blap, Steve describes what he calls ways to get free money. Some of them truly are “free,” assuming you play the game right; some of them…not so much.

Evan recently got rid of one of his student loans and is feeling happy about the amount of interest he’s saving by paying it off early.

At Free from Broke, Kevin Mulligan suggests there may actually be some circumstances in which it’s worth paying an annual fee for a credit card.

Crystal lists her New Year’s resolutions and looks back over 2012’s goals.

Sean at One Smart Dollar points out that downsizing doesn’t necessarily save you money, or at least maybe not as much as you expected. This is a thought that’s crossed my mind, too…

At NZ Muse, eemusings celebrates the holidays by replaying some old posts. Here’s a pretty entertaining one…my mother used to say a person’s tastes change every seven years. 🙂

Five-cent Nickel plunges into the regifting controversy. Personally, I like his idea of passing  unwanted gifts along to charity.

Money Beagle is also reviewing 2012 goals and considering which worked out and which didn’t. Last year Beagle also made a bunch of predictions…and now would like to know what topics you think deserve predictions for 2013.

FMF gets a ton of comments over at Free Money Finance when he asks whether Americans should be forced to pay into a mandated defined-contribution plan.

Abigail admits to being lured into buying more than she needed by a retailer’s free shipping offer.

Frugal Scholar’s most recent post is an amazing recipe: potato pickle soup!

At Grumpy Rumblings, nicoleandmaggie ask how long it took you to furnish your home.

At Get Rich Slowly, Sarah Gilbert touches directly on FaM’s underlying theme when she addresses the issue of money and stress.

Fabulously Broke wonders why people would even consider marrying for money.

Welp, it’s cold in here and the Corgi and I have yet to have breakfast. And so, away…

And a Happy New Year to you!

firworksTybee_island_georgia_july_4_fireworks

Images:
Fireworks over Tybee Island, Georgia. Steevven1. . Creative Commons Attribution 2.5 Generic license.
Tivoli Gardens fireworks. Stig Nygaard. Creative Commons Attribution 2.0 Generic license.

The NRA Slips Its Collective Trolley…and other mind-numbing stuff

OMG, the entire freaking organization must have lost every marble its members had in their heads! Have you heard the NRA’s hilarious proposal? Let’s post armed guards in very school across the land!

Dudes and dudettes! Have you ever really talked to a minimum-wage security guard? REALLY? Do you seriously think we’re all going to trust our kiddies to one poor little underpaid, usually undereducated, often less than richly endowed with IQ points freaking hired security guard? With a pistol? SERIOUSLY?

Best argument in favor of home-schooling I’ve heard today.

Well, you know, I am the child of a gun nut myself, and I’ll say I was mighty happy to have the old man’s Ruger in hand when a sh!thead accused of kidnapping and assault was 30 seconds from getting inside my house. But that notwithstanding, I’m not nutty enough to imagine our liberties demand that every civilian have access to semiautomatic weapons. Bring a stop, once and for all, to selling combat weapons and their knockoffs. Require background checks for wannabe gun buyers. Make it a felony to leave a gun within reach of your kids. But keep Big Brother’s hands off responsible Americans’ pistols, shotguns, and ordinary rifles.

Back to daily life, such as it is: Spent the whole week working like a horse. Nothing like “retiring” from a job to keep you busy, eh? This week Tina and I have done two books, in one way or another. A  bunch of edits and a mystifying list of efforts at references came in from one client, whose project I’ve neglected shamelessly as other demands have impinged. Just as that landed on my desk, an old client called: would I index 360 pages of amazingly arcane scholarship?

Well, sure, for the fee they agreed to pay. Foisted the reference search onto Tina, who spent a good eight hours straightening that out. I knew she was actually spending that much time on it, because DropBox signals whenever somebody changes or updates files. Every time she hit “save” or altered a file, a little tab with some announcement popped up on my computer. Figuring out and adding new copy on my end, plus coordinating the rectified references with the in-text citations took a good four hours on my end. Meanwhile I had to start on the index.

This has been — always is, every year (the thing is an annual) — one of those projects that grows huger the more you work on it. Spent most of the week building that. Wonder if anyone else has been doing anything more interesting?

TB explains why on concrete layers will build a “crack” into a slab: to prevent real cracks later on!

Donna Freedman, who’s flyin’ around again, stays at her dad’s house and gets to deal with a plumbing problem…one that gives her an hours-long workout!

Money Beagle has some good advice for enjoying the Christmas season.

At Budgeting in the Fun Stuff, Crystal has already started to agonize about a health insurance decision that needs to be made by February.

Nicole&Maggie at Grumpy Rumblings ruminate(s) about crazy (and not) friends.

At My Journey to Millions, Evan talks about reasons for life insurance that might be attractive to retirees.

Planting Our Pennies describes the hassles entailed in living in an “older (1980s!!) home in Florida. Thanks goodness I live where it never rains!

At Brip-Blap, Steve suggests several ways to get free money.

Abigail at I Pick Up Pennies describes one of those brushes with entropy that seem to visit us all now and again.

Mrs. Accountability suspects extreme couponing is actually a form of hoarding.

Speaking of entropy, it’s coming on to the middle of the night, and this old bat needs to go to bed.

(P.S. Well…that was weird. After I hit “post” WordPress somehow deleted almost all the paragraph breaks in this thing. It looked fine in Preview!)

 

 

Weirdly Hectic Few Days

Well, I don’t know what’s going on with Lady Karma, but it seems like she’s determined that I’m not going to get much blogging done. Several other things have managed to happen: a $450 project for a client, an entire day of cleaning, a vast order of beading supplies from Fire Mountain, a conference with the financial adviser, a junket to a doctor’s office. But when time enough for writing presented itself, the energy for writing did not.

This is final exam week, lhudly sing huzzah! Two more class meetings, and I’ll never see another freshman comp student as long as I live. As soon as the 7:30 class is finished with its Phaque Phinal (the school requires us to show up for final exams, whether or not a final is relevant to a give class, so to get the students in the door so I can get myself paid, I give them an extra-credit quiz), I’m racing back here to finish cleaning the house. The floors desperately need to be steam-cleaned; that’ll take a couple of hours. Ugh.

After I madly threw myself around dusting, climbing up on a ladder to clean the summer’s dirt collection off the ceiling fans, vacuuming under all the furniture, and then dustmopping 1860 square feet behind the vacuum cleaner, a windstorm came up during Evensong last night. When we got out of choir, a stiff, cold breeze was whipping the trees. This morning my  nose is stuffed up and I’m sneezing…and sure enough, a new layer of dust has been laid down on all the furniture!

Have been wanting to do a roundup, but there’s soooo little time!

Check out this site that I found in while cruising for Adjunctorium: it’s called Academic Cog. Its author is a good writer, as one can see in this post about a fairly typical incident in a fairly typical semester, one of the many good reasons to find some other line of work, IMHO. I guess one runs into sad cases no matter what the workplace, though.

I’m unable to comment at this site, because it’s another of those annoying Blogger sites with the comment function set so that you can’t comment unless you’re signed in to a Google account, which forces you to assume an identity you prefer not to use for blogging. I am NOT GONNA sign into your site as eng102[at]gmail[dot]com! Gr. Why on earth does anyone use Blogger?

Speaking of comments functions, I see Jesse the Wonder Guru is experimenting with a new spamcatcher. It’s changing the way the comments look and also changing some of the comments functions — it won’t let you enter HTML tags, for example, and it deletes lines between paragraphs, making you look illiterate. Oh well.

TB has his usual run of interesting posts over at Blue Collar Workman: the tale of the itinerant tool thief and a grutch about trying to get supplies in the city.

Revanche worries about her dad and marvels at a new Starbucks wonder.

Frugal Scholar has been publishing one handy and tasty-looking recipe after another. She covets a handbag from Nordstrom’s, a purchase she regards as an extravagance even at 40% to 60% off, and contemplates “paying” for it by economizing with “food that could be from a restaurant, but is cheap.”

Evan is closing in on the finale of the head-banging process of buying a new home.

Planting Our Pennies has a really interesting post describing discounted cash flow — if you thought you were going to get rich flipping houses, this one is an eye-opener.

Lordie! It’s after 6. I’ve got to be out the door by quarter to 7 and I haven’t even fed the dog, much less bathed, washed hair, painted face, and fed self. Sorry to all our other Favorite Bloggers, but that’s it for this week! Later!!

First sale!

The necklace we were contemplating the other day (in some mighty poor photos) sold for $110! That’s after I asked $100 for it—the customer decided it was worth more than that.

Who am I to argue?

Gosh. This is the first thing I’ve ever made that someone else ventured to buy (well…other than books and magazine articles). How neat!

It gets better. Our stellar First Customer works at a large country club. She kindly gave me the grand tour (and “grand” is the word for it!), with the new lariat necklace draped around her neck. When she introduced me to her boss, the boss admired the thing and when she found out I made it, she was interested in getting one, too. And so was another employee.

The country club has a crafts sale, which unfortunately happened about a week ago and will not be repeated this year. However, it was suggested that if I’m still in the “business” (as it were) of selling these things, by next fall I might like to participate.

😀

How about that?

This evening I finished another one, craving to use a pretty Talavera-style cross and a cute “message” charm I’d found—First Customer wished not to be confronted with religious symbols. Having spent a bit more than I should have on the first effort, I recycled some hematite beads from a large, rather heavy necklace a former student gave me years ago. The beads were pretty but three linked strands were rather much of a much.

The idea of building a single long strand seemed like the highest and best use for the things. Quite a few glass “pearls” and tiny silver seed beads remained from the last project. These all went together nicely to create a light, rhythmic pattern of brights and darks—turned out kinda pretty. IMHO.

As usual, you have to click on the image to see a higher-definition picture.

Originally I planned to keep it really minimalist and add only the little cross and the “Sing” charm, but then decided the effect was more stark than minimal and so added some frou-frou. And some color in the form of a few red beads:

This morning I’ll wear it to choir… Who knows? Maybe Client No. 2 will surface.

Or maybe you’re Client No. 2. If you’d like to purchase a lariat necklace like these, contact me at funnyaboutmoney {at} gmail {dot} com. Each one is different; no two are alike. If you have a general color scheme in mind, let me know. And give me a week or ten days to make it, since a fair amount of time is required to track down the most desirable beads.

😀

In other precincts, over at Budgeting in the Fun Stuff, Crystal and Mr. BFS are feeling a bit unnerved at the confluence of moving expenses and holiday expenses. They’re determined to get spending under control and pay off the mortgage on their rental house in 2013 and max out their 2012 Roth IRA contributions and their 2013 Roth contributions. Don’t expect much of themselves, do they?

Budget Glamorous explains how to become involved in an international homestay program, and better yet, tells some stories of her adventures as a foreign-student landlady (and stand-in mom?).  Interesting thing to do, and you can even earn a few dollars for your efforts.

Frugal Scholar and Frugal Son are seeking suggestions for things to sell at a fund-raising bazaar.

At WindyCityGal’s Weblog, Linda is abhorred by inconvenient changes in the squall jacket by Land’s End. She contemplates buying the men’s version, which, par for the course, is better designed and more functional than the new woman’s style.

NicoleandMaggie contemplate potty training in the context of upper-middle-class high-pressure.

At NZMuse, eemusings directs our attention to a new-to-me cloud storage bin for photos, SnapJoy. So far, it’s free, and it looks like it holds a lot of stuff with minimal hassle.

At Planting Our Pennies, Mrs. PoP breaks down the property tax bill, to interesting effect.

At The Blue-Collar Workman, TB visits an abandoned old building in a blighted area and is surprised to find antique printing presses and assorted metal gear untouched.

Donna Freedman has a gently funny post advising on ways to pass the time while some merchant has you on the telephone “hold” button.

Meanwhile, her daughter Abigail is pleased to find a so-called “spoiled” Black Friday ad (one that has been leaked before the corporation’s embargo date), and she points out the excellent reasons for the frugalist to know what will be on sale and by how much.

Money Beagle has one last camper adventure of the year. One tries not to giggle at other people’s  headaches, but…heeee! SDXB and I were so lucky to have foisted our camper onto one of his old cronies before it started to cost us a lot of money.

At My Journey to Millions, Evan dispenses some wise and little-known advice about the people you need to name in your estate planning. If you haven’t read this post, you should: it’s extremely important.

101 Centavos has a very interesting post on Sallie Mae—what it is, what it does (some of which possibly it ought not to be doing…), and what its prospects are. In case you’ve been living in a cave, this outfit has a great deal to do with the cost of student loans—yours or your kid’s.

There’s a nice post at Afford Anything on what money actually can be said to buy.

The recent catastrophe on the East Coast leads Nickel to discuss, at Five-Cent Nickel, what renter’s insurance does and (most importantly!) does not cover.

At Bargaineering, Jim trots out the old chestnut about legalizing marijuana and gets broad reader response.

Speaking of reader response, wanna stir up a hornet’s nest? Do as Shawanda does at Fabulously Broke in the City. Amazing how hot under the collar women get about certain subjects.

Free Money Finance asks what figure you’ve set as your “retirement number.”

At Get Rich Slowly, April Dykman holds forth on holiday come-ons to get people to sign up for loyalty cards, one of my favorite hobbyhorses.

Did you realize credit unions have started ripping off customers with fees, just like banks? Mrs. Accountability notes that hers dinged her, and several readers report similar experiences.

At Gather Little by Little, Stew uses the holiday season as a teaching moment, guiding his kids to consider value vs. cost.