Coffee heat rising

Macy’s to Funny: Life Is Good

Well. The Macy’s misadventure turned out better than I imagined possible.

First crack out of the box this morning, I presented myself at the business office in the nearest Macy’s, which happens to inhabit the snooty Biltmore Fashion Square. I will say, I was primed for battle. But through a great effort of will, I determined that I would be…well, at least polite. After a brief search, I found a tall, silver-haired fellow secreted away in a windowless, crowded office way in the back of the third floor.

I explained the circumstances: Charge forgotten after no statements had arrived; bill sent to a collection agency with a Better Business Bureau grade of “F” because of its disastrous complaint record.

To my surprise, this gentleman turned out to be a mellow sort of a guy, the type who probably never gets visibly frustrated or annoyed, even when confronted by an eccentric old bat the first thing Monday morning. Better, as it developed, he was a man with a Rolodex full of direct lines to human beings. And, best of all, he was an area supervisor.

As he’s punching buttons to make his way through a phone-tree maze, he says, “You know, they’ll want a photo ID.” No problem: I produce my driver’s license, which gets added to the mound of paper now littering his desk—including the correspondence from the collection bureau. He gets someone on the phone; then proceeds to call someone else.

“What’s your address?” he asks.

“Nine ninety-nine Erewhon Road,” I say.

“Hm,” he says.

He gets off the phone from another factotum. Then he says, “Here’s what’s happened. They’ve been sending your statements to the wrong address.”

“What?”

“Yes. Look: the address this credit bureau has, which is the same address our credit department has, is on Erewhon Street, not Erewhon Road. Your driver’s license says you live on Erewhon Road.”

Oh. Em. Gee. My strange neighbor Manny lives at 999 Erewhon Street, two houses away from me. He’s been peeved at me ever since the roofers parked a load of asphalt shingles meant for my house on top of his roof.

It turns out that Manny and his wife have been marking misdelivered correspondence “refused” and returning it to the senders. Cute, huh? Considering that they walk their two dogs past my house to let them shit all over the yard about every third day, you’d think they could bestir themselves to carry a piece of first-class mail over and drop it in the mailbox.

Mr. Supervisor speculates that the reason the physical plastic credit card got delivered is that the post office will not return credit cards, so they probably took the time to look up my real address. As for the dunning letter from the collection bureau: that was raw luck. He thinks probably it fell into the hands of a postal carrier who happened to know the customers on his route, and who also could tell the difference between a road and a street.

Marshaling his vast collection of direct lines to actual human beings, Mr. Supervisor made a couple of calls and within five or ten minutes he had erased the black blot on my records and arranged for me to pay the bill right then and there, in person. Not only that, but he came up with a charge of $23, not $28.

Impressive, eh?

The take-away message here is to resolve issues in the corporate bureaucracy, avoid the punch-a-button maze whenever possible and seek a face-to-face meeting with a live human being.

What a relief! It felt a lot like the way you feel when you finally manage to dig a mean splinter out of your foot.

Much cheered, I decided to take a tour of the Biltmore shopping center, where I used to hang out pretty regularly, back in the palmy days when I could afford to shop in places like Ralph Lauren. Coveted a few iPhones and iPads and drooled on an iMac with a gigantic screen (actually, it’s almost affordable).

The new accountant says the S-corporation can and should be spending a few bucks on business-related items for its proprietor. No question it can afford a new iMac. She even thinks it should be paying for a cell phone (!!). I wonder if it could afford an iPhone.

Over to Williams-Sonoma, purveyor of so many of the now aging accouterments of my nifty little gourmet kitchen. Did I mention that during the past Week in Hell, I destroyed my favorite 8-inch sautée pan? Yesh. It’s pretty much wrecked.

Williams-Sonoma has one just like it, only in All-Clad instead of Cuisinart, the maker of the deceased gem of a fry-pan. If you have to ask, you can’t afford it…that one plus another All-Clad the size of the nonstick 10-inch Calphalon number that’s about worn out would come to around $225. Plus 9.3% tax. For a mere $90 (not counting almost ten bucks in tax), I could get two non-stick Calphalons in exactly the sizes I want. But they have that annoying brushed slate-colored stuff on the outside, which over time collects a patina of grease that will not come off. Oh, covet those shiny All-Clad things!

Frugal Scholar also covets All-Clad and, like me, picks them up at thrift stores and estate sales. And, she notes, at interesting cut-rate sites like this one. Yea, verily: there’s the beloved little pan! As an irregular, forty-two dollah! This outfit has more 10-inch pans than you can shake a stick at, but Williams-Sonoma’s, at $120, comes with a lid, which none of the online models do.

Moving on, I visited a few more of my old haunts and realized the place has changed hugely since the last time I idled away an hour or two there. I have got to get out of my garrett. The world is starting to pass me by.

That notwithstanding, I believe I’m going to permit a little passing by this afternoon. I’ve lost count of the number of evenings in a row when I’ve sat down to dinner at 10:00 or 11:00 p.m., after having parked myself in front of the computer somewhere between four and six in the morning. Needless to say, I didn’t sleep well last night, with thoughts of some shady collection bureau haunting the night. The day is too beautiful to kill in the office.

The journalism students’ papers (both sets of them) are read, and a start has been made on the freshmen’s papers. The little McBoingers don’t have a major paper due for another two or three weeks, and so they can wait a few days to get their present magnum opus. So, I am knocking off the work for the rest of the day.

That decision having been taken on the way home, the minute I walked in the house the phone rang, and lo! There was a prospective client calling from Virginia, seeking a project manager. A project manager for big projects. Technical projects. That would be the sort done by professionals, not self-published tracts by some wretch who thinks the hoodoos in Sedona were put there by space aliens. Did I add paying projects to that?

So between now and tomorrow Tina (who when last heard from was talking about waiting table again) and I will need to organize something persuasive about ourselves and line up some live references. This is the sort of client that, if we can manage to do a decent job, could keep us in beer and skittles for quite a while.

Cathedral Rock, Sedona, Arizona
Space alien artifacts

Images:

Macy’s in New York City. Mike Strand. Creative Commons
Attribution 3.0 Unported
license.
All-Clad 8-inch frying pan. Shamelessly ripped off the Internet
Cathedral Rock, Sedona. Tomas Castelazo. Creative Commons Attribution-Share Alike 3.0 Unported license.

Money Happens; So Do Fiascos

Lenten thanks, Day 21

Thank God for WordPress.com!

Two nice little checks for The Copyeditor’s Desk just came in: a payment from Google and a handsomer remittance from an editorial client. This brings the corporation’s bottom line to almost six grand, plenty to buy a new computer, which I’m going to have to do one of these days. When I tried the credit union’s new electronic deposit tool, it worked with no problem. So today I can deposit the cash that fell off those money trees without having to burn gas or time.

Time. Yes. We could all do with an infusion of that. One fiasco after another here: I’m working 18- to 20-hour days again, trying to cope with the avalanche of little disasters.

The misbegotten Blackboard has done it again. OMG, how I hate Blackboard; hate to the nth power! After half the world has upgraded to IE9 or Firefox 4, now IT sends out a notice that neither of these is compatible with Blackboard.

Actually, we might more accurately put it the other way around: Blackboard is incompatible with IE9 and Firefox 4.

Either way you look at it, it means a bunch of my students can’t get into my course sites unless they download Chrome or Safari. And one of those is a 100% online course!

I recently upgraded Firefox myself, but for reasons unknown, it only updated to 3.9, and so at least I can still get into the courses. If the upgrade prompt had installed 4.0, I would be screwed. The only way I could access the online course at all and manage the incoming papers from the face-to-face students would be to sit in the campus library, in a miasma of rhinoviruses floating on the air, for hour after hour after hour.

Well, no. Actually, I could get in with Safari, but it’s much less convenient. Compared to Firefox, Safari is a pain in the butt to use.

Yesterday I worked from three in the morning to after midnight, with a hiatus to stand in front of two f2f sections, creating new a website on WordPress.com to accommodate the online course. As some of you may recall, building the course in Blackboard took several months—indeed, the school paid me the equivalent of an entire course’s stipend to do that large amount of work. So, trying to move the course (and the two freshman comp sections) to a new platform in a matter of days is no joke.

I think, however, that it’s going to work.

The “Journalist” template will accommodate a lot of pages in the right sidebar. That’s good, because moving all the course materials over here involves posting 26 pages. That’s right. Twenty-six.

Below those, there are 15 sets of external links to sites ranging from examples of different article types to trade groups and job boards. The sidebar, in short, is toilet paper.

However, two students have said the material is more accessible than it is in Blackboard. That tells you something about Blackboard! 😉

The “subscribe” function will allow students to receive e-mail pings when new announcements go online, which BB doesn’t provide…well, actually, it does have an RSS function, but the District disabled it. Students have to proactively go TO their Blackboard site and physically scan up and down the front page looking for new posts. The straight, conventional blog format in WordPress allows new announcements to appear at the top of the page; if you post a “permanent” announcement in BB, it sticks to the top of the page and the weekly learning module updates get pushed below the fold, giving students the impression that no new announcements have come up.

Of course, WP lacks the assignment submission function and the grade sheet function. However, those are easily replaced. My plan is to set up a separate Gmail account dedicated exclusively to the online course, which will segregate student papers from the flood of spam that pours in from the community colleges. It will be easy to return graded student papers as “replies” to incoming Gmail. And as for their grades: a one-line spreadsheet with the functions built in will tell students what their current score is and show their percentage of total points. I’ll e-mail a blank spreadsheet to them and let them enter their own scores in their own little spreadsheets.

Meanwhile, two clients imagine I’m working on their stuff. One has an arcane problem with Word, which I may not be able to fix from my Mac.

Three sets of student papers are pouring in as we speak.

The Book Publisher’s Association thinks I’m going to mount their March newsletter, which is now three weeks late, in the arcane web publishing platform they use.

And the Carnival of Personal Finance is slated to go online here on Monday.

Another Day, Another Dollar…Another Few Dollars Lighter

Well, this has been quite the day.

The accursed virus that grabbed me by the throat worked itself up to a high pitch last night. Finally got to sleep little after 5:00 a.m.; the alarm jangled at 6:00 to start a day filled with chores that could not be evaded.

First, it was off to Scottsdale for a presentation to my business group’s 7:15 breakfast meeting. That went better than expected. I pitched the idea of buying ad space on Funny. People actually seemed to be interested, giving me some hope that this scheme could work. I think I’ll have to reach a wider audience of businessmen and women, though—possibly try to deliver the same pitch at the Chamber or other networking groups.

From there, it was down to the client’s office to drop off another set of edited page proofs. Back to my house to call the doctor’s office and then like a rocket to the campus.

Adjunct faculty get no sick leave. If you’re not there, your pay is docked; that you’re pounding on death’s door is beside the point. Because all my face-to-face classes meet on the same days—Tuesdays and Thursdays—if I canceled classes today I would lose one fourth of my pay this period!

Obviously, I can’t afford to have my paycheck cut by 25 percent. So I dragged out there and laid some busywork on the kiddies, sending them to the library to kill time. This left two hours until the second class, allowing me to drive home and try to sleep a little. Naturally this was mooted when the doctor’s nurse called me back. I had to explain that I am not going to make a two-hour round-trip drive to the Mayo only to be told that yes, I have a cold. She was able to figure that out over the phone, and said they’d call a prescription in to the Safeway pharmacy.

Back to campus; deliver the same message to the second section; shovel them out the door. Flee!

Flat out of food for Cassie; last night I cooked her a piece of steak. That not being a viable proposition for the long term, I had to drive by the Costco to pick up one of their roast chickens, which will last her a week and give me something to eat, too.

It’s 10.8 miles from the Costco near campus to the Safeway nearest to my house. Needless to say, every light turned red as I drove up to it, all the way from the campus to the Costco and from the Costco to the Safeway…just as every light had turned red while I was traipsing from the west side of Phoenix to uptown Scottsdale to downtown Scottsdale and back, about 15 miles each way.

Arrived at the Safeway, stood in line (enduring the dirty looks of fellow customers as I hacked and coughed), only to learn that they never heard of me. The doctor’s office had never phoned in. Pharmacist said she would call if and when the prescription was called in. I said I was not dragging back over there this afternoon, because it is unsafe for me to be behind the wheel of an automobile.

Jayzus! In the state I’m in, it’s a miracle I didn’t kill someone. On the other hand, given the number of morons who wove back and forth in front of me and beside me while they yakked on their phones, maybe one could say it’s too bad I didn’t kill one of them.

Moving on… I picked up a pint of berry sherbet, figuring to anaesthetize my tonsils by freezing them. It worked, too. Briefly.

Late this afternoon, the doctor’s nurse said he had called in a prescription for Flonase. A day late and a dollar short, sister!

My car is now down a quarter-tank of gas. That puts the eefus on my gasoline budget. There’s no way I can run that boat from now until the end of the current billing cycle—April 21—on just one more fill-up. The three-quarters of a tank I had to buy on Monday cost $53, more than half the monthly budget.

Interesting how even a minor ailment drains your pocketbook, isn’t it? If I hadn’t forced myself to put in an appearance on the campus—done at some risk to life and limb, since I really should not have been driving—I would have lost about $120. The pharmacist suggested that I try the syrup form of Mucinex DM, which she thinks gets into some people’s systems more efficiently. So now I have two bottles of the generic form of that (rather useless!) stuff, one full of horse-pills and one full of cherry syrup. I wouldn’t have bought the sherbet if my throat didn’t feel like someone stuck a blowtorch down it. The extra round trip between campus and home plus the unplanned trip to the Safeway guaranteed that I’ll have to spend more than $100 on gas this month.

As a practical  matter, the common cold costs the U.S. economy big-time. In 2003, a University of Michigan study alleged that the combined annual cost of all our colds is around $40 billion a year, “substantially more than other conditions such as asthma, heart failure and emphysema.” As a group, we Americans were spending $2.9 billion annually on OTC nostrums and another $400 million on prescription drugs for symptomatic relief, and wasting $1.1 billion on antibiotics, which have no effect on viral illnesses like colds.

I haven’t bought the prescription yet and may not. Its common side effects include dizziness, headache, nasal irritation or burning, nausea, nosebleed, sore throat, and vomiting. The only one of those I don’t already have is throwing up, and I don’t think I need it, either. So that’ll be a few bucks saved.

What gets into doctors? Do they not have access to the Internet? How hard is it to type “Flonase side effects” into a search engine? For that matter, how hard is it to read the manufacturer’s notice, posted prominently online: “you should know that fluticasone [i.e., Flonase] may decrease your ability to fight infection”? The stuff is indicated for allergic rhinitis, not colds, a condition that itself comes under the heading of “infection.”

Anyway, between the schlepping around and the expenditures on OTC drugs and the potential cost of a contraindicated prescription drug, I’ve probably spent as much as I saved by forcing myself to traipse to the campus through a rhinovirus haze.

More to Come…

Lenten thank, Day 12

Thank God I don’t still live in Saudi Arabia!

My mother, who was a low-key enthusiast of Edgar Cayce and things mystical, used to say the Apocalypse would come from the Middle East. She used to say a lot of things…but why not? It’s gotta come from someplace, after all.

We’re now engaged in another war in another Middle Eastern country, where we’ve been at war longer than we were during World War II. The entire region is erupting, a development which does not bode well.

IMHO, if we don’t free the West from dependence on Arab oil, we will see something very like an apocalypse, because that is what the collapse of a dependable, cheap energy supply will do to our economy. Someone else once said it better: a hard rain’s a-gonna fall.

But…maybe it’s just the mean virus speaking. It was a long, dark night.

Now I have to run to teach two classes—mercifully, they’ll be parked in front of computers today. By the end of the day, though, a lovely guest post should be ready to mount. Meanwhile, don’t take any wooden nickels!

Betcha didn't think there was such a thing, didja?

Image: ColWilliam. Public Domain.

Hemorrhaging Money!

Lenten Thanks: Day 2

I thank God for my friends, those who live near and far, people I’ve met in teaching, on the choir, and through blogging. They are the gems that brighten my life.

Lordie! Money is pouring out of my bank accounts like it was water! One blinding expense after another: the $615 for the paint and repair job; $81 for the paint itself, another $98 for the light fixtures and junk from Lowes; $100 for a season’s worth of chlorine tablets for the pool; $97 for the little self-indulgence at Ecocentricity; $250 at Costco to restock the dwindling grocery cache; $78 for gasoline…gaaaahhhhh!

Even after paying for the $97 for the purse out of the diddle-it-away savings account, I have $29.43 left to last until the end of the current credit-card budget cycle: that’s another 11 days!

The $615 will also have to come out of that account, I expect. No word from the insurance company about whether any or all of that will be reimbursed. Sean the Adjuster probably hasn’t recovered from the shock yet. Actually, I sent the invoices for the paint and the light fixtures, too, so there’s an outside chance that the $179 for those items will come back. Someday. Not, presumably, in time to pay this month’s AMEX bill, though.

Hm. Half a tank of gas left, and today was the last day of class before spring break. If I can minimize driving, I just might stretch the gas long enough to last until the 21st. Running low on meat for the dog, which means least one grocery store run, but that won’t consume an entire half-tank. A single grocery run, however, could easily consume the $29 remaining in the budget, though; especially if it includes a meat purchase.

There seems to be no end to the extraordinary costs. I haven’t had the nerve to open the bill from the Mayo for the copays and whatever Medigap didn’t cover. More than $29.43, I’ll bet! Then starting the first week of the next billing cycle, a series of visits to a physical therapist begins, in an effort to help the injured shoulder that never healed fully from last year’s fall and dislocation—presumably a copay hit every time I walk through that door. And a trip to the dentist to smooth off the broken, jagged molars and build a new night guard: bare minimum 400 buckolas. And the turn signal on my car is broken, and the hinge on the visor has worked loose so the thing falls down in front of my face every time the sun gets in my eyes, and a chip in the car’s paint needs to be touched up…who knows what that will cost?

Then there’s that security door I’d really like to buy.

Well, by the time $615 is sucked out of savings, there won’t be anything left for a security door. Guess I’d better not count on the insurance replacing that amount. {sigh}

On the bright side, the electric bill arrived: only $58!!!!!

That is one of the lowest power bills in recorded memory. Last year the March bill was $65. It dropped to $57 in April, after the month of March passed without my having to turn the heat or AC on once. Last month I did have the heater on a few times, and once or twice I forgot to turn it off when I went to bed. So evidently the new unit actually is going to save a few bucks on the electric bill.

And the new accountant issued forth my tax returns: $3002 coming back to me and $1,500 back to M’hijito for the mortgage interest deduction. That certainly helps our cause.

Not only that, but her bills were just slightly more than half what the defunct tax lawyer charged to do the personal and corporate returns last year. Even after paying for both sets of returns, I still end up with $2,500 to add to this year’s survival fund. She’s more aggressive than T.L. and is willing to claim many more deductions than I’ve done in the past. So this is a distinct improvement.

That $2,500 plus the $3,700 left from RASL after topping off the Roth IRA plus the projected net $3,000 from next summer’s teaching will delay my having to draw down retirement savings until November of 2012. After that, according to my famously sophisticated calculations, I still may not have to pull out 12 drawdowns a year, as long as I’m working and as long as I can continue to land two sections each summer.

In 2012, after the short-term survival savings run out, I’ll have to make two drawdowns to live on. In 2013, if I get a comparable tax refund and if I manage to teach three and three in the academic year and pick up two sections in the summer, I might only have to take seven drawdowns. So that would be nice. The less I have to take out of retirement savings, the longer I can live on those funds after I’m too feeble to keep teaching.

Our Hero

So. In spite of the impression that more money than Croesus could imagine is flowing out of the coffers, I guess I can’t complain.

Image: Scrooge McDuck. © 1981 Carl Barks. Link to Wikipedia.com.

Workman Waltz: Save the Last Dance for Me…

Ohhhhhhhhh moan! The handyman charged $615 to repaint the eaves, install two new motion-sensitive lights, and plane down the solid-core door on the office so it will close properly. That doesn’t count the cost of the paint, which was more than any reasonable person could expect.

I can’t complain too much. He repaired some dry-rot that the roofers should have fixed and that was in their contract to fix but that they ignored (too busy chopping back my prize trees, I guess). The paint job he did is far superior to the one committed by Bila the Bosnian Lightning Bolt.

Bila, who does nothing but paint (well, he also will hire out for a few handyman jobs, but by trade he’s a painter), painted the entire house from stem to stern in a day. He accomplished this with a sprayer, which he used to apply a light coat over everything. As you can imagine, this hasn’t held up very well. Jack, on the other hand, actually painted the woodwork—you remember, with a paintbrush and a roller? He also filled cracks and generally repaired the tired wood trim. It looks very nice, and it appears likely to last for quite a while. It took him a day and a half to do this, and for Jack a “day” extends until well after dark.

This hail damage thing is turning into quite the financial fiasco. Fortunately, so far the insurance company has covered all the repairs. I’m going to scan Jack’s invoice and the receipts for the paint and exterior lights, mail them off to the adjuster, and we’ll see if they’ll spring for a little more cash.

And…even if they don’t, I still can’t complain. They’ve covered almost $12,000 in repairs so far. If I have to pay $600 or $700, that’s still a darn sight better than 12 or 13 grand.

Thanks to the hailstorm, the entire neighborhood has had a facelift. Almost every house got a new roof. Given the exorbitant cost of roofing, as you can imagine many peoples’ roofs were already pretty weary before the depression started, and what with the hard times, our houses were beginning to take on a kind of Appalachian look. Quite a few homeowners also managed to change out the 20-year-old Goettl air-conditioning units. These new units not only look a great deal less ugly, they run whisper-quiet. My neighbors’ AC/heaters used to growl like jet planes. Now when Terry’s and Sally’s units come on, I can hardly hear them. That adds a lot to the livability factor.

{sigh} By dint of assiduous penny-pinching my savings account had finally, within the past week, recovered its former glory. Just transferred the cash over to checking to cover the draft I wrote to Jack. That puts savings right back where it was a few months ago.

Hope a decent tax refund materializes. Hope the insurance company will cover some of this bill.

We still have the security door to install in back. Urk!

Image: A Modern Trade Painter. LukerobertsCreative Commons Attribution-Share Alike 2.5 Generic license.