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Why I stopped carrying a purse…

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A couple years ago, I decided to stop carrying a purse around. Why? Well, because in my part of town, it just flat isn’t safe. Any time you walk across the parking lots of our neighborhood grocery stores, you run the risk of mugging.

The way to minimize that risk: carry a wallet with your credit cards and nuisance store “member” cards in a pocket. Leave the purse at home, in a closet.

Interestingly, this works in a variety of positive ways, one of which is to cut panhandling exponentially. When a bum thinks I’m not carrying cash, he doesn’t barge up and demand that I share it with him.

But…then there is Tempe, even more richly infested with bums and panhandlers than the ’Hood, here at the end of the accursed lightrail line. (The lightrail is affectionately known in these parts as “the bum express.”)

Today I went out to that garden spot, that lovely little college town (you have to live in Arizona to sense the full irony in that characterization), to meet my friend and business partner for a late lunch at our favorite overpriced restaurant. Had to park about a block up the road, there being no spaces anywhere near the front of said restaurant.

Afterward, we drifted out to the front sidewalk and stood chatting for a few minutes. A bum wandered up and hovered nearby, studying a parking meter as if it held some clue to the meaning of life, the universe, and all that. Tina’s car was right in front of the place; shortly she jumped into her vehicle and drove off. I now had to walk a ways to get to my car.

Because of the quasi-infected surgical wound on my leg, I haven’t been able to wear my jeans, which are about the only women’s clothes you can buy that reliably contain pockets. So I’d brought a small purse with a long strap, which I’d slung over my shoulder.

The bum looks up and gazes at me quizzically, his eyes a startling blue. If he were washed and sober, he’d be a handsome man. But he is…well, neither washed nor sober.

I avoid his glance (Rule of Womanhood No. 213: Never make eye contact) and start walking up the block toward my car.

Naturally, he follows me. I’m walking fast, and he’s keeping pace with me, just a few steps behind.

I walk past my car — not a chance am I going to stop long enough for him to get any closer. As I march along, I slip the purse strap over my head so the bag hangs crosswise across my chest. And I search for a building that I can get into.

ASU and the city of Tempe have littered this stretch of the lovely downtown with pointless museums, all of which are locked tight. I keep hiking all the way down to Mill Avenue, where at last I come to a sandwich shop that’s open. I dart in the door and find — thank God — four burly men, two behind the counter and two standing in line to order food. They look a little startled when they see me come flying in.

Fortunately, the shop is fronted with ceiling-to-floor windows. I can see the vagrant walk on past and continue north on Mill. After waiting for a minute or two, I slip back out the door and hike back down the sidewalk to my car.

What did I think was going to happen? Well…take your pick:

  • Nothing.
  • The guy would ask me for a handout.
  • The guy would grab my purse and yank it off my body.

“Nothing” would be nice, but experience suggests it was the least likely of the three possibilities.

Frankly, I suspect if I’d had my credit cards stashed invisibly in the pocket of a pair of jeans, that guy would never have followed me.

This is something you learn from living in the central city. In the old house, one old lady was walking from her car into a nearby grocery store when a purse-snatcher threw her to the ground to grab her bag, thereby breaking her hip. Here in the ‘hood, another shithead shot one of my neighbors when he mistakenly thought she was resisting an attempt to steal her purse.

And that, folks, is why I do not carry a purse. Not unless I’m forced to it.

Is Your Contractor Insured? Really?

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So here’s another little life lesson I learned from the Olde Folkes yesterday. Decided to present this in a separate post, because it is a VERY big effing deal. Y’ere ’tis:

Whenever you have a contractor of any kind working around your house, ALWAYS BE SURE THEY’RE INSURED!

That’s even if you think they’re the nicest folks to come along since God created the Angel Gabriel. Even if they seem honest as Abe. Even if they work as hard as a plow horse.

Got that? Don’t just ask if they’re insured. Demand to see the policy. You want proof positive that they have general liability insurance or that they’re licensed and bonded with your state registrar of contractors.

When J & L sold their home of 40 years and moved to the Beatitudes, a life-care community, they hired two women who are in the business of helping elders move into old-folkeries. There are a number of these places in the Valley, and the pair have registered themselves with a bunch of them. For J & L, who are in their nineties and were moving to an apartment that was — maybe — two-thirds the size of their home, only with no garage and no garage storage and a tiny kitchen and no room for L’s office, these two ladies were a godsend. They advised on what furniture could fit into the new digs and where it could be fit, they packed up as much as could be stuffed into the apartment and arranged for movers, they put stuff away in closets and cabinets, they even got someone to custom-build a way to hang the expensive draperies J wanted to take with them.

As part of the bargain, once the couple was moved out the moving helpers were to arrange and supervise an estate sale, to sell off the (many) possessions that simply could not fit into a tiny apartment on the fourth floor of an old-folks’ home.

I remember thinking, as the two women were telling me this, I don’t recall seeing any ads from your outfit in the estate-sale listings to which I subscribe in gay profusion. Are you trying to say “yard sale,” dears? If so, how’s about telling the client that? But I kept quiet. Maybe, after all, they did their estate-sale business under some other moniker.

Okay. So this gigantic project chugs along and eventually they get the folks moved. They tidy up the remaining goods, and now this estate sale is supposed to take place the following day.

That night, the house is broken into and everything of significant value is stolen. The women say the lost items were appraised (really??? Who are you kidding?) at $5,000.

The house is locked up behind mighty iron security gates, brain-banging deadbolts, and an expensive and efficient alarm system. Sooo…WTF, say I.

J says the two women “forgot” to turn on the burglar alarm when they left that evening. The perps, who magically knew the alarm company’s stickers on the window alluded to nothing, broke a window, climbed in, and made themselves to home.

“Forgot:” Yeah. R-i-i-i-g-h-t.

So now the women tell them that they — J & L — will have to make this claim on THEIR homeowner’s insurance!

Say what?

Can’t you just hear the insurance adjustor’s reaction? “Ohhh no. Not a chance in Hell. You had already moved out of the place and you had consigned the property to these people; therefore the consignee was responsible.”

And…say what? Five. Thousand. Dollah? Don’t think so.

I’ve done a lot of yard sales in my life. And neighbors who used to live across the street from me, a  pair who became dear friends, were in the yard-sale business. And…well…y’know what? The entire contents of that house including all the stuff they moved into their new home were totally absolutely not worth $5,000. They had a few works of art that were worth something…but they took those with them.

So. IMHO we’re lookin’ at a scam here.

But that’s just IMHO, eh?

The point is, once the possessions had been handed over into the care of the assisted-moving business, they became the assisted-movers’ insurance company’s responsibility, not the homeowner’s.

Dollah to donuts, that is what my friends’ insuror will claim. And several dollahs to donuts, these women have no business insurance or anything vaguely resembling it.

At the risk of repeating myself…

Whenever you have a contractor of any kind working around your house, ALWAYS BE SURE THEY’RE INSURED!

Receipt Eradication…

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So as you know if you’re been around here long, the ‘Hood is not the most halcyon corner of Lovely Uptown Phoenix. The area is richly decorated with homeless drug addicts, most of whom are harmless. More alarmingly, it’s frequented by burglars, car thieves, porch pirates, and assorted other interesting wildlife. One species of these is the identity thief. These creatures scavenge in the garbage and recycling bins, searching for pieces of paper bearing someone’s identifying information. About 95 percent of the junkmail that the postman brings — just about all that he brings these days, by the bushel — fills that bill. But it can easily be disposed of with my current crook-repellent scheme: drop it in a plastic bag with some dog mounds and a little water and let it marinate for awhile before throwing it in the garbage. That’s fine for the usual junk mail and credit-card offers…but credit- and debit-card receipts are a different critter altogether.

And by this time of year, I’ve got a lot of them. I like to hang onto receipts for awhile, lest I need to return something, confirm that a charge was actually made, or ask some question about a purchase. After a year of stashing random pieces of paper into storage, there’s enough kindling there to set fire to the Parthenon.

Getting rid represents what we call, in capital letters, A Nuisance. My paper shredder will only handle a few at a time. Sitting there running fistful after fistful of receipts through that thing is a time-consuming, eye-glazing hassle. But it’s also a hassle to drive the junk down to the annual community Shred-Fest, stand in line, and keep an eye on the proceedings to be sure whatever you put in there actually does get ground up.

T’other day an INSIGHT visited me: the stuff that’s used to print receipts isn’t actually ink. It’s a sort of powdery substance that’s shot on the (interestingly health-threatening) paper in the shape of letters and numbers. Maybe…just maybe the stuff would rinse off in water. If it would…well! Then you could take the whole pile of debris, toss it in a bucket, pour some water and detergent and maybe a shot of Clorox over it, and voilà! Problem solved.

A brief experiment with this idea showed that, amazingly enough, it works. You don’t even have to swish the paper scraps around in the water: get them wet, and the printout (not the ads on the backsides) fades right away.

Hm. No grinding. No schlepping. No burning. Nice!

Now, there’s one thing you should be aware of, and that is that cash-register receipts are printed on paper that contains toxins: BPA and BPS. This stuff, you don’t want to get on your hands…or inside your pockets, or inside your wallet. But of course you can’t help that unless you decline to accept a receipt or ask for an emailed receipt (creating yet another time-sucking hassle). At any rate, you certainly don’t want to burn these things in the family-room fireplace.

Wot the hell: after seven decades of wallowing in cash-register receipts, I have yet to die. But still: knowing about yet another health hazard, you’ll want to minimize your fiddling with the things — maybe use rubber gloves during the elimination process.

So here’s how this went:

  1. I dumped the collected receipts in a plastic scrub bucket.
  2. Then poured in just enough water to cover them — added a squirt of Dawn detergent.
  3. Let it set while I went on about my business.
  4. Couple hours later, came back to find a bucketful of blank receipts.
  5. These I poured into a sturdy black lawn bag (new, leak-free) set down inside a plastic trash can so as to simplify holding it open.
  6. Dumped the last few days’ collection of dog mounds in on top of the slurry and quickly tied off the top.
  7. Dropped the package into the alley garbage bin.

The papers were already dissolving, so except for the plastic bag (and the BPA…and the BPS…), this stuff should biodegrade fairly fast. You can buy compostable plastic lawn bags at the Depot and at Amazon, and those would be the things to use for this purpose. And for just about any other bagging purpose.

Finally, step 8: wash out the scrub bucket.

Since this bucket is used for mopping the floors, obviously I didn’t want the BPA and the BPS smeared all over the house. It probably would be better to use an old paint can and reserve it just for this purpose. But not having one around…  I placed the bucket in the garage work sink (do not clean out the bucket in a bathroom or kitchen sink or tub, or in any sink that’s likely to be used for cleaning clothes or washing dishes). Dumped in some more Dawn and filled it with the hottest water I could draw out of the tap.

Went off and let it set for another couple of hours. Then came back, scrubbed the bucket with a brush, and poured the contaminated water down the drain.

Rinse out the bucket well after this step, obviously.

Do I like dealing with contaminated paper and contaminated water? Hell, no. But in terms of my own health, it’s probably safer to get it wet than to grind it up and spew powdery BPA/BPS dust into the house’s or the garage’s air. For future reference: to avoid exposure to the stuff through this avenue, ask for an emailed receipt or decline to accept a receipt unless it’s for something you might want to return.