Coffee heat rising

Rain!

Rain in the desert is a wonderful thing, especially these days. This morning we awoke to a steady drizzle that started during the night. The Sonoran Desert has allegedly been suffering drought conditions for almost a decade. In recent years, reservoirs dropped to alarmingly low levels, and some lakes went dry.

Within living memory, we’ve usually seen slow, gentle rains (called “female” rains by the Indians because of that gentle quality) in the winter and hard monsoon (“male”) rains late in the summer. But during the current years-long drought, we’ve had little or no winter rain and precious few monsoons. The monsoons finally returned last summer, and now we’re getting rain in December.

Several Southwestern states engaged in a compact to distribute water from the Colorado River. The calculations for how much would be available and which states should be served first were based on historic rainfall records. And, thanks to the generous allocations of water based on these optimistic figures, development proceeded. Apace.

Until the real estate crash brought a stop to building, Las Vegas and Phoenix were the fastest-growing cities in the nation. At one point, our wise leaders were allowing builders to blade an acre an hour of precious, irreplaceable Sonoran habitat. The result is mile on mile on ugly mile of Southern California-style sprawl, endless acres of Styrofoam-and-plaster houses on postage-stamp lots that now sell—if they sell at all—for pennies on the dollar.

All of which is heartbreaking for those who love the desert and ultimately frustrating for those who invested in real estate.

But a much bigger bust is lurking. Scientific studies have shown that over the long term, the so-called “drought” conditions we’ve seen recently represent the Sonoran desert’s normal climate. In other words, the assumptions upon which the water allocation agreements were made and according to which development was permitted were wrong. When a municipality or state requires that 100 years of water be available if a site is to be developed, the calculation to arrive at that water availability may also be ersatz. No one really knows how much water will be available for how many years. So, there’s a good chance that not enough water exists in the Southwest to support the huge populations being lured into the area. The classic discussion of this issue, which has yet to be beat, is Marc Reisner’s Cadillac Desert.

If I were a young person trying to decide where to build my life in a time of global warming and the political and social unrest likely to accompany it, I would be looking at areas where plenty of water is available. While it’s true you can’t shovel heat, you can’t melt it and drink it, either. The Pacific Northwest, which is relatively unpolluted, reasonably progressive in most areas, and economically active, strikes me as a likely place to start a career and a family. Possibly the Great Lakes region, despite environmental degradation from historic mining and industrial activities, would be a reasonable second choice.

Water will be one of the great challenges of the 21st century, globally and in large parts of the United States. A young person with the flexibility to build a life where she or he wishes would be wise to take that fact into consideration.

Why are we paying for this?

So this morning I call The Hartford to find out whether jacking up the deductible on my homeowner’s insurance will save enough to help keep my in the house after retirement. The punch-a-button maze robot answers the phone with “If you are calling regarding property damage from a hurricane, please press 1…”

Is there any question why our homeowner’s insurance is surpassing unaffordable? If I maxed out the deductible at $4,000, it would save me all of $21.50 a month…not worth the risk of having to cut four grand out of retirement funds in the event of a fire or a falling tree. Raising my deductible from $250 to $2,000, as I decided to do, will save $114 a year: a grand $9.50 a month. Who pays for all the repairs insurance companies shell out to people who stubbornly insist in living in the way of hurricanes, tornadoes, wildfires, landslides, and earthquakes? That’s right: you and me, in the form of ever-soaring insurance premiums.

As we scribble, an army of rescuers is searching for more than 2,000 morons who flat refused to obey mandatory evacuation orders. These clever folks—those who can be found—are being ferried out by boat and helicopter. These are the same hardy denizens who graced Internet news videos as they were sitting around a bar getting drunk a couple of days ago. Now they’re whining because they have no air conditioning, water, or toilets.

“The storm was easy,” the New York Times quotes one Brenda Shinette, who at 51 is old enough to have known better. “I feel like I want to pass out, but I can’t tell if it is from too much heat or too little food.”

Is it possible to pass out from a deficiency of I.Q. points?

“Next time they should warn people about this, not the storm itself,” said another bright soul surprised by such details as floods, power outages, water outages, toilet outages, snakes, mosquitoes,roving packs of dogs,and rotting food.

What is it about get the hell out now get out get out get out you will die if you do not get out that you don’t understand?

“I thought we were going to need Noah’s ark,” said one Elizabeth Madson, who at 45 not only is old enough to know better but who has lived on this hugely at-risk island for seven years. “It was horrific. I would not wish that on anybody. . . . Anymore, if they say a hurricane is on its way, I’m leaving two days before.”

Some mules can learn if you whap them upside the head with a two-by-four.

It’s easy to make fun of individual morons. But then we have the corporate morons. How much do you suppose our insurance premiums will rise to cover the losses to the owners of the now-nonexistent Balinese Room, a nightclub built 600 feet into the gulf, and the Flagship, a hotel on a pier extending 1,000 into the gulf?

And how much will our taxes rise to cover the services of hundreds of search-and-rescue workers, to repair and rebuild utility infrastructures, to clean up the flood-deposited muck, to rebuild levees intended to turn back the sea so these fools can move right back in?

The normal elevation of Galveston Island is8.7 feet above sea level. Much of the developed part has been artificially elevated, andit’s sinking.

Whether or not you believe global warming and its consequent flooding, violent storms, and drought are all a figment of the liberal imagination, you have to agree that we as a people should not have to pay for the folly of individuals and corporations that insist on parking themselves in harm’s way. Living at sea level directly in the historic path of huge, massively violent storms comes under the heading of parking yourself in harm’s way. So does living in a trailer in tornado alley; building your house in the middle of a beetle-infested, drought-stricken forest; living in hills covered with chaparral evolved to actually benefit from wildfires; dwelling atop an earthquake fault; and taking up residence on the side of a dormant volcano. The rest of us should not pay for the predictable results.

It’s past time We the People brought a stop to this nonsense.

The federal government should tell insurers not only that they do not have to insure property in high-risk regions, but that they cannot insure it. It should be against the law to insure homes and businesses in places like Galveston Island—or in any other area at high risk of natural disaster.

Whatever tax incentives exist to encourage building in these areas should be eliminated. In fact, federal, local, and state governments should charge exponentially higher taxes to anyone who insists on living in fire, flood, and earthquake zones. And people who require the need of search-and-rescue teams after ignoring officials’ warnings to evacuate should be made to pay the entire cost of the rescue operation that gets them out of trouble. Let the folks who can’t understand why they need to get out of the way of a hurricane the size of the entire state of Texas pay for the cost of rescuing them!

The increasing cost of insurance and property taxes, when combined with the rising cost of food, utilities, and gasoline, very likely will force me out of my paid-off home when I retire. Who’s going to rescue me? Who’s going to rescue any of us who can no longer afford the cost of underwriting other people’s folly?

Photo: Aftermath of 1900 Galveston hurricane
byKeystone View Company