Coffee heat rising

A day to unwind

This morning SDXB plans to come into town. We’ll drop my car off at the ineffable Chuck’s Auto Service for routine service; then drive in his truck back to M’hijito’s house, where we’ll park the junk and walk to the lightrail depot. Our plan is to ride all the way to the end of the line, getting off midway at the campus for a picnic lunch. This, we hope, will make for an effective way to unwind from the emotional roller-coaster that is the layoff melodrama.

Weather is supposed to be iffy today, but I don’t think it will matter much because we’ll be inside the train most of the time. In the unlikely event that it actually rains much, we’ll punt and go to a movie instead.

Yesterday I ran the numbers again and found that a 6 percent drawdown from total savings will allow me to stay in my home and continue to help pay the mortgage on the Investment House. It frosts my cookies to have to draw out that much from savings. However, my advisors tell me that at 6 percent the fund will last another 100 years; at 8 percent, it will last 50 years. Since I’m not likely to last that long, myself, I guess it will be OK.

In 2 1/2 years, I’ll be able to earn any amount I want above and beyond Social Security; by then Funny may be generating some cash, and also by then the economy may be reviving a bit. Signs of life are out there: my big Fidelity fund made $3,800 last month, the first gain in several months. The guys at Stellar say that the economy will lag the stock market by about a year. So if we’re seeing the market start to improve now (and last month’s increase wasn’t just a fluke), then happy days may be just around the next bend. If that’s the case, maybe I can cut my drawdown at the age of 66 and find some other way to generate enough to live on for a while. Then when I reach the point where I can no longer work, there’ll be enough left that I can take a larger cut to cover expenses.

Yesterday I spent most of the day in a flying rage. A very minor incident triggered all the fury I feel toward My Beloved Employer, and I swear to God I didn’t come down off the ceiling until after dinner at La Maya’s house. Even as I was walking home from her place late last night, I was still mad as hell. This layoff business literally has set my psyche on a roller-coaster: from elation (no more hated drives to Tempe! no more bullshit!) to depression to abject terror (how, really, am I going to live? are we going to lose the house? both houses?) to profound anger and loathing.

The community college needs an official copy of my transcripts sent directly to the chair of the department. So I called over to the transcripts office and asked where I should go to purchase the same. The woman who answered said the “Student Services Building.” Whoever heard of such a thing?

“You mean,” said I, “the building that’s all the way down Rural Road on the other side of the railroad tracks?”

“Yes,” said she, “but if you’re on the clock, you can just come over here. Come on up to the cashier on the second floor.”

Yeah. So I traipse off campus, get my car, navigate through the usual hellish traffic on University, dodge a murderous fellow driver on Rural, park illegally (there’s no legal parking near the building), and march inside.

As I’m enjoying this mini-ordeal, for some reason the single worst incident that I’ve ever had at GDU comes to mind.

The College hired me to found and grow a unique editorial office, which is the only operation like it anywhere in the world. My dean and I were told we were to enlarge this office steadily so that it served a large number of faculty editing scholarly journals. We needed a graphic artist.

About a year into the thing, one of the most prominent graphic artists in the Southwest, a very talented and highly-paid woman, was laid off her job with a large regional magazine, as the publication (like all magazines) was hemorrhaging readers. On the job market, she wanted to design books and periodicals. She applied to our office for a 50% FTE position and at the same time applied for a full-time job in the President’s office. The f/t job would have had her designing posters and ads, something she just abominates. She wanted our job because it would provide her health insurance and leave her time to develop her own business, for which she had clients standing in line.

The people in the President’s office were pushing her to say whether she would take their offer. Meanwhile, the Dean’s office as usual was dragging its heels. Finally, written permission came down to give her an offer. By then, she was in Vermont attending her son’s college graduation. I reached her on her cell. She accepted our offer and then called the President’s office to say she was turning theirs down in favor of ours.

And therein lay a problem: she shouldn’t have told them where she was going.

Out of sheer spite, the Dean of Deans (not Her Deanship, who herself is an underling in that bureaucracy) cancelled the hire. That was after I had given her an offer in writing and after she had accepted!

It was, of course, wildly illegal. By now she’d lost the only other offer she’d had, which as repulsive as it was to her at least would have put a steady supply of bacon on the table. I gave her the name of a lawyer, handed her the written permission to hire I had from Her Deanship, and advised that she sue the university up one side and down the other. The bastards would have settled for enough to support her freelance business for the rest of her life.

Back to 2009: ruminating about this incident as I’m driving over to the Services building puts me in a state of stratospheric dudgeon. All the reasons I hate, hate, HATE Our Beloved Employer come pouring back into my dainty little mind. The place is run by people who act out of pure meanness and petty vengefulness, and their nasty tricks create real harm for innocent bystanders like my art director friend. It’s quite enough to make your employees miserable. But where do you come off screwing with members of the public?

I enter the building, hoping no campus cop comes along and tickets my car while I’m dorking with this procedure, and the receptionist where the cashier is. She says I have to do this in Human Resources.

“Huh? They’re not going to take my credit card in there!”

“That’s where you have to go.”

So I stalk into HR. Now I’m furious. I glare at the wretch working the reception desk and say aloud, “I hate ASU!”

“Pardon me?” she asks.

“I hate this place,” I say. “I can’t say how glad I am they’re canning me!”

She looks alarmed. I explain that I need to pay to have my transcripts mailed to a new employer.

She now looks puzzled. “Who told you to come here?”

“The receptionist in the lobby.”

“But…?”

“That’s what I was told. The transcripts people told me to come to the Services building and fork over ten bucks.”

“Oh. That’s the Student Services building! It’s on the campus…” She breaks out a map.

To get there, I now have to drive all the way back to the metered parking north of the campus, hike a good half-mile, then hike back to my car.

“Screw it!” say I. “I’ll just mail them a check.”

There’s no ball-busting hurry, after all, to get the transcripts over to the college: the new job doesn’t start for another five months.

So…as you might surmise, I can use a day to unwind!

Funny to go commercial

In the near future, Funny about Money will transform into a monetized site. The doughty Mrs. Micah, who has started a blog consulting service, is helping to make the changeover.

This is a scary adventure for moi, because I’m really not very techie. But you turn into a pillar of salt if you don’t keep trying to learn new things. 🙂

The design will be slightly different. We have found a three-column template that’s very similar to the present White as Milk theme, so I hope the change won’t be too jarring.

Funny’s traffic has been steadily increasing ever since it moved to WordPress.com. It’s now averaging nine or ten thousand discrete hits a month, which I think may be enough to generate a small income from advertising.

The site doesn’t have to make much to be very helpful. Until I’m 66, I’m not allowed to earn more than $14,000 without having Social Security docked. What that means is that every $2,400 Funny earns between January and August is a freshman comp course I won’t have to teach in the fall. If we get this project up and running now, we should know by layoff day, December 30, how much Funny will earn.

LOL! Any day I’d rather blog than actually work.

A few spots of light

This morning it was off to Paradise Valley Community College, for an interview with the English department chair.
Item: I nailed not one, not two, but three adjunct courses, which should net around five grand between now and the time I’m canned.
Item: This guy treated me like a human being, of all the bizarre things!

No joke. He gave me the grand tour of the campus—even took me to view the classrooms where I’ll be teaching!—and, after introducing me to faculty members, the departmental secretary, the head librarian, and some people whose functions I didn’t catch, delivered me in person to HR. I couldn’t believe it.

Bizarrely, people working there don’t give the impression of having been beaten down like so much threshed wheat. Morale seems nowhere near the basement, where it resides at a certain vast desert university. People were cheerful, they looked rested, they appeared enthusiastic and active. If they’re faking it, they’re doing an impressive job.

The campus is quite attractive. It borders a golf course (!) and is set amid tracts of newish middle- to upper-middle-class housing. Buildings are clean, bright, and sunny. None of them smells of the solvent used to remove asbestos, as does (still!) a certain building of which we know.

The chair forked over a list of requirements and desiderata for the college’s freshman comp courses. Incredibly, you only have to assign four papers in English 101 and three in English 102. The jaw drops. To put the jaw on the floor, courses are capped at 25. This will be so astonishingly easy.

The $5,000 I should net from this part-time gig can go into savings to help the transition into penury. Anything I happen to pick up from freelancing will be stashed for the same purpose.

From there it was over to the financial advisor’s.

What’s been keeping me awake at night—what has driven me to the quack in search of soothing drugs—is the certainty that no matter how I work the numbers, the combination of a 4 percent drawdown from savings, my piddling Social Security entitlement, and the $14,000 I can earn without losing SS dollars is just plain not enough to survive on. First, I can’t live on it. Second, I most certainly can’t pay my part of the mortgage, either, and we will have to default on the Investment House. Default. Walk away. Be stripped of honor and credit. Lose our shirts. Both of us, me and M’hijito. Oh, God!

Well, Advisor pointed out that I could actually draw down a little more than that without risk of ruination. He also pointed out that M’hijito should be able to carry more of the mortgage, which would make it possible for his aged mother to stop worrying and maybe even to stay out from under the Seventh Avenue Overpass. Drawing down enough to live on will reduce the expected lifetime of my savings from 100 years to 50 years. Since I don’t plan to live another 50 years, this should be a reasonable strategy.

So. Things are looking up. Relatively speaking.

Stockpiling scheme pays off

w00t! My plan to stockpile food, thereby limiting trips to grocery and big-box stores, is already paying for itself. Ten days into the current budget cycle, I’m $425 in the black (!!!!!). Last week I spent a grand total of $55 on a few catch-up items. This week, I’ve spent $120, of which $13 went to gasoline. About $40 went to food; the rest covered OTC meds and household goods. There’s plenty of food in the house, and fresh veggies thriving in the garden.

Normally, the first week of a budget cycle would go right straight into the red. In the pre-stockpiling regime, I would regularly run out of food (and everything else) near the end of the month. So, in the first week of each cycle I would have to make a gigantic Costco/Safeway/Target run, because the cupboard would be bare. Last month, before the stockpiling strategy kicked in, I was $75 in the hole against my first week’s microbudget; the preceding month’s first week, 36 cents in the black; in December’s, $270 in the red.

Now what I’m doing is keeping a running record of things that are starting to run low. Because there’s no hurry to restock, I can wait until these items come on sale, or until I have time to drive across the city to a cheaper emporium.

A fresh set of grocery-store and big-box ads came in the mail yesterday evening. Taking advantage of the sales, I expect, will allow me to expand on the hoard without having to devote cash in savings accounts to the project.

Goal: Have six months’ worth of food and household supplies in the house by Layoff Day, December 31, 2009.

Freaking God’s miracle!

OMG. So my wonderful, talented, and incredibly competent associate editor and I drag over to the Executioner’s office this afternoon. I’m thinking maybe I should’ve gotten a wooden cart to haul her to the guillotine. We could have crowds of right-wing crazies hollering their approbation, and maybe a legislator knitting, knitting, knitting…

We’re sitting there in the waiting area waiting (what else?) for the hatchetwoman to see us. One employee walks past, recognizes us, and barely stops herself from weeping (surely her cat has died?). Another strolls by and looks grim. The word is out, no freaking doubt of it.

We’re called in, and we both think here. it. comes.

The Kid has said that if she gets laid off in June, just as she comes out of a divorce that has led to her ex- losing his job (and her and her child’s health insurance) because of a conviction for harassing and stalking her, she is screwed, screwed, ge-screwed. Her Deanship has told me The Kid is to exit on June 30. I’ve bitten my tongue so hard my ears hurt.

The Executioner starts by handing over The Kid’s notice to her.

And then says “Keep reading past the first paragraph. Don’t panic before you read the rest of it.”

Un. Freaking. Believable. They’re extending her to the end of the year. They’re pretending she’s an exempt service professional (something The Kid is fully, totally, grandly uninformed about) and saying they will renew her nonexistent “contract” to December 31.

The Kid, who has a lot more moxie than I do, eyes the Executioner and says, “Well, are you hiring me back at my current salary?”

This is a question I have been afraid to ask.

“Why, yes,” says E. “You both will continue at your current pay, benefits, and retirement.”

I express my wish to E. that she express our endless gratitude to Her Deanship for this little coup, which must have taken some major machination. She darts out of the office and forthwith returns with Deanship herself, attired in an outfit that looks like it probably cost more than my net worth.

Emboldened, I ask what about our lead research assistant, the one who handles the single most difficult academic journal on the planet and shepherds the darned thing through from beginining to end?

The Kid and I brace, microsecondwise, for the worst.

“Oh, yes. Weren’t you told?”

“Uhmmm…no…”

She’s smiling, so I figure there’s a fifty-fifty chance good news is on its way.

“We’re keeping her on through the fall semester, too.”

Then I say, This Kid needs to get health insurance. She just divorced and her husband just lost his job.

E. says, No problem. Go on over to HR and tell them you’ve had a change of life circumstances, and you can sign up for any of the health insurance programs.

Thank you, Goddess! And trust me, nonbelievers: goddesses have nothing in common with deans.

The Kid and I staggered out of the Executioner’s chamber and headed for the fanciest restaurant in lovely downtown Tempe, where we raised a glass of expensive white wine to the event that we will be canned, but not until New Year’s Eve.

Damnatiõ! Has anyone else out there actually celebrated the sheer unmitigated joy of a layoff?

Our story to date:
Ax Falls, but…uhm…Bounces
Résumés on the Wind
Staying Solvent in Penury
Perfect Retirement Day
How IT Puts Apps into Job Applications
Is This Worse than We Think, Even?
Income Stream Sighted

Perfect retirement day

Lillian Austin
Lillian Austin

My friend K., who lives in Waddell (halfway to Yuma from here), came into town to visit and to shop at the city’s premier nursery, Baker’s, which at 40th Street and Osborn is halfway to Tucson from her place. It was a very pleasant day: magnificent weather, good company. She bought roses, herbs, and flowers; I bought Lillian Austin, an English rose by David Austin; we perused the show put on by an iris fanciers’ club. We spent several hours socializing and enjoying the garden-like nursery.

After she headed back to the far side of the galaxy, I harvested the first beets of spring out of the garden, fired up the barbecue, defrosted a steak. Braised the beautiful little beets with butter and nutmeg; braised the incredible beet greens in olive oil, garlic, and fennel seed; threw the steak on the grill. Awesome dinner, accompanied by dos fine cervezas (Corona!) with juicy ripe lime from the backyard tree, all of it consumed in the shade of the back patio.

The hour still being late afternoon, Cassie and I circumnavigated the nearby park, also very pleasant on a springtime Saturday.

You know… Soon, every day will be like this!Think of it.

Not having made three, four, five thirty-six-mile round trips to campus in the preceding week, I will think nothing of driving out to Waddell to hang out with my friends. We will not need the excuse of a shopping trip to get together. Driving out to Sun City to visit SDXB surely will feel less onerous, too.

Every day I will be able to garden at my convenience, to download House on Hulu in the middle of the morning, to cook a fine meal, to raise a glass to God’s creation at midafternoon, to stroll around the park whenever the dog and I choose.

Ohhh please, Mr. University President: don’t throw me in that briar patch!
😀