Coffee heat rising

Incoming! How to get the paper flak under control

Bills. Junk mail. Credit offers. Catalogs. Magazines. Insurance statements. Reminders. Envelopes full of coupons. Bank statements. Investment prospectuses. Mutual fund statements. Business correspondence. Greeting cards. And heaven help us, an actual letter from a friend!

Where does all this stuff go once it gets out of the mailbox? If you’re like me, it lands in stacks on the kitchen counter, where it mounds up until it finally starts to fall onto the floor. Eventually you carry it back to your desk and plop it on top of the last two or three weeks’ worth of paper. There it turns into a stress time bomb, set to go off the minute you “lose” a bank statement or a credit card bill and have to spend ten or fifteen minutes pawing through a mountain of trash in a frantic search for a document you need right now. Each piece of this stuff has to be opened, handled, acted upon, thrown out or filed away—a time-consuming task when you’re looking at a Mt. Everest of loose paper.

Here’s a Method to take control of the mailbox blizzard. First, you’ll need these things:

  • 3 file folders
  • a box or basket large enough to hold an 8 ½ x 11-inch file folder
  • a trash basket or recycling bin
  • a shredder or pair of scissors

Set the trash or recycling container near the door through which you enter carrying the mail. Have the shredder or scissors nearby.

Label the file folders as follows:

  • Bills
  • Financial Statements
  • To File

Place the folders in the box or basket and put it in a convenient place near where you bring the mail into the house.

As soon as you pick up the mail, go immediately to the trash or recycling container. Throw out all obvious junk mail, except for credit offers, without opening it.

Next, run the credit offers through the shredder, also without opening them. If you have no shredder, use the scissors to cut each offer into small pieces and drop them into the trash or recycling.

Before doing anything else, place the bills and financial statements in their respective file folders. Place any items that need only to be opened and filed in the To File folder.

Voilà! You’ve sorted the mail, thrown out the trash, and put away the things you need to attend to. The statements and bills can sit there until you’re ready to deal with them—without making a mess on the kitchen counter, the dining room table, or your desk. When you’re ready to reconcile accounts or conduct business, you know exactly where to find the paper you need, and you’re rid of the junk mail. You’ve decluttered, organized, and cut stress in one swell foop.

Four other strategies to deal with incoming paper:

  • Retrieve your financial statements online and ask to have mailings canceled.
  • Go to OptOutPrescreen.com and register to opt out of credit and insurance solicitations.
  • Go toNew American Dreamand use the free form to remove your name from major junk mail lists.
  • E-mail the Direct Marketing Association with a request that you be removed from marketers’ mailing lists. You can also reach them by snail mail:

Mail Preference Service
P.O. Box 643
Carmel, NY 10512

Either way, this request will cost you a dollar.

decluttering, organization, stress control

Less clutter = less stress!

Freeing the house of kitsch and clutter worked! In the time it took to draw a bath, I managed to dust the entire four-bedroom house, including picture frames, mirrors, and light fixtures. Since the bathrooms were already cleaned, all that’s left of the dratted weekly housecleaning is to vacuum and mop 1680 square feet of tile, scrub the grease off the stovetop, and shine up the kitchen counters with vinegar.

This is great stress control when I’m looking forward to several hours of dumbing down my (already finished and posted!) syllabus and assignments to accommodate twice as many students as I agreed to teach this spring. That task will absorb time I’d planned to use on something more entertaining. Or at least more useful.

Freedom’s just another word…

Continuing the project to declutter every room in the house, so rudely interrupted by my job, today I attacked the office and cleaned off all the work surfaces, the bookcase, and the file cabinet, built new hanging files for the various projects that have been stashed in mounds here and there, and tossed or shredded whole trashcanfuls of miscellaneous pieces of paper with old notes on them. Interesting. I’d forgotten the desktop is made of wood.

I’m determined to put away or throw away every dust-catcher that does not have some real, useful reason to occupy a surface. No junk on the surfaces! The goal is to be able to dust without having to pick up and wipe off any more pieces of junk than absolutely necessary. This is part of the stress reduction scheme: simplify housecleaning.

As I was tossing large quantities of paper, outdated reminders, and meaningless keepsakes, it struck me once again that a desire to be free of clutter is characteristic of a frugal mind-or even a miserly one.

My father, who could at times raise frugality to a high art, loathed having junk around him. When we left Saudi Arabia, where I grew up, we took almost nothing with us but our clothes-he never allowed us to buy anything of value while we were there, on the theory that Americans could be evacuated at any time and all the elaborate European and Asian furnishings our compatriots filled their homes with would have to be left behind. Each time we moved (and I realized one day that my mother had moved house on average of once every two years during their 32-year marriage), we threw stuff away. We never carried anything with us that we didn’t really need. I guess he set an early example of voluntary simplicity: a simplicity motivated by a determined bent for frugality, not to say tight-fistedness. He didn’t want to own anything we didn’t need and he didn’t want to pay to move it.

Onward to the two hall closets, repository of two years’ worth of free sample toothpaste from the dentist, the lifetime supply of Costco AA batteries, and several jars of pills of unknown age and provenance.

These closets are like archaeological digs, filled with strange artifacts. Lessons from the remote past:

  • Never buy jackets from catalogs. Out with the pumpkin-colored wool jacket that I’ve kept for years because it looked so good in the Land’s End catalog it ought to look good on me. The truth is–and has always been!–that the thing never fit right, it doesn’t keep me warm, and it’s just plug-ugly.
  • Never buy things out of desperation. Out with the hideous red car coat from The Limited, purchased in an attempt to remedy the Land’s End fiasco. What was I thinking? I hate double-breasted coats!
  • Refrain from sleeping on the ground. Out with the man’s waterproof windbreaker acquired during the three long months spent hiking, bumming rides, and camping in the outback of Canada and Alaska.
  • Don’t get silly about men. Rescued: The clothes hangers that SDXB,* incredibly, smeared with black marker, lest they be confused with mine and he lose those handy pieces of blue and pink plastic when he moved out of my house.

The three-foot-tall “To Donate” box is chuckablock full. It will take half the weekend to haul all the valuables to St. Vincent’s or Deseret Industries. Somebody out there will be happy to get those coats, with the weather nipping down to the 20s. But the gift to me is greater: freedom from junk!

*SDXB: Semi-demi ex-boyfriend, aka “The Emperor of Cheap”