Coffee heat rising

Economy is all about politics

Once again, we’re brought back to a raw fact: economy is politics, politics economy.

The Arizona state legislature’s response to the state budget crisis engendered by the collapse of the Bush economy has been pigheaded beyond belief. Elected leaders here, brought into office before the recent national changeover in leadership and set free to work mischief by the loss of Democratic governor Janet Napolitano, cling to the failed Republican doctrine that government borrowing is bad and taxes are worse. The wretches fail to grasp that government is different from private corporations and different from their own little household economies.

As a result, they have engaged in an extended bloodbath that continues to this day, with K through 12 schools forced to fire thousands of teachers statewide, universities closing down entire colleges and canning or furloughing thousands of employees, libraries and parks shutting down, basic services curtailed or eliminated. The kindest term for their strategy might be “draconian”; a more accurate one, “stupid.”

Now, many days late and vast billions of dollars short, it’s beginning to dawn on our august leaders that they’re going to have to borrow some money to keep the government functioning. Local television station KPHO’s online news quotes Sen. Pat Gorman as saying, “We don’t like to borrow. We don’t think that’s a good idea. . . . But right now, we’re looking at what’s a bad idea and what’s a really bad idea.” The station also reports “a spokesman for the Republican governor” as saying that “the governor was reluctant to borrow money as a way to reduce the deficit. She supports the tax increase as a better option.”

News reporters often get quotations wrong, but the strange pin-headed thinking of this state’s elected leaders has been reported so often and its consequences have become so obvious that it’s hard to figure anything but that the reporters are getting the general gist right.

Borrowing now is a day late and a dollar short. The state needed to do that before its workforce and its private industries were devastated by vast layoffs.

And as for raising taxes, let me tell you: I would have voted in favor of a tax increase to rescue the state’s economy while I still had a job. Now it’s too late. A larger percentage of nothing is nothing. How will raising taxes on workers who no longer have jobs raise money to help the state’s economy?

The loss of my job at the Great Desert University and of the wages of thousands of my coworkers is directly attributable the majority Republican legislators’ bizarre short-sightedness and stubbornness. At my age I will not get another job. Social Security plus what shreds of my life savings remain after the collapse of the Bush economy will not support me without my working part-time for the rest of my life. Arizona can raise my taxes and be damned. The tax collectors can visit me at the Seventh Avenue Overpass, under which I will soon be living, in a tent nursing home.

There oughta be a law against electing damn fools to public office.

Olive Oil: The ultimate skin cleanser

Some time ago, I reported the discovery that olive oil can be used in place of expensive facial cleanser. Not only does it clean one’s face without leaving an oily film or making the user smell like salad dressing, for me it relieved an itchy spot that defied all the training and genius of two Mayo Clinic dermatologists. Five months later, here’s an update.

 

Since last November, I’ve been cleaning my face once or, more usually, twice a day by massaging in a little of Costco’s extra-virgin olive oil, laying a warm washcloth over my face to gently “steam” the skin, and then wiping the oil off well with the warm cloth. Then I apply a little Cetaphil as a conditioning cream. Before starting this beauty regimen, I had always washed my face with a mild soap such as Ivory and conditioned with Cetaphil or a similar drugstore-style moisturizer.

Lately I’ve noticed that my complexion is a lot more supple, soft, and healthy-looking that it used to be. Apparently regular, long-term use of olive oil to clean and condition your skin works to good effect. Over the past few years, I’ve watched my cheeks turn into something that looked like an old, dried-out leather purse, no doubt the result of spending all my life in the subtropics and growing up in an era when a deep tan was admired as a sign of good health. Although my skin is certainly not wrinkle-free now—nor, at my age, should it be—those fine networks of sun damage are almost unnoticeable, and I can go out in public makeup-free without frightening small children.

Now, here’s the weird part: despite all the stress I’ve been under, my appearance has not gone to Hell. Normally, chronic insomnia makes me look like the Wrath of God. But…

The night after I was told our office would be closed and my entire staff canned, I did not sleep at all. Not one wink. Didn’t go to bed until 4:30; lay awake until 5:30; got up and went back to work. Since then, most nights I’ve had about three or four hours of sleep. Last night and the night before, after my financial advisor demonstrated that my savings will come fairly close to supporting me despite the devastation of the Bush economy, were the first decent nights’ sleep I’ve had since March 26, when this episode started—over two weeks ago.

Even during the worst of this period, my face has looked hydrated, reasonably fresh, and well toned. No dark circles lurked under the eyes, and the color looked pretty normal, not the fish-belly gray one would expect. Don’t know what the explanation for this really is. All I know is the only thing I’m doing differently from what I’ve done during other high-stress periods is using olive oil on my face.

Yeah, I know: anecdotal evidence! Worse yet, post hoc, ergo propter hoc! But something’s working. In the absence of any other change, the olive oil treatment is a likely cause.

Adventures in Olive Oil

Olive Oil: The Ultimate Hair Conditioner
Olive Oil: The Miracle Skin Cleanser

A day to unwind

This morning SDXB plans to come into town. We’ll drop my car off at the ineffable Chuck’s Auto Service for routine service; then drive in his truck back to M’hijito’s house, where we’ll park the junk and walk to the lightrail depot. Our plan is to ride all the way to the end of the line, getting off midway at the campus for a picnic lunch. This, we hope, will make for an effective way to unwind from the emotional roller-coaster that is the layoff melodrama.

Weather is supposed to be iffy today, but I don’t think it will matter much because we’ll be inside the train most of the time. In the unlikely event that it actually rains much, we’ll punt and go to a movie instead.

Yesterday I ran the numbers again and found that a 6 percent drawdown from total savings will allow me to stay in my home and continue to help pay the mortgage on the Investment House. It frosts my cookies to have to draw out that much from savings. However, my advisors tell me that at 6 percent the fund will last another 100 years; at 8 percent, it will last 50 years. Since I’m not likely to last that long, myself, I guess it will be OK.

In 2 1/2 years, I’ll be able to earn any amount I want above and beyond Social Security; by then Funny may be generating some cash, and also by then the economy may be reviving a bit. Signs of life are out there: my big Fidelity fund made $3,800 last month, the first gain in several months. The guys at Stellar say that the economy will lag the stock market by about a year. So if we’re seeing the market start to improve now (and last month’s increase wasn’t just a fluke), then happy days may be just around the next bend. If that’s the case, maybe I can cut my drawdown at the age of 66 and find some other way to generate enough to live on for a while. Then when I reach the point where I can no longer work, there’ll be enough left that I can take a larger cut to cover expenses.

Yesterday I spent most of the day in a flying rage. A very minor incident triggered all the fury I feel toward My Beloved Employer, and I swear to God I didn’t come down off the ceiling until after dinner at La Maya’s house. Even as I was walking home from her place late last night, I was still mad as hell. This layoff business literally has set my psyche on a roller-coaster: from elation (no more hated drives to Tempe! no more bullshit!) to depression to abject terror (how, really, am I going to live? are we going to lose the house? both houses?) to profound anger and loathing.

The community college needs an official copy of my transcripts sent directly to the chair of the department. So I called over to the transcripts office and asked where I should go to purchase the same. The woman who answered said the “Student Services Building.” Whoever heard of such a thing?

“You mean,” said I, “the building that’s all the way down Rural Road on the other side of the railroad tracks?”

“Yes,” said she, “but if you’re on the clock, you can just come over here. Come on up to the cashier on the second floor.”

Yeah. So I traipse off campus, get my car, navigate through the usual hellish traffic on University, dodge a murderous fellow driver on Rural, park illegally (there’s no legal parking near the building), and march inside.

As I’m enjoying this mini-ordeal, for some reason the single worst incident that I’ve ever had at GDU comes to mind.

The College hired me to found and grow a unique editorial office, which is the only operation like it anywhere in the world. My dean and I were told we were to enlarge this office steadily so that it served a large number of faculty editing scholarly journals. We needed a graphic artist.

About a year into the thing, one of the most prominent graphic artists in the Southwest, a very talented and highly-paid woman, was laid off her job with a large regional magazine, as the publication (like all magazines) was hemorrhaging readers. On the job market, she wanted to design books and periodicals. She applied to our office for a 50% FTE position and at the same time applied for a full-time job in the President’s office. The f/t job would have had her designing posters and ads, something she just abominates. She wanted our job because it would provide her health insurance and leave her time to develop her own business, for which she had clients standing in line.

The people in the President’s office were pushing her to say whether she would take their offer. Meanwhile, the Dean’s office as usual was dragging its heels. Finally, written permission came down to give her an offer. By then, she was in Vermont attending her son’s college graduation. I reached her on her cell. She accepted our offer and then called the President’s office to say she was turning theirs down in favor of ours.

And therein lay a problem: she shouldn’t have told them where she was going.

Out of sheer spite, the Dean of Deans (not Her Deanship, who herself is an underling in that bureaucracy) cancelled the hire. That was after I had given her an offer in writing and after she had accepted!

It was, of course, wildly illegal. By now she’d lost the only other offer she’d had, which as repulsive as it was to her at least would have put a steady supply of bacon on the table. I gave her the name of a lawyer, handed her the written permission to hire I had from Her Deanship, and advised that she sue the university up one side and down the other. The bastards would have settled for enough to support her freelance business for the rest of her life.

Back to 2009: ruminating about this incident as I’m driving over to the Services building puts me in a state of stratospheric dudgeon. All the reasons I hate, hate, HATE Our Beloved Employer come pouring back into my dainty little mind. The place is run by people who act out of pure meanness and petty vengefulness, and their nasty tricks create real harm for innocent bystanders like my art director friend. It’s quite enough to make your employees miserable. But where do you come off screwing with members of the public?

I enter the building, hoping no campus cop comes along and tickets my car while I’m dorking with this procedure, and the receptionist where the cashier is. She says I have to do this in Human Resources.

“Huh? They’re not going to take my credit card in there!”

“That’s where you have to go.”

So I stalk into HR. Now I’m furious. I glare at the wretch working the reception desk and say aloud, “I hate ASU!”

“Pardon me?” she asks.

“I hate this place,” I say. “I can’t say how glad I am they’re canning me!”

She looks alarmed. I explain that I need to pay to have my transcripts mailed to a new employer.

She now looks puzzled. “Who told you to come here?”

“The receptionist in the lobby.”

“But…?”

“That’s what I was told. The transcripts people told me to come to the Services building and fork over ten bucks.”

“Oh. That’s the Student Services building! It’s on the campus…” She breaks out a map.

To get there, I now have to drive all the way back to the metered parking north of the campus, hike a good half-mile, then hike back to my car.

“Screw it!” say I. “I’ll just mail them a check.”

There’s no ball-busting hurry, after all, to get the transcripts over to the college: the new job doesn’t start for another five months.

So…as you might surmise, I can use a day to unwind!

Funny to go commercial

In the near future, Funny about Money will transform into a monetized site. The doughty Mrs. Micah, who has started a blog consulting service, is helping to make the changeover.

This is a scary adventure for moi, because I’m really not very techie. But you turn into a pillar of salt if you don’t keep trying to learn new things. 🙂

The design will be slightly different. We have found a three-column template that’s very similar to the present White as Milk theme, so I hope the change won’t be too jarring.

Funny’s traffic has been steadily increasing ever since it moved to WordPress.com. It’s now averaging nine or ten thousand discrete hits a month, which I think may be enough to generate a small income from advertising.

The site doesn’t have to make much to be very helpful. Until I’m 66, I’m not allowed to earn more than $14,000 without having Social Security docked. What that means is that every $2,400 Funny earns between January and August is a freshman comp course I won’t have to teach in the fall. If we get this project up and running now, we should know by layoff day, December 30, how much Funny will earn.

LOL! Any day I’d rather blog than actually work.

A few spots of light

This morning it was off to Paradise Valley Community College, for an interview with the English department chair.
Item: I nailed not one, not two, but three adjunct courses, which should net around five grand between now and the time I’m canned.
Item: This guy treated me like a human being, of all the bizarre things!

No joke. He gave me the grand tour of the campus—even took me to view the classrooms where I’ll be teaching!—and, after introducing me to faculty members, the departmental secretary, the head librarian, and some people whose functions I didn’t catch, delivered me in person to HR. I couldn’t believe it.

Bizarrely, people working there don’t give the impression of having been beaten down like so much threshed wheat. Morale seems nowhere near the basement, where it resides at a certain vast desert university. People were cheerful, they looked rested, they appeared enthusiastic and active. If they’re faking it, they’re doing an impressive job.

The campus is quite attractive. It borders a golf course (!) and is set amid tracts of newish middle- to upper-middle-class housing. Buildings are clean, bright, and sunny. None of them smells of the solvent used to remove asbestos, as does (still!) a certain building of which we know.

The chair forked over a list of requirements and desiderata for the college’s freshman comp courses. Incredibly, you only have to assign four papers in English 101 and three in English 102. The jaw drops. To put the jaw on the floor, courses are capped at 25. This will be so astonishingly easy.

The $5,000 I should net from this part-time gig can go into savings to help the transition into penury. Anything I happen to pick up from freelancing will be stashed for the same purpose.

From there it was over to the financial advisor’s.

What’s been keeping me awake at night—what has driven me to the quack in search of soothing drugs—is the certainty that no matter how I work the numbers, the combination of a 4 percent drawdown from savings, my piddling Social Security entitlement, and the $14,000 I can earn without losing SS dollars is just plain not enough to survive on. First, I can’t live on it. Second, I most certainly can’t pay my part of the mortgage, either, and we will have to default on the Investment House. Default. Walk away. Be stripped of honor and credit. Lose our shirts. Both of us, me and M’hijito. Oh, God!

Well, Advisor pointed out that I could actually draw down a little more than that without risk of ruination. He also pointed out that M’hijito should be able to carry more of the mortgage, which would make it possible for his aged mother to stop worrying and maybe even to stay out from under the Seventh Avenue Overpass. Drawing down enough to live on will reduce the expected lifetime of my savings from 100 years to 50 years. Since I don’t plan to live another 50 years, this should be a reasonable strategy.

So. Things are looking up. Relatively speaking.

Was Dorothy Parker prescient?

Remember this Dorothy Parker poem?

Razors pain you;
Rivers are damp;
Acids stain you;
And drugs cause cramp.
Guns aren’t lawful;
Nooses give;
Gas smells awful;
You might as well live.

The title is, hilariously enough, “Résumé.”

Tell me she didn’t foresee the joys of entering résumé details into online job application forms.
😀

Well, yesterday afternoon I learned another way to get quick access to medical care: say (or even just imply) that you’re considering offing yourself. I called to make an appointment with my favorite medico at the Mayo, by way of trying to wangle some antidepressants from the guy. I’m wrecking my jaw and hearing with the tooth-clenching, which has returned with a vengeance; some sites say antidepressants sometimes will cause that quirk to back off. To get in to a Mayo doctor, you have to wriggle past a gatekeeper with the melodramatic title of “triage nurse.”

So I’m explaining the situation and trying to persuade her that the stress level is such that I do need to see my doctor. She asks me if I’ve been considering suicide, and without thinking I answer that the thought has crossed my mind (which indeed it has: sure would resolve a lot of problems!).

Hee hee! Freaked her right out. So now I have an appointment this afternoon. This, despite my having reassured her that I was not serious. Maybe I could’ve gotten in yesterday afternoon if I’d remarked in passing that the birds were mightycute out there on the window ledge.