Coffee heat rising

Paradise Bakery Saves Me Some Dough

Yesterday morning one of the livelier students asked if anyone else in the room liked fish for breakfast. After the group gave him some fishy looks, one classmate said well, sure, smoked salmon and scrambled eggs is great. And of course I had to chime in that lox & cream cheese on bagels can’t be beat.

So by the time the class broke up around 8:30, I was craving lox and cream cheese. Where to find it, here in the cultural Sahara? In these parts, a Jewish deli is rare as a fur coat on a Mexican hairless pooch.

There’s a Paradise Bakery more or less on the way home, so I dropped by there to order up a bagel with lox and cream cheese.

Amazingly: no luck!

No, indeed.

The Paradise Bakery does have bagels and cream cheese, the latter in several persuasions. But they have no lox.

Briefly I considered: would a bagel with chive cream cheese suffice?

Uh…no. Somehow I’d scrounge something out of the mostly bare cupboard, something (unknown what) that surely would satisfy my craving for salty stuff.

As I climbed into the car to go on my way, it occurred to me that the Safeway a block or two down the road would surely have lox, cream cheese, and bagels. From deep inside the freezer, the coffee beans called me home.

So it was into the Safeway parking lot, making a fast run on the deli.

God help us. The guy behind the deli counter did not know what lox is!

Didn’t believe me about the “cultural Sahara” bit, did you?

He speculated that maybe the meat department would know where to find it, if the store carried it.

Uh huh. The store’s open 24 hours, but the meat department doesn’t open till 9 or 10 ayem.

But luckily, a butcher’s factotum was out in front, filling up the counter’s compartments with fresh ice. She directed me to the cabinet where little plastic bags containing tiny overpriced servings of lox hung in cooled air.

Not ideal. But better than nothing.

Choice of cream cheese: Philadelphia or Safeway brand knock-off, probably manufactured by Philadelphia. What the hell: get the cheapest.

I’ve never been nuts about bagels, and you can be sure the bagels available in a Phoenix supermarket are even gummier and more redolent of library paste than the most average of East-Coast bagels. So in the bakery department I picked up a loaf of fake “artisan” bread: air bread shaped like a bloated baguette.

Sliced and toasted: not a bad imitation of one or the ’tother.

From the fridge, I retrieved half a Bermuda onion…just the thing! Sliced off a bit of it, very thin. In the same cache, what should I discover but a half-full jar of capers!

Hot diggety!

Thick rounds of fake artisan bread, toasted and slathered with industrial cream cheese, topped with onions, capers, and industrial lox: not bad!

Pot of coffee brewed in a French press out of espresso beans: Elysian!

For what it would’ve cost to buy one breakfast bagel and a cup of bad coffee, I got enough ersatz bread, cream cheese and lox to make three or four breakfasts or brunches!

Food, wonderful food! So much more wonderful when you do it yourself…

🙂

 

Signs of the Times…

Walking the dog this morning, I passed a neighbor’s driveway where a car displayed a political bumper sticker. The driver’s candidate for public office?

NO ONE

Yup.

Debt Management: Keeping on Top of Your Personal Finances

Recently, a particularly lively young friend proffered a post for Funny. It couldn’t have come at a better time: Students bouncing off the classroom walls as the summer term draws to a close, a new puppy bounding from room to room sampling the houseplants, all things mechanical falling apart, and a sleazy roofer trying to persuade a crew whose language he can’t speak to repair their screw-up. I particularly liked this serendipitous offer because the authors give a hint, near the end, about what consumers should watch out for in seeking their services.

Generally speaking, people repaying unsecured debts fall into two categories.

First, there are those that can afford to make their monthly repayments and may simply benefit from some advice on how to maintain control of their debts. Secondly, there are people who find they can no longer keep up with their payments every month, and therefore might decide they need to look for help regaining control of their finances.

Of course, it follows that different circumstances require different approaches…

Can you afford your monthly repayments?

If the answer is no, it’s important to take action to address your problems, rather than running the risk that they’ll get worse.

As there are many potential debt solutions available, it’s important you seek professional advice or help with getting out of debt. A debt management company could help you choose the most suitable approach for your circumstances, and give you expert guidance along the way. For example, a debt management plan could help you—for more on this, simply skip to the next section.

If the answer is yes, you might still want to get some advice on how to clear your debts as soon as possible. Regardless of how comfortably you’re repaying your unsecured debts at the moment, being in debt is always potentially risky—your circumstances could suddenly change, so that keeping up with your repayments every month suddenly becomes difficult.

There are many unexpected changes that could potentially cause your repayments to become unmanageable. For example:

You may become unemployed
Your income might drop
You may face an unplanned cost, such as repairing your car.

Still, the sooner you can pay off your debts, the sooner you’ll be in a situation where you’re no longer running the risk of running up extra charges for missed or late payments.

How could a debt management plan help me?

If you can no longer make your monthly repayments to your unsecured lenders, a debt management plan could help you regain control of your debts.

How does a debt management plan work? It’s an informal agreement between you and your unsecured lenders, in which you—if you decide to draw up a debt management plan yourself—or your debt management company  ask the creditors to accept reduced monthly payments that you know you can afford.

If your lenders agree to your debt management plan, they may also agree to freeze or reduce interest on your debts, which means the debts won’t continue to grow as you’re repaying them. However, you should bear in mind that agreeing to smaller repayments will result in a longer repayment period, which could cost you more in interest overall if your lenders don’t agree to freeze interest.

Be aware, too, that making smaller payments will remain on your credit history for six years, which can affect your ability to get credit during that time.

Soggy, cranky day

Bleyach! Wet. Hot. Miserable.

Air: it’s a gaseous sponge.

Students: they’re a bit gaseous, too.

Puppies: gaseous but cute.

Middle-aged corgis: cranky as cats.

I’ve already learned to stand at the end of the counter that divides the kitchen from the dining/family room with a puppy toy in one hand and Ball in the other to perform the Two-Handed Toss: throw Cassie’s ball down one side and Jack’s toy down the other. This causes each canid to go after his/her own toy and keeps the corgi’s dogicidal tendencies at a low ebb.

Saturday, when Cassie first met Jack the Infant Golden Retriever (we might call him L’Infante), she gave him a jaundiced look that said, clear as English, Chinese or Athabascan: This one is going to take some training.

Today being Jack’s first day of doggie day care, the training has begun:

Grab the Ball: you die.
Come anywhere near the food: you die.
Mess with the human at any time when the human can’t stare me down: you die.
Mess with the human at any time when the human can stare me down: watch your back.
If you’re a human, don’t even think it, whatever you take into your addled cranium.

Pup is asleep on the kitchen floor. Cassie is lobbying for Ball tosses. I had a supremely bad night’s sleep and think it would be good to lie on the floor, too, on those cool, cool tiles, and take a brief snooze, battle having been done with not one but two useless vendors.

Friday the Leslie’s guy cleaned out the pool filter, heavily laden with mud from the late great Dust Bowl storms.

Yesterday (Sunday) the pool filter quit working, its pressure down to zero.

This afternoon when I got home I called Leslie’s and said someone needs to come over and fix whatever the guy who was anxious to leave on vacation didn’t fix (he was a bit of a turkey). She said they could get someone over here a week from today. I said waiting a week while my pool turns green in the hottest month of the year because Leslie’s broke the system is not acceptable. She hung up on me. I called back and complained some more. She said they’d send someone over tomorrow afternoon (right! We’ll believe that when we see it).

Around 10:30 last night I discovered the moron roofers, the very ones who trashed not one but two of my trees for no discernible reason, had disconnected the vent that runs from the water heater through the attic to vent through the roof. Last night rain poured in through the loose, hanging duct, seeping down through the garage ceiling, drizzling down the heater, and puddling on the garage floor, ruining several slabs of drywall (plus god knows WHAT inside the attic) in the process.

Before I left for campus this morning—6:00 a.m., to be specific—I called the roofer. He said he’d send someone over this afternoon. Right. We’ll believe that when we see it.

The overseer at the Costco gas pumps, where I was forced to buy gas after class this noon, is a big hulking small town boy, the kind of guy who OUGHTA BE LIVING IN YARNELL WHERE I IOUGHTA BE LIVING. He likes to chew the fat. I told him I need a resident male voice and why, and then said I’m thinking of having my plumber, who I actually do trust, come fix the thing and then trying to get the roofer to pay the cost.

He uttered the golden words: small claims court.

Ah.

Said he: Don’t let any other workman or contractor anywhere near the mess until the roofer does whatever he’s going to do. Then if he hasn’t fixed it or won’t repair the water damage, then take him to small claims court. But if anyone else even so much as exerts the pressure of his eyeballs looking upon it, he can claim someone else did the damage and he had nothing to do with it.

Got it.

So. That looks like it could have the potential for a protracted headache. I hope not. But could be. Anyway, there’s nothing like a small town good-ole-boy transplanted into the fumes of a nasty inner-city gas station to reset your view of reality.

Students, wrapping up the semester, are chaotic. Several having fucked up magnificently are begging indulgences. It’s as hard to turn them down as it is to turn up your nose at an adorable little puppy. They are so earnest, they are so sweet, they are so young and fresh. We do love them as we love our own babies.

God, but i’m tired!

Intersections

Lenten thanks, Day 36

Somewhere out there, a little wilderness survives. Thank God.

Here’s an essay I came across while searching for something for my students. Short on ideas today and even shorter on time today, I offer this in lieu of anything even faintly related to personal finance. It was written a long time ago…

What happened the other day, I suppose, compares to meeting a coyote at ten paces. Your eyes touch the other’s impossibly yellow eyes, each of you at once shy and fascinated; neither of you can pull away, and you sink into each others’ gaze. When the spell lifts, you turn from each other, you go your own ways, and you wonder how much or how little time has passed.

It started as a routine day of idle exploration. I look at the photographs I took that afternoon, though—a gravestone marked “Epimento Martinez, Dec. 23, 1902—Jan. 18, 1991,” a wreath of red roses spelling out “DAD,” mist-gray clouds stacked over blue mountains—and they remind me that at rare moments we encounter extraordinary junctures of ordinary days, where one life intersects another. The connection is so short, the instant of a gnat’s wing brushing against your neck or a cicada’s song rising out of the brush. But that infinitesimal exchange subtly alters one life or the other, perhaps both. After that things are not the same.

People at the inn where I stayed in Santa Fe suggested I take the high road to Taos. A new friend, David Bandler, said he’d heard it called “the artist’s way”—for its scenic qualities, we imagined. Whatever the etymology, it sounded better than a freeway.

So that August morning I headed for Española in search of Highway 76. It wasn’t easy to find. Had to stop in Española’s photocopy-center-cum-bus-station to learn I’d overshot it at the Long John Silver’s. The counter clerk, a small-town girl not long out of high school, sent me back the way I had come. “You follow the signs to Chruchas,” she said. Pondering the AAA map in the car I realized that “Chruchas” is spelled “Truchas” and wondered whether the photocopy lady had a speech defect or whether the local version of Spanish has “tr” as “chr.”

Highway 76 made a tour of Española’s funkiest districts and then escaped into open pasturelands. Grassy vistas dotted with adobe structures spread on either side of the road to low cloud-mantled mountain ranges.  The road passed through rural villages whose main trade seemed to consist of farm produce stands and shops that bill themselves as “folk art galleries.”

As I climbed higher into the bucolic hills, I came across a tiny cemetery full of white crosses and concrete markers gaudy with plastic and silk flowers, each grave like those roadside shrines where someone’s memories of a daughter, a son, a parent, a spouse, a brother, or a sister are laid out for everyone to view. All together, the gathered stones made a place of striking beauty. If I came back this way, I decided, I would stop here and visit the dead.

At Chruchas I got lost again. I missed the main road and wandered down a lane where the people live. Narrow, old, and decrepit, the adobe-lined road looked medieval. You would imagine the common folk of thirteenth-century Spain lived in just such villages.

The place was populated by dogs. No people: only dogs, and they owned the town. Some, conservative burghers, promenaded along the roadside. Others sat in their front yards and watched their fellow citizens pass. Two delinquents hung out on a corner and played a game of bark-at-the-car. It came to me that Santa Fe, with its stucco-over-Styrofoam “adobes” mandated by law, is like a movie set: someone’s sanitized idea of how an adobe village ought to look.

When the single lane I was following dissolved into a narrow dirt path, I figured this couldn’t be the high road to Taos. So I turned around and passed back through the village.

The real high road ascended into the mountains, where a blue-black weather front was already beginning to spit rain. Part of me knows better than to drive into a Southwestern storm. Another part relishes the prospect—perhaps not so much the passage itself, but the bragging rights it’s likely to bring.

Before I reached Truchas, I had stopped at a tourist trap called Los Siete, where a family of artisans was selling woven rugs in colors a bit too bright for authenticity. But I bought a crudely made pottery Storyteller figure for only $35.00—a gift for my son’s new home.

A young man, the proprietor, told me how his family made the rugs—and that I believed. In the same sweet, relaxed tone he said the Storytellers were made by local people. Amazing, I thought unkindly, how close Taiwan can get to home. But he spoke gently and graciously, and he remarked that it looked like rain in the direction I was headed.

I’ve been wet before, I said, and I haven’t shrunk yet. After that trip from my Arizona ranch down Yarnell Hill—in those days something in excess of a 6 percent grade—when the rain sluiced down so hard I couldn’t see the end of my car’s hood, much less the void beyond the unfenced edge of the road, nothing much could faze me. So I decided to go on despite the dark clouds. Now in Truchas as the first raindrops fell, children spilled out of a slouching house and frisked in the early sprinkle. They danced, their arms spread wide to heaven, until someone called them inside.

Reassured that people lived in this place, that the population had not after all been enchanted into dogs by some rustic sorcerer, I started into the mountains. Passed a stretch where the grade rose sharply and the road twisted like a cord off its reel.

Then it began to rain.

No. It began to fire-hose.

Water gushed onto the road. Ahead, a dun mist rose from the pavement: rain was bouncing off the asphalt and blending back into the new water falling from the sky. A three-foot-deep tide of fog coated the highway. I could barely see the ground. Thank god, not many cars were coming my way.

The rain started to hammer the car’s sheet-metal shell, and I knew some of it was hail. The bounce-mist, impossibly, thickened. I groped for the defrost button as the windows fogged, fearful to take my eyes off the road or my hands off the wheel. Ice began to gather on the road, rivulets of rain braiding across it like water twisting down an arroyo. Quickly, though, the little streams froze, and beneath the vibrating haze a sheet of white, solid ice formed. As far as I could see through the forest—forest! Where had all those trees come from?—the ground looked like three inches of new snow had fallen.

Now hail was crashing onto the car. The windshield, already cracked, rattled and banged like a kettleful of popcorn. Been here before, done this before, I reminded myself. No more cars came down the mountain, nor was anyone coming up behind me. I shifted into low gear and crawled uphill as slowly as the car would go. My mood oscillated between artificially bored calm and the nausea of suppressed panic.

When a yellow “steep grade” sign materialized out of the falling ice, its toy truck rolling down an ironing board propped at a 45-degree angle, I knew the time had come to turn back. The last car that had passed coming down the mountain was running with its parking lights on; I didn’t see it until it was almost at my front bumper. But a fair stretch of uncurved road lay before me, and my car is white. I hoped any comer would spot it as I backed and filled to turn around without sliding off the slick pavement. Mercifully, no one came along. That was scary, too. What if my car broke down here? What if it slipped on the wet ice and careened off the mountainside? Who would place a cross by the road for me? Who would drape it with plastic flowers?

By the time I reached Truchas again, the hail had stopped and the rain slacked off, though the bruise-blue clouds were sliding down the mountain toward the town. Relieved, I headed back in the direction of Santa Fe.

Not a mile beyond the village, I came upon the cemetery again. A pickup sat by the gate, the kind of gate a rancher builds into his stock corral, and I could see a figure in the graveyard. A mourner, no doubt, or another tourist. I parked the car on the south-bound shoulder, grabbed my camera, and, leaving the engine running, crossed the road.

About when I reached the grass, a second truck hissed up the road and bounced across the oncoming lane and onto the margin. The driver seemed to take aim at a puddle, where his tires came to rest and sank up to their hubcaps.

He spun his wheels. His tires dug in. He threw it into reverse, gunned the motor, and rocked the vehicle back and forth. For a moment it looked like he was rocking himself toward the earth’s core. I worried: Was I going to have to help this clown?

Happily, not. He roared himself free. Then he took off down the road, as though wallowing in the mud were all he had in mind.

The bright graves beckoned. I stretched, stood on Birkenstocked tiptoe to clear the top strand of the barbed-wire fence, and snapped a couple of pictures. Inside the cemetery, a man watched. He started to walk toward me.

Must be the caretaker, I thought.

“I just about landed myself in a cemetery,” I said. “So I thought I should visit this place.” My word-sounds made excuses: surely he would think it disrespectful to snap souvenir shots of some family’s graves.

“Did you almost have an accident?” he asked. His voice was friendly. He had already reached the wire fence and stood, half a foot taller than me, looking amiable enough.

“No. Just got into a really bad hailstorm. I’ve been in some weather before, but that was a man’s hailstorm.”

He smiled. “It looks like rain,” he said redundantly. Slender as a cowboy, he carried himself like a working man. His face bore the carvings of maybe 50 years. His hair was still dark and thick, and he had eyes the color of strong black coffee.

“My name is Fred Martinez,” he said. He reached across the wire to shake my hand. His grip was firm, but gentler than most men’s. “I came over here to clean up,” he continued. “Going to clean off the graves, run a weed whacker.” Grass clumped knee-high around the markers. The uneven ground heaved too violently for any lawnmower.

“That’s going to be quite a job,” I said.

“Yes,” he agreed. “It will take me about two days.” He spoke with a Latin cadence.

Cold air sank out of the rolling blue clouds. “You’ll get wet before then,” I said.

“I take pictures, too. I like to take pictures of this country. Been doing it for years. Let me show you some.” He stepped easily between the strands of barbed wire. “I have some in my truck.”

He walked the few feet to the pickup and opened the passenger door. I followed him, as though that were not an insane thing to do. He had a little album full of photographs, color Kodachrome shots, neatly packaged in the book’s plastic pockets. He also had several developer’s envelopes full of unorganized pictures.

“You must be cold,” he said. A crisp wind ran down from the clouded mountains like Coyote trotting across the bajada. He gestured in a way that suggested I should take shelter behind the truck’s open door. I must have responded with some other gesture that said that although I was insane, I wasn’t crazy enough to climb into his truck, because he walked around to the driver’s side, opened the door, and spoke to me across the chaste distance of the cluttered plastic-covered bench seat.

“I lost my father. He died in 1966, when I was in the military,” he was saying. “Then my mother died, in 1976.” Thoughtless as a puppy, I neglected to ask if they lay in the graveyard. “I have seven brothers and sisters,” he added.

“At least you have them—brothers and sisters,” I remarked, thinking less of his sorrow than of my own aloneness.

“It’s not the same,” he said. “I was never that close to them.”

I wondered what it must be like to have a brother or a sister—let alone seven of them.

He opened the little album to display his artwork. “This is my cousin.” A late-thirtyish woman going to flab smiled self-consciously and lounged in a lawn chair. After a couple more shots of her, he turned to a series of pictures showing two or three men working on the footing and slab of a building.

“This is my brother’s house,” he said. “I built it. I built it for him in three months.” The pictures traced the birth of the adobe-look house, from the concrete slab to the raising of the pressboard walls and finally to the neatly stuccoed and painted finished structure. “My brother likes to hunt. We built two rooms for him, they have 24-foot-high ceilings. He uses them both, you know, to hang the meat. He calls them his game rooms.”

“Are you a contractor?” I asked.

“Yes,” he said. “I am. I have a piece of property in Colorado, near Durango.” He spoke the city’s name with a rolled “r” and a Spanish a. “I put this little building on it.” A snapshot showed a tiny but professionally finished shed-like structure. “It’s 24 acres. This is very small—but I can stay there for a few days.

“Here’s another house. It belongs to a friend,” he continued. “I built it, like my brother’s; they’re here in Truchas, and in Chimayó. It’s thirty-three hundred fifty square feet.” The early pictures in this series showed an enormous slab, the two men walking around on it at sea in a concrete prairie. “These are his children, his little son and daughter.” Two pretty children, about five and seven years old, peered curiously into a flashbulb glare.

“He lost his daughter,” he added. “She died in an accident.”

“Oh, no. You mean this little girl?”

“No. Her sister. She was driving a car.”

Was she a flowered cross by the roadside? Did she rest in the cemetery? Again I failed to ask. I could offer only a commonplace, pancake-flat: “I can’t imagine anything worse than losing a child.”

“You hope not to,” he said.

He turned to some pictures of the house’s finished interior. You could smell its newness: viga and latilla ceilings; a heavy, solid wood front door; light pouring through wood-framed windows. The house looked as magnificent as the $425,000 condo I had seen for sale on the north side of Santa Fe. Behind him, silver and white clouds mantled a range of forested peaks; long meadow grass bent to the clean wind.

What a wealthy man, rich in dignity, pride, and community, I thought, and then, no—awful cliché! He probably goes home and beats his wife. Then again, Does urban cynicism know no bounds? He showed me a snapshot of himself troweling the final touches on a long sidewalk that flanked his friend’s house, and he was saying that he had been a union cement-layer, worked with a union team in Arizona. Spreading the photos across the pickup’s worn seat, he let me peer through a kind of window into his life and the lives of his family. How caring he was of his family and his loved ones. Even the dead: coming here to tend the graves of parents gone 25 and 35 years. In my life, I never look back; I’ve never seen the mausoleum niches where my mother and father’s ashes reside. To do so would risk loss of control. Free as a wild animal on the desert, I have no cousins, no family but a son living far away, and if I did, I haven’t the generosity to build for them some lasting reminder of me. He imbued his labor with a kind of love. His hands caressed the photographs reverently. That sidewalk was a work of art, and something more. He talked on, explaining that it didn’t cost much to build the house.

“I collect the materials from old building sites.” He pointed to a picture that detailed beautifully variegated planks herringboned above a set of vigas, big peeled-log beams. The boards appeared to be made of different woods—walnut, maybe, or mahogany and teak mixed with pine. “You see that dark, like that?” A few boards were almost black. “You get that by laying the wood out, wetting it down, and letting it dry. You wet it and dry it outside, over and over. And it turns that color.”

“Doesn’t it warp?”

“No. You make sure to keep it flat.”

Fred showed me more pictures, photos of his family, of his building projects, of mountains and clouds and sunsets, and a couple of himself fishing. Finally, I remarked that I had to be going.

“Bueno!” he said. He reached across the truck’s cab to shake my hand again. “Drive carefully.”

“And you, too,” I replied. “Take care of yourself.”

He climbed back through the fence into the graveyard. I returned to my car, whose engine was still running. A rain-chilled gust of wind crossed the road, and I thought it was a good thing I’d brought my fleece jacket, which lay in the car’s back seat. Then I realized I’d never felt a need to put it on.

—30—

Images:
Sunset over Wheeler Peak, in the Sangre de Cristo Mountains.
Kbh3rd. GNU Free Documentation License.
Truchas, New Mexico. Bobak Ha’Eri. .Creative Commons Attribution-Share Alike 2.5 Generic license.
Flowering cactus at Southwestern cemetery. Jan Kronsell. Public domain.

 

 

Who, Me? Rich? What does it mean to be rich, anyway?

Lenten thanks: Day 16 (I expect)

Thank God for real wealth.

I much enjoyed reading a recent post on Intelligent Speculator, whose proprietor asks readers what they consider to be “rich.” It’s a great question, and it elicits an amazing range of answers in the comments section.

IS remarks, interestingly, “I will consider myself as rich when my monthly passive income will be enough to pay for my expenses.” That’s a pretty good answer, IMHO. But it poses another question: what d’you mean by “expenses”? How much do you figure it will cost for you to support yourself in the manner to which you intend to become accustomed?

Experience suggests that if you appreciate what true wealth is, it doesn’t take anywhere near as many dollars to cover reasonable expenses as many of us think. This year, assuming all my classes make, I will be living on about 70 percent of the relatively modest amount I earned at the Great Desert University. I expect to be very comfortable. If I didn’t have to chip in on the evil mortgage, I could make do just as comfortably on about 57 percent of former earnings. And believe me, my salary did not come anywhere near what most of you would think of as “good” pay.

So what’s true wealth? Probably varies by the person. In my universe, true wealth is having the basic amenities that make you comfortable—a paid-off roof over your head, food on your table, a way to get around your town or city—and then the things that make you happy: good friends, family members who don’t make you crazy, decent health, a capacity to care about others, moments of fun, and an appreciation for the beauty around you.

You don’t really need anything more. Whatever you accrue beyond that, especially in currency, is superfluous. It’s not wealth. It’s junk. You could give it away or throw it away and not change your well-being.

Here are some examples of real wealth…

Family, Fun

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Good Friends

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A life in fellowship

Crafty furbelows

Cassie

Good food


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An amazing world

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