Coffee heat rising

Gestalt II: The Update

Okay, the dust has settled from this morning’s freneticism.

Nothing has been decided about the bathtub drain, although I did determine, by poking around with an orange stick, that the exit hole in that drain is amazingly small. It may be that the drain is slow because it’s just built that way. This is something I will think on.

The dogs have settled down, apparently having yapped themselves into a stupor. As Catseye pointed out at this morning’s post, there’s nothing like a barking dog to spike your blood pressure. Indeed, that was the reason Cassie’s previous humans cited for dumping her at the dog pound. Ruby, however, is not a barker; she usually will not rise to the barking bait even when Cassie is baying. There actually has to be something going on to cause Ruby to bark.

The going-on, as noted, was the joy of young children playing on the street, it being a school holiday. Arf!

The kids have now gone even further on to bigger and better things, probably televised, and so the hounds are napping.

Out at the pool, which has been shut off for the past several days pending arrival of a repairman, the following Discoveries were discovered:

The pressure gauge is not, after all, busted. With a little fiddling, I fixed it.

Harvey the Hayward Pool cleaner stopped dead in the water NOT because the pressure gauge was broken or because much of anything else was wrong with the pump and filter, but because he had ingested a pecan, kindly dropped into the pool by a passing bird.

Those birds do that all the time. My challenge is to train the critters to deposit the pecans, preferably un-nibbled, right outside the back door, thankyouverymuch.

So with great pleasure I called off the pool repairman.

Planning to dump a bag and a half of pool shock into the drink, I tested the pool water first. Good thing: Acid level was normal; chlorine level was so high it turned the yellow test color to orange. Ooohkay…that explains why no algae has been growing in those much-neglected precincts. It also excused me from having to shock the pool, lhudly sing huzzah.

It further excused me from the planned trudge to Home Depot. Main thing I needed to buy there was chlorine tabs, at an elevated (not to say “extortionate”) price. Clearly, with chlorine levels high in the toxic range, there’s no need to add more…

The effing Venza (the more I drive that car, the less I like it) has again developed an infuriating rattle, somewhere in the vicinity of the dashboard. This, it develops, is a known issue with the Venza…and with several other other late-model Toyotas.

When I say I will never buy another Toyota as long as I live, I am not kidding. If I could figure out how to trade this thing in on something else without bankrupting myself, I would do it. Today.

The last time (which is to say the first time) I noticed this, I made an appointment with Chuck the WonderMechanic, who thought he could fix it. But before I could get the car to him, the rattling stopped. And…interestingly…here’s how it happened to stop:

I’d driven out to lovely Sun City at SDXB’s dinner invitation. When I got into the car to drive home after dark, it suddenly started rattling — and I mean make you CRAZY rattling.

The weather was much like it is right now: crisp and rainy.

A couple of days later — before the appointment at Chuck’s — I rattled on down to a Costco. Left the car parked in the lot for half an hour or 45 minutes. Then moved on to a Target, where the vehicle sat in that store’s lot for another 45 minutes, give or take.

In the Target lot, it was parked facing the sun. As today, the sky was patchy: sun and clouds. That meant the sun had at least some opportunity to shine directly on the black plastic dashboard.

Ohhhkayyy…now I come out of the Target, climb into the car, drive away…and realize it’s stopped rattling!

Huh. I surmise that the sun has heated the black plastic enough to cause it to expand, and in doing so has tightened the joints between the several plastic parts that comprise the contraption’s dashboard.

I do not take it to Chuck.

This was several weeks ago.

It was fine until yesterday. But weirdly, the weather conditions are almost identical: it’s been raining, it’s been cold.

So, when I rattled on home, I parked it on the driveway facing into the sun, and left it there for an hour. Figured if it worked before, maybe it’ll work again.

Well. It might have sort of worked: after letting it sit for an hour, I took it out again. The rattle seemed less egregious. But…it still rattles.

Okay…if a little solar heat is good, a lot must be better, eh? Left it parked in the driveway again. Whenever I feel like getting up, I’ll drive it around the block again.

It looks like little can be done about this. When you get on the Web, you see a lot of crazy schemes indulged by do-it-yourself aficionados. Some worked, some didn’t. But none of them are things I care to bother with.

This would explain why the vehicle was turned in after two years, wouldn’t it?

Friend came by with her books in hand. We’re going to donate them to the church’s fund-raising book sale, with stickers on the inside front cover directing readers to where they can find more of Friend’s work.

These are children’s books, and they’re really pretty cool. She is a grade-school teacher and a special-ed expert. The books are precisely targeted to specific grades. As part of her marketing campaign, she has gotten herself invited to classrooms to work with the books and the kids…and as she was describing the things she and the teachers were doing with them, I realized she had a kind of de-facto lower-grade textbook-like tool. I suggested she write teachers’ guides describing the various insightful and innovative ways she had for working with them. She liked the idea.

Another fucking robocaller jangled as I sat down to eat lunch, drink, and write this.

Checked into Ooma again. It still looks dauntingly technophobia-inducing. To hang onto your phone number (which I really need to do, since it IS my business number), you have to ask Ooma to switch it over. It takes three to four weeks, they say, to make the shift — though you get to use your number, you apparently also get to pay Cox for the privilege (as well as paying Ooma) and during that time, obviously, you wouldn’t be able to engage NoMoRobo.

It doesn’t exactly defeat the purpose…but it sure as hell makes it more difficult to achieve the purpose.

So I remain undecided about whether I want to subject myself to the hassle of changing carriers.

Most of our paying work is under control just now. Returned one article to the client this morning. The Kid is working on a second. So from my perspective, nothing remains to be done. We’ve read over 300 pages of the 475 pages the project is said to comprise, and now we have a lull. I should be able to goof off.

Which, you could say, is what I’m doing now.

 

 

 

 

Emptying Out the Nest

nest thermostatSometimes I feel like I’m swimming backwards: searching for retrograde items to replace commonplace tools that were once so functional  you barely noticed they were there but that have been replaced with computerized junk so complicated you can’t even begin to figure out how to make it work — or even if it does work. Current case in point: the Nest.

My son kindly bought me one of these formerly extremely kewl thermostats as a birthday present. And at the time it was awesomely kewl, the product of a band of ambitious young Turks. You could tell it what time you wanted to jack up or down the house’s temperature; or you could tell it to watch for you and to turn off when you’re not around. So, say, you could set it for 80 degrees on a 110-degree day, and it would keep the temperature around there while you were in the house, but if you went out for a few hours, it would shut itself off until you came back, saving you large amounts of money.

Then Google bought Nest.

Yeah.

thermostat honeywellWell, even if you didn’t mind the presumption that here’s another way for Google to spy on you, the problem is that Google decided to break the Nest. A year or so ago Google force-fed programming into the thing (you have no choice in the matter: the software downloads automatically and unbidden), and that program is just simply incomprehensible. You can NOT figure out how to make it work.

Lately I’ve been waking up every morning at 2:00 a.m. sharp, in a fit of discomfort: thinking I’m having hot flashes!

Hot flashes? At 71? Really?

Through the wee-hours stupor, I realize the heater’s running. In a daze, I climb out of bed, stumble down the hall, and turn the damn thermostat back off. And I wonder: is this a senile error? Did I not turn it off last night? I’m SURE I turned it off. The house was colder than a bigawd when the dogs and I huddled together in the bed at 10 p.m. How can it be back on?

Well, of course, “back on” unbidden is the Nest’s nature. And there seems to be no way to tell it off, OFF, goddammit STAY OFF! The Nest will turn itself back on when it deems proper: at about 65 degrees. Thank you very much for arrogating my decisions unto Thyself, dear Google.

Peeved after I see this month’s power bill — about $30 more than it should be, even though it’s effin’ freezing in here when I’m not having the 2 a.m. “hot flash” — I google “nonprogrammable thermostat.”

What should come up but a simulacrum of the good old Honeywell round thermostat!

Unfortunately it’s not the real good old thermostat, because it’s not a mercury thermostat. That was the reason they took real thermostats — the ones that used to…you know, function? — off the market. We might hurt ourselves with that mercury. And God knows we’re all too stupid to figure out how to recycle it properly.

User reviews are middling. At Home Depot, the Honeywell racks up a 4 out 5 possible stars, with 14% hating it. At Amazon, though, a full 20% bash it with one-star reviews.  Since on average you can expect to see 9% negative, this comes under the heading of bad reviews. By and large the main complaint (except for the guy who got an empty box in the mail) is inaccuracy, but as I recall the old real Honeywell mercury thermostat left something to be desired in that department…it’s pretty easy to adapt to, though. Only 59% of Amazon reviewers love it up with 5 stars; most of those folk seem to be the nostalgic type, pining for gear that has escaped digitization.

On the other hand…i prob’ly fall into that category… 😀

So, what we have here, so far, are four tools so laden with electronic frou-frou that they barely operate:

A shiny double oven, about $2,500 worth, whose highest and best use is to store pots and pans.

A thermostat that thinks it knows your mind better than you do, and will not brook any argument.

A car whose steering wheel is so packed with buttons to operate doo-dads that you have to take your hands off the wheel to honk the horn. Makes sense, eh? No one would ever think of honking a horn when some emergency was under way… A car bearing 28 computers, which working in concert will track your every move, operate your telephone, tell you which way to turn (not always correctly), and god only knows what else. But it’ll cost you $1,000 to fix a door that quits operating.

A clothes washer that will not wash, but that will explode. 😀

Hilariously, a few days ago Samsung sent me an urgent message with instructions about what can and cannot be washed in the washer — your comforter, for example, topmost among the NOTs… And with a new dial stick-on emphasizing that you cannot wash sheets in any cycle other than the “bedding” cycle. Which is just as well, one figures, since that’s the only cycle that releases enough water to launder so much as a pair of nylon panties…

Well, now we have a very fine wash machine, a throwback to the 1970s, whose agitator actually sloshes the laundry around in a whole tubful of water.

The dishwasher, a Bosch, has started to make ominous growling noises. I suppose that will be the next to go, soon to be replaced by yet another over-engineered device that doesn’t work. Kitchen appliances, including the Bosch models, are now engineered to crap out in 7 years. The other day SDXB reflected that he’s been in Sun City for 13 years now. He moved out there shortly after I moved into this house, in the wake of a dispute with a nefarious neighbor. So…that dishwasher is well into its dotage.

Just like its human…which also growls a lot.

Do You Really NEED a Car?

lightrail-Phoenix_Exterior_7417.2008If you live in the big city that is: how much, really, do you need a car? And if you didn’t need one…how much would not having a car not cost you?

Yesterday I realized there’s no way I can make ends meet with a $385 car payment, not on Social Security and an RMD…even with the market thundering along like a high-speed freight train.

Sure, I could take more out of the stock market to make up the shortfall, over each of the next five years. But that will take a bite out of my long-term retirement savings…and the bite is likely to be a great deal bigger as time passes, since in my opinion we will be seeing a pretty drastic recession in the not too distant future. The Trump recession is likely to make the Bush recession look like small potatoes.

Just IMHO…

At any rate, I do not want to let a car — and not a particularly good one — suck away my retirement.

Applied for a job a friend told me about, one that needs to be filled within two weeks. Department chair said I’m not qualified.

Hee heeee! Nothing like a Ph.D. issued in 1979 and 72 years under your belt to do that for you, is there? 😀

So I’m walking the dog and a thought crosses my mind…

Y’know, when I took the junk in to have its struts replaced, the Toyota service dept. rented me a car for $50. Had the thing for two days, drove it around; topped up the gas tank for $6.25 and turned it back in, no hassle.

I don’t do what you’d call a helluva lot of driving. And in theory I could do a whole helluva lot less: the new lightrail goes right past the end of the street, and an Albertson’s, a Safeway, and a Walgreen’s occupy corners about half a mile away. Even the Walmart is only about a mile and a half from here.

Could one, as a big-city girl and resident of a burg with designs on urban sophistication, could one do without a car? And if one could, then what?

This car is costing me almost $400 a month, and that doesn’t include the gasoline (it gets a munificent 20 mpg) or Arizona’s astonishing registration fees on newer vehicles. Or the insurance, to the tune of $700+ a year.

Registration in Arizona is $2.89 for every $100 the state thinks your car is worth. Since I’m paying $22,0000 for it, I expect they’ll charge me for about 20 grand worth: that will be $576 thankyouverymuch, along about the end of next summer when the utility bills are sky high.

So let’s see: $576 registration + $700 + ($385 x 12) = $5898. That’s $492 a month. Not counting gasoline, maintenance, and repairs.

Uhm… Y’know, you could rent a car for a reasonable number of days at $50/day. Almost 10 days as a matter of fact: 9.84 days.

I don’t think I actually drive 9 days a month. It’s probably more like 6 or 8 days a month.

And how many Uber rides could you rent for that? Uber costs 9 cents a mile here, plus a 40-cent booking fee. According to their website, it’s $8 to $10 to the Safeway: $20 plus tip round-trip. Plenty more than that to get to the doctor…but how often does one go to the doc? The train, which will drop you off in front of the AJ’s, goes right by the dentist, and stops across the street from the Target and Costco: $5 a day.

But it wouldn’t take that many Uber rides to get where you wanted to go.

Usually I run my routine boring errands on the way home from the weekly business networking group meetings. A Sprouts, two Trader Joe’s, three Walgreen’s, a Whole Foods, and a Safeway are right on that beaten path. A Costco and the AJ’s are in the general vicinity. So in theory, I could rent a car the night before, schlep to Scottsdale, and then do all my errands on the way home. Return the car: repeat seven days later.

Incidentals could, in theory, be bought at the neighborhood Albertson’s and Sprouts. It’s not very safe to walk down there, Conduit of Blight Boulevard being the garden spot that it is. But as long as you didn’t carry a purse — I’d pin a credit card inside my jeans pocket so it couldn’t fall out or be pickpocketed — it wouldn’t be too bad. It’s only about a half-mile, part of the way through the residential area.

How would I get to church?

In theory I could ride a bike down there on Sunday mornings. On Wednesday nights, of course, that would be unsafe: you’d have to traverse main drags in the dark, where it would be really hard for car drivers to see you.

For choir rehearsals, I pick up a friend who doesn’t like to drive at night. He lives just about a mile away — an easy enough walk. I could walk over there and we could drive down and back in his car. As long as I had a can of mace, it would be reasonably safe to walk back and forth between their house and mine.

So then all you’d have to cope with would be light emergencies: sick dog, quick trip to the doctor, the trip to FedEx for the last-minute photocopy job, whatEVER. For that: Uber.

Four short car rentals a month would cost me $200. That’s less than half what I’m paying for the pile of metal and plastic adorned with 28 computers sitting in the garage. Not counting the gasoline. At 20 bucks a hit, that would leave enough for 10 Uber rides or 50 days’ worth of train rides.

Soooo…there we have a question.

Why do I have this car at all?

 

Car bubble?

Well! Here’s something I wrote a couple months ago and blithely forgot to post. This was before the Fed decided to start raising interest rates. It’s an interesting idea, if you have a vehicle that’s getting old but still running…don’t be in any hurry to replace it just because rates may rise.

***

At our networking group, the thought is that we’re seeing a “bubble” in cars comparable to the housing bubble, BECAUSE interest rates are so low. With a 1.9% or 2.9% loan, you incline to buy a WHOLE lot more car than you can actually afford. Growing numbers of people are already defaulting on these loans. And if the economy stumbles — as it inevitably will, for whatever goes up must come down — a huge number of people will default.

Some of the guys suggested waiting a year, on the theory that the market will be flooded with repossessed vehicles offered at a cut rate.

***

LOL! “Whatever goes up…” It pays to be a cynic: we’re never disappointed and sometimes pleasantly surprised. 😀

Do you need an extended auto warranty?

venza2Okay, so our conversation turned, briefly, toward extended car service warranties offered by various third-party dealers. For a time, Costco offered such a warranty, but canceled the program because (says Costco) they couldn’t sell enough of them to make it worthwhile. This may be attributable to the fact that at least some of them were serviced by Century Warranty, which has a fine mob of angry consumers bellyaching about it.

Chuck and Pete, down at the shop, felt an extended warranty can be a good buy — especially if something goes wrong with your junker.

However, the operative word there is IF. Not just “if,” but also “how much.” Some of their customers’ warranties, which they trotted out for me to inspect, were very pricey — in the range of $1,500. The men felt these customers had gotten their money’s worth, though, because repairs on their cars also ranged around $1,500 to $2,000.

But…but…waitaminit. What kind of car do you drive? When did you last have a one-time hit of $2,000 on your Toyota or your Honda? The Dog Chariot — A Toyota Sienna — ran for 16 years and never once had a $1500 bill, to say nothing of two grand. I thought $500 was staggering…and that was for major upkeep.

Let’s go on over to Consumer Reports. Even though we’ve grown skeptical of their specific product recommendations (this is the outfit that thought Samsung top-loading washers were just grand…), when they dispense general information they’re still pretty credible.

CR calls the extended car warranty “an expensive gamble.” That very term drifted into my clouded brain as Chuck and Pete were talking about the things. The median price of these policies is about $1,200, but, says a  CR membership survey, “55 percent of owners who purchased an extended warranty hadn’t used it for repairs during the lifetime of the policy.” Sooo….that was twelve hundred buckolas down the drain, for each one of those owners!

Doesn’t get much better for the people who did get some payback: “Among survey participants who used their policy, the median out-of-pocket savings on repairs covered by extended warranties for all brands was $837. Based on a $1,214 average initial cost, that works out to a net loss of more than $375.”

Whether you’ll get any use out of this pricey instrument depends on the brand of car you buy. If the maker has a reputation for high reliability, then (duh!) you’re a lot less likely to use the coverage; if the clunk starts life as a clunk, then a warranty might pay for itself. Less-reliable brands include BMW, Chrysler, Dodge, and Mercedes-Benz; not surprisingly, the cost of warranties for these vehicles is high. Meanwhile, Honda, Subaru, and Toyota owners are far less likely ever to use their warranty coverage, and so tend to be the least satisfied with their gamble.

What the heck. If you’ve got $1,500 to bet on the come, you could have a heck of a lot more fun with it in Vegas than down at the car repair shop!

Edmunds is more measured in its remarks about extended warranties. It doesn’t exactly inveigh against them. As a matter of fact, Edmunds apparently hasn’t published an article on the subject since 2012. But when it did, the article was a good one. Go through the piece and answer, for yourself, the hypothetical questions they suggest you consider. Dave Ramsey, having read the CR piece, suggests you “just say no” to the things and instead set aside 50% of the warranty’s cost as a car-repair fund.

Since your car dealership’s “financial manager” salesman will try to get you to roll the warranty’s cost into the loan, any such purchase will mean you’ll be paying interest on this insurance policy.

Thus you’d be far better off to take the amount of the policy’s cost and stash it in a savings account. If you don’t have it on hand, figure out what the monthly payment plus interest would be and simply arrange an automatic monthly transfer from checking to savings. Before long you’ll have enough to cover repairs — especially if you’ve bought a reasonably reliable vehicle.

Here’s a guy who, way back in 2011, paid $2,380 (!!!) for a five-year Costco policy through Century. So…how much would you have to set aside to pay $2,380+2.2% interest, the rate tacked onto the Toyota loan Bell Road’s guy tried (for over an hour) to corral me into buying?

That would be $41.92 a month. Not an outrageous figure — most of us could afford that much. A $2,380 repair bill for your car would be a surprising chunk, especially if you’ve bought one of the “reliable” brands, and especially if the car comes with a new-car or “certified used” warranty that covers the drive train. The drive train is where you’re likely to have the big expenses — though of course who knows how much the computerized stuff will cost to fix. In the course of a year, you would have put aside over $500, which would cover at least one substantial repair.

That Sienna would run for an entire year, often, without any repair bills other than the ordinary maintenance: oil changes, windshield wiper replacement, and the like. These most surely did not add up to $500 a year. Assuming you lucked into a decent car (and chances are higher with newer vehicles) and assuming you used your car-repair stash only for really large bills, in five years you could have $2,500 set aside.

And…really…if you’re ever faced with a $2,500 car repair bill, isn’t it time to trade the thing in?

A Small Car Coup

Is that a coupe de car?

This noon I picked up Phryne the Venza from Camelback Toyota. They did indeed change out the struts. Claimed the cost was $386+++, said they were charging it against the “Platinum” extended warranty coverage, and soaked me a $50 “deductible.”

Ohhhkayyyy….

Meanwhile, Pete — soon to become the new owner of Chuck’s (Astonishingly Wonderful) Automotive Repair, was dubious. He said that many Toyota warranties are actually farmed out to second parties, and that they were licensed to do warranty repairs for some of them. When I couldn’t find anything saying who might actually be backing these things and couldn’t get Brian down at Toyota to tell me the secret, I called back and got Chuck Himself on the phone. He said to bring the paperwork down and he would tell me a) what is covered and b) whether they can do the work under the warranty.

So after I retrieved the car from the Toyota joint (having photographed the rental — which is what loaners are, now: rental cars — from all angles before turning it in) (No…no, i surely do NOT trust them), I trotted down to Chuck’s, where both proprietors were holding forth.

Both men went through all the paper I’d been given. They couldn’t find any sign of a so-called “Platinum” extended warranty, nor could any of us find any evidence that the warranty I was sold is backed by anyone other than Toyota. It appears that if I bought one, I wasn’t given a contract. But they think I probably did not buy one. The only items that are covered on the Certified Used extended warranty — good for 7 years or 100,000 miles — are parts of the drive train.

Needless to say, hatchback gate struts are not part of the drive train. 😀

We contemplated this. I remarked that what must have happened was I uttered the magic words: “And it fell on my head.”

By then the Camelback Toyota crew must have figured out that I’d called the AG’s office on Bell Road Toyota. Brian probably figured the next words to come out of my mouth would be “…and I’m gonna sue your asses.”

HeeeeHEEEEEE!

Well, that’s our speculation.

Whatever happened, apparently Camelback Toyota gave me a break on the repair job.

Not as incandescent a break as they’d like to make it appear: you can buy those struts at an auto parts store for about $37, and the repair takes about 10 minutes per strut. If that long.

But I suppose $50 is about what their cost was, and it was one helluva lot better than $386.

We now know that Chuck’s can work on anything that’s not part of the drive train. Drive train repairs: to Camelback Toyota.

Postscript: Check out this exceptionally clever solution for failed hatchback and hood struts!

And my last word (i hope) (for awhile) on cars:

The rental/loaner/WTF they gifted me with was a late-model RAV-4 — only 9,000 miles on it, so presumably a 2015 or 2016. Dunno if you’ve been watching the reviews of Toyota vehicles (how many people, really, spend their spare time reading Edmunds?), but when the present version came out, car reviewers expressed their disappointment. I’m not going to try to track down those reviews…but can say that for some years La Maya drove an earlier version of the RAV-4. It was a very nice vehicle, classy on the inside and roomy enough for us to carry furniture from estate sales to her house and to M’hijito’s place.

That’s not altogether so today. The car is nice enough, but its interior trim has been plasticized and cheapied down. It really does NOT hold a candle to the Venza, which unfortunately Toyota took out of production last year.

The Venza’s interior, with its fake walnut trim (possibly real, under layers of shiny plastic??) and its mega-electronic approach to driving, is much classier and much easier and more intuitive to operate. Well. To the extent that the electronic stuff can be said to be “intuitive.”

The RAV-4 has mechanical dials for the heating/air-conditioning (for example), but the thing takes three controls to operate, at least one of which requires you to pull over, park, and search for it if you’re to figure out how to use the system.

The RAV-4 is cramped in front: with my friend Lee in the passenger seat last night, we had a time finding room on the floor on his side for my choir binder and hymnal. Believe me…these are not massive items!

The ride is OK but…tinny. The RAV-4’s four-banger, which performs well on city streets (didn’t take it on the freeway) sounds a little whiny in action. The Venza’s six-banger performs…well…as Pegasus to Old Stewball…

So I feel a little better about the choice of new cars…though I do still miss the Dog Chariot. Phryne reminds me of my beloved, classy Camry, the one I traded in the Mercedes for and that made me feel it actually was better than the Mercedes. That Camry. {sigh}

They don’t make Camry’s like that anymore, either.

Not your father’s Camry. That’s for damn sure. 😉