So late last week I schlepped to Tempe, there to meet with my friend Tina for lunch and then to get my hair done by a reasonably trustworthy stylist. What I hadn’t counted on: The Mill Avenue Crafts Fair.
Augh! This annual event has bloated into a huge affair that calls vendors from all over the country and shoppers from all over the state, to say nothing of every tourist who’s in town during the high season. Driving around it and getting a place to park is a freaking nightmare.
However…it is kinda fun to stroll around. I like to buy my jewelry (when I buy it, rather than making it myself) from crafters who show up at these fairs, and yea verily! Who should I stumble across but a couple of Polish jewelry-makers who specialize in amber and silver. Aren’t these pretty?
Photo’s not too great—my camera was running out of juice and I got in a hurry. Oh well. Anyway, I needed a new li’l cross for choir, since I gave my good silver and topaz cross to my best friend on the choir at the time I walked away after a visiting cleric remarked that if we didn’t support George Bush’s war in the Middle East and the Israeli agenda, we weren’t good Christians.
Love the design of the earrings, and the cross is kind of unusual but not strange.
These little fellows set me back about $120, which was not a problem because I have plenty in diddle-it-away savings to cover that. Indulgences like this are exactly what the diddle-it-away sinking fund is for. So, no, the baubles are not the issue.
The issue is these…
Yes. I’m afraid so. As long as I was wandering around Mill Avenue, I could hardly not pay a visit to my favorite purveyor of pain-free shoes, the cutesily named Shoe Mill, especially since I happened to have a $20 off coupon. Lo! They were having a 50% off sale!
Nothing that anyone would like to wear in public was part of this sale, and the Naots pictured above were decidedly not on sale. Nooo…. With the $20 off, the tab came to around $160.
Good God! So now I’ve spent something in excess of $300, by the time you figure in the bottle of leather lotion I picked up to treat the outrageously expensive purse I bought there shortly after Canning Day.
Still. I can afford it. Despite last month’s excesses and unexpected expenses, it looks like I’ll end this month about $350 in the black, an amazing feat made possible by a state income tax refund. That money would normally go into the diddle-it-away fund, easily making up for these two little extravagances.
However… My son’s birthday happens in a few days. I would like either to buy him an expensive electronic doodad or to give him the amount it would cost and let him buy whatever doodads he pleases. Or just cash the check as ones, scatter them across the living room floor, and roll in them.
If I keep the shoes, forking over several hundred bucks for a birthday present is going to be a stretch. The Shoe Mill has a generous return policy, and so I could burn a quarter-tank of gas to trek back out to Tempe and get my money back. On the other hand, I need a pair of summer shoes. My favorite summery shoes are an old pair of Naots whose cork soles are crumbling and shedding little pieces. And the new Naots would look awesome with this dress from J. Jill:
I want that dress. I don’t have any light-colored shoes to go with it. So of course I need the silver Naot sandals. Don’t I?
I could take the shoes back, refrain from buying the linen summer dress, and save about $280, which could then be expended upon my son. Or not.
It should be borne in mind that the feds owe me $3004 for the 2010 tax refund, which should be dropping out of the ether into my checking account pretty quick now. So really, I could pay for all of this out of savings and the refund without draining diddle-away savings to naught. On the other hand, that would leave significantly less than $3000 to put into the short-term survival fund, which is supposed to carry me through until the end of 2012 without taxable drawdowns from investments.
Realistically, between now and then I probably could scrounge $280 from various frugalities to replace the money in the survival fund. Assuming I remember to do so, and assuming I work that hard at pinching pennies. Or maybe not so realistically: pretty soon the Dog Chariot will need a new timing belt: $340.
So...what to do, what to do?
What say you? Return the shoes? Or indulge?











