Coffee heat rising

Moments of Fame

The 168th Carnival of Personal Finance is up at One Caveman’s Journey, who included Funny’s report on a way to use Social Security as an interest-free loan from the government. This carnival contains quite a few interesting posts. Squawkfox offers some useful and very positive advice. The Free from Brokes are taking the plunge: Mrs. Free is quitting her job to stay home and raise the kids. Value for Your Life has some guidelines for dealing with difficult people. Fabulously Broke in the City reveals thatas a self-employed IT professionalshe’s grossing four times my salary. Yipe! She probably lives in a high-rent city, but not even New York or Boston costs four times as much as this place does.

The Festival of Frugality is up at chez Kelly, the proprietor of Almost Frugal. An American expat in France, she gives us a soignée French theme. Funny’s list of 25 strategies to save enough money to stay in her house during retirement appears in this round-up. Frugal Fu starts an interesting discussion about the embarrassment of riches a taste for clothes shopping brings to your closet. You’ve gotta see the terrific photos of tiny gas-savers and…uhm…alternate modes of transportation at The Digerati Life! For do-it-yourselfers, Fiscal Zen provides a convenient list of 10 home improvement sites. And Uncommon Advice presents a smart list of 20 things to leave out of your shopping cart.

More fame!

I missed picking up on the 26th Money Hacks Carnival, which was hosted by Our Four Pence Worth, who kindly included Funny’s squib on A$king and Receiving. This week’s theme is “Old Money,” and it’s pretty entertaining, with pictures of amazing historic bills. Did you know there was a $100,000 bill? Yes: it had Woodrow Wilson’s portrait on it.

Interesting stuff here. Kristin at Twenties Money sent my blood pressure through the ceiling by reporting that SUNY CUNY (!! see below)sold her private information to credit card vendors, a stunt that probably violates FERPA, the federal privacy act that protects students. Economic Help posts a rumination on why housing booms & busts will always be with us. Quite a few good posts: be sure to visit this carnival.

Moments of Fame

Everyday Finance has posted the 166th Carnival of Personal Finance, where Funny’s piece on the threat posed by the astronomically vast US national debt appears. This week’s carnival has a commodities theme — EF having just finished an MBA, the content around the links is interesting and knowledgeable. And the links are great! My eye was drawn to No Debt Plan’s “Where to Store Your House Inventory Documentation”…mine is (ahem) in the file drawer next to my desk — yipe! Dividend Growth Investor has some much-needed positive advice about the likely future of equities investments, backed up reassuringly with some convincing figures. Blue Jeans Millionaire has a veryinteresting post, part one of two, describing an approach to investing in real estate. Money under Thirty has created an Excel spreadsheet that will allow you to calculate how much you need in your emergency fund. At the Digerati Life, SVB lists quite an array of routine, almost unnoticeable expenses and explains how they can help you diddle away $175,000 over ten years. This carnival contains many other useful and entertaining posts — don’t miss it.

Living Almost Large has posted the 73rd Carnival of Money Stories, and what should pop up among the Editors Choices but a tale near & dear to my heart, Finance Girl’s story about what it actually costs to entertain friends with a nice dinner! Meanwhile, at Value for Your Life Amanda is determined to have her cake and eat it, too: she argues that frugality doesn’t necessarily mean deprivation. At Penny Jobs, Curtis has an interesting insight on finding work that you like to do. Funny’s Big Brother story appears in this week’s carnival.

Our Four Pence Worth has posted the 139th Festival of Frugality. Funny’s worry about whether layoffs are coming to the Great Desert University and how to prepare appears here. Quite a few interesting posts are listed in this week’s festival. Daddy Financials presents ten tips for getting yourself in the habit of dining in. KCLau explains in detail how a couple rounding on middle age with middling earnings can prepare for retirement, and Penny Nickel holds forth calculating the true costs of transportation.

The 77th Making It from Scratch Carnival is up at Life on Both Sides of the Pond. This carnival gets better and better. Check out these two AMAZING recipesoffered by Your Mileage May Vary, one for a gorgeous watermelon (!) salad and one for a to-die-for smoked fish and cucumber specialty. Here’s one from Seabird Chronicles for peach salsa that sounds really delicious. Funny’s recipe for cucumber soupappears, flatteringly, in this distinguished company. I enjoy MIfS because it has such a wide variety of posts, from cooking to crafts to household tips and home improvement. Check out Money Blue Book’s description of the great roach wars: you’ll find a whole series of ways to beat back the little devils, with critiques of how each works. And (hope you’re ready!) check out this ingenious washing stick from HowToMe.

We’re starting to postdate this blog entry: as of 8/21, Living Almost Large has posted the 12th Finance Festival, where Funny’s report on the advent of The Copyeditor’s Desk was featured. Among the Editor’s Picks is Jim’s first installment of a new Blueprint for Financial Prosperity series, “Seven Deadly Sins of Personal Finance: Skipping Emergency Funds.” The Baglady has a very interesting rumination on allegedly recession-proof jobs. And whoa! Here’s a riveting piece on how to profit on domain names and websites from the Shark Investor; though I’m no expert on this subject (by a long shot), it looks like this contains some useful information and fresh insights. Good festival: check it out!

Moments of fame

w00t! The 164th Carnival of Personal Finance is online at Squawkfox. It’s vast: a whole galaxy of PF articles. And it’s really beautiful, with many wonderful photos of bucolic scenes. And a cool dog. Funny’s jeremiad calling on readers to shop local appears among the many offerings. I see iWeb (or possibly user error on my part?) has struck again in transmitting the homepage URL rather than the link to the post itself. So, since the Archive’s links are very iffy in the new improved MobileMe environment, I’m moving the post’s date from July 6 to today, so it will appear near the top.

Meanwhile, you’ve got to visit some of the excellent sites in this week’s carnival. I like Financial Reflection’s rumination on the actual cost of one’s car, mostly because it pretty much agrees with my opinion. And in the great minds in the same path department, GLBL brilliantly (IMHO) reviews the ten least-expensive-to-own vehicles and reveals that (lo!) nary a one is a hybrid. Not Made of Money explains how to decide what documents to spare from the shredder while you’re in declutter mode. Two bloggers raise questions about 401(k) plans: Generation X Finance explains how to tell whether your plan sucks, and No Debt Plan raises the possibility of discontinuing his 401(k).

My partner in crime and I were pleased to see that Squawkfox accepted The Copyeditor’s Desk’s first contribution to any carnival, a rave on the ideal job for liberal arts majors. Yay!!!

The 71st Carnival of Money Stories is up at Value for Your Life. This also offers a large selection of interesting and lively pieces, along with a great selection of travel photos. Funny’s rant about health insurance and US healthcare in general made Editor’s Pick here. It’s three in the morning and I’ve already started reading some of the entries. Check out Free Money Finance’s piece on the outcome of some of Extreme Home Makeover‘s projects–this one generated quite a slew of commentary! And did you realize that more than a third of Brits have only about 11 days’ worth of emergency savings? Yipe! Dorian Gray at The Personal Financier reports a survey to that effect; no parallel survey of Americans, though he found one saying 71% claim they have enough to cover unexpected costs like a car repair…that’s a lot different from having enough to live on for a two or three months if you lose your job. And finally, we were delighted to see my business partner’s first contribution to the Carnival of Money Stories, an essay at The Copyeditor’s Desk on how well editorial work fits the needs of a working mom.

Moments of Fame

Jesse at You Need a Budget is hosting the 163rd Carnival of Personal finance. It’s vast! And it’s filled with interesting posts. That’s why I was especially flattered to see Funny’s rant on usury, the credit card industry, and the need for some sensible regulation (with teeth!) selected as an editor’s pick. If I didn’t have to go to work, I’d spend the entire day reading posts…starting with another editor’s pick, “I Quit!” That’s right: Madison at My Dollar Plan will soon have plenty of time to read a whole CoPF, because she listed all the priorities in her life and found her job fell off the bottom. Speaking of jobs, Andy at Saving to Invest offers 21 signs that you’re losing interest in your job (is obsessive playing of Spider Solitaire one of them?). Since I need to get ready to go to work just now, you’ll need to visit the Carnival and read on!

Moments of Fame

Nicole at The Budgeting Babe e-mailed, while Funny was down, to say the 161st Carnival of Personal Finance is up. She has kindly included Funny’s rumination on the possible financial benefits of moving to a rural setting, especially if you’re less than staggeringly affluent. As usual, the CofPF is huge and full of interesting posts. Check out, for example, this heartfelt reflection from Amanda at Value for Your Life on the decision to make a fundamental change in career plans. Money Blue Book has an amazing discussion of the arcane way in which the number on your credit card is generated. And I enjoyed the speculation, at Can I Get Rich on a Salary, about the strange case of the woman who refused to pay off her credit card debt.

Country Magpie has posted the 72nd Make It from Scratch Carnival. This event includes some amazing recipes, including (believe it or not!) one for latter-day granola and one for making cherry liqueur. The carnival links to some interesting crafts projects, too, possibly the most amazing of which is a scheme to crochet the ubiquitous plastic grocery bags into handbags and clothespin bags. The crazy things look pretty good! They’ll presumably last for the ages, too.