Coffee heat rising

Single in a couples culture

Have you noticed that? We live in a couples culture. Single adults constitute a large portion of the U.S. population:36 percent of women between 20 and 44 are single, and less than half of U.S. households consists of married couples. Yet the way our society operates is based on the assumption that most people are partnered, in a live-in way. America as an economy and Americans as individuals would profit if we changed that.

There’s nothing new about this observation. But until recently the only element about it that bothered me much was the inequity in the cost of traveling—a single traveler pays far more than she or he would as a member of a couple. As I grow older, though, and less able to handle mountains of work, it’s beginning to wear on me. It really takes two people to cope, especially if you have a job and expect to have a life, too.

Today was a case in point.

A trade group that The Copyeditor’s Desk belongs to was having a shindig this evening: a potluck. We’ve already generated a lot of work through this networking group, and so it behooves us to show up to the meetings. The DIY dinner (the group usually meets at a chain restaurant that caters the get-togethers) moved the meeting time up from 7:00 p.m. to 5:30, a freaking impossible hour when you have an hour-long commute and no place at the office to store food.

I was busy this week and didn’t have time to go out and buy extra food and cook up a potluck dish. Ech. I don’t at all care for potlucks, unless they’re at a friend’s house (and even those are suspect). Usually the food consists of tamale casseroles concocted with lots of Kraft cheese slices and canned enchilada sauce, accompanied by grocery-store raw veggie platters and grocery-store pies. This meant I would have to leave the office early, race to the grocer, pick up some sort of easy-to-construct foodoid, race home, throw it together on a sturdy paper plate or two, wrap it tight, jump in the car with it, and race to the meeting.

First thing in the morning, 7:15, La Maya calls and invites me to go for a 7:30 walk. I’ve overslept and haven’t even brushed my teeth at this point, but don’t want to turn her down because the morning constitutional is the main nexus of our socialization. Throw some food down for the dog and race out the door. Since the dog won’t go outside through a dog door, I figure to have to clean up a mess when I get back.

But no! Pleasant surprise; still, it means the dog has to be taken for a walk. By now it’s 8:30 and I still haven’t had one bite to eat, to say nothing of the morning dose of caffeine or even so much as a sip of water. My head hurts. Walk the dog. Race back in, fix breakfast, bolt it down, throw my dirty clothes on the bed, yank on some office clothes, race out the door, running radically late.

Drive for what feels like half my life to get to campus. Download a 200-page PDF and print it out, preparatory to writing an index. Spend a significant amount of time struggling with the printer, which has decided it has a paper jam in a place we can’t reach. Waste more time trying to figure out if an illegal charge was made on my purchasing card. Waste a bit more time yakking with one of the RAs. Waste another half-hour or so cranking an annoyed post about some very stupid stuff to the intranet blog and reposting a bowdlerized version to The Copyeditor’s Desk. By the time I leave the office, I’m hungry and still running late.

At the gourmet grocery store, in addition to the potluck makings I pick up some sushi to tide me over—or, I hope, to fill me up so I won’t have to eat another tamale casserole. Have you ever noticed that one package of grocery-store sushi is not enough for a single meal, but two is too much? Very hungry by now, I buy two.

At the check-out register, I discover my American Express card is missing. Nice timing!

Okay, there’s never a good time for a credit card to go missing. But in the have-you-ever-noticed department, have you ever noticed that things like this always happen at the most inconvenient of all possible moments?

Charge the food on Visa, race home (all the while trying to remember where I was yesterday), race in the door, search the office and house: no card. Call the hair salon; then remember I’d gone by Borders to buy a 2009 wall calendar. Yes, Borders has the card locked in its safe. Too late now to drive way to hell and gone over there (one of the charms of being centrally located is that the middle-class infrastructure follows the white middle class to the suburbs, abandoning you in your central location); arrange to pick it up tomorrow.

Throw the potluck foodoid together, wrap it up, toss it in the car, and race downtown. I decide not to feed the dog, even though it’s coming onto her dinnertime, because I really don’t look forward to having to clean a dog mound off the family room floor when I get home from the soirée. Struggle through hideous traffic made even more gawdawful by the lightrail, which is being tested up and down my route by its proud developers. Lightrail morphs formerly timed signals into guaranteed reds at every intersection, and it takes a good two minutes (at least!) to cycle through a light change.

Arrive at the central library, where the shindig is taking place, so tired I can barely speak, much less “network.” I get stuck sitting next to an aged couple who have, God help us, written and self-published a book rhapsodizing about their lifelong extramarital affair, which culminates when their love child tracks the woman down and brings the two birth parents back together after they’d put their relationship in cold storage, thereby ending two thirty-year marriages and breaking up two homes that had nurtured a total of seven children. This story, I might add, was a great deal less entertaining in the telling than one might hope.

I escape early, lhudly sing huzzah, and plod home, navigating past what appears to be a fatal accident. By the time I turn into my driveway—narrowly missing my neighbor Al and his little dog—I am just dead exhausted. But I still have to feed and walk the dog. And of course I haven’t posted to this blog, either. The bed is unmade, dirty clothes are strewn around the room, running shoes rest on the floor beneath the bed, dirty dishes clutter the kitchen counter…augh!

Dog fed and wrung out, house sorta picked up, it’s now almost 10:00 p.m. as I write this.

The point? Yesh, the point:

All of this would have been a lot less nightmarish had I been a couple. Setting the meeting time and asking people to show up with food a half-hour after work guaranteed that a single person would have one heck of a time getting there. A spouse, a partner, even a willing roommate would have taken the pressure off, because that person could have…

  • fed and walked the dog,
  • picked up something at the store,
  • made the bed,
  • unloaded the dishwasher & put the dirties in,
  • put the food on the plate while I coped with the dog or cleaned up the house…

Even ONE of those little helpmeety acts would have made getting to that meeting a lot easier and a lot more doable.

The assumption that everyone has a life partner not only is bad for the general sanity of singles, it’s also bad for business. At the meeting, I was simply too tired to function. Because I ran so late for work, I didn’t do a heck of a lot for the taxpayer today, either. As a society, I suspect we would be better off if we would take account of the fact that fewer and fewer people live together and more and more live alone.

By all means, for example, we should provide mothers and fathers plenty of time off work (or better yet, make it possible for more parents to elect to stay at home when the kids are little, if they so choose). But we also should provide comparable amounts of time for single adults to deal with their home lives, which amazingly enough are not empty! We should refrain from gouging travelers who would like to go it alone. We should provide places in restaurants to wine and dine single patrons, and not park single concert-goers behind columns and in the depths of the concert hall’s dead space. In short, as a culture we should recognize and accommodate the fact that something between a third and a half of Americans are single.

How is this hard?

Get the mat to fit your artwork

You’ve probably noticed that framing photos, small crafts, drawings, and paintings can be muy expensive. Often the most expensive part of the process is having a mat cut to size. You could, of course, buy a mat-cutter…for a small fee. This expense, however, is none too practical unless you’re an artist who’s producing framable work all the time.

An easy and frugal solution is simply to draw or make your artwork to fit a precut mat. Shops such as Aaron Brothers and Michael’s sell precut mats inexpensively, often on sale. Get the mat and a frame to fit. At home, unwrap the mat (with clean hands!), gently lay it on the paper or other medium you will use for your artwork, and lightly outline the opening with a hard graphite pencil. Then simply draw, paint, or collage to fit the space you’ve outlined.

Be careful in buying mats on sale, because these sometimes are dirty or damaged. Inspect them closely before purchasing.

I bought these two square mats at an Aaron Brothers, at a smokin’ sale price, and also found a pair of inexpensive frames to go with them. My hobby is pencil drawing, especially botanicals. The rose and the poppy shown here were drawn to fit the size of the mat opening.

dcp_2242dcp_2239

Great art, it ain’t. But the point is, you can mat images cheaply simply by sizing the image to fit the mat, rather than the other way around.

Moments of Fame

The current Carnival of Personal Finance is up at Mighty Bargain Hunter, celebrating CyberMonday. Funny’s rumination on the hollowness of the “consumer economy” appears here. If that post didn’t cause enough hyperventilation, drop by My Family’s Money for a discussion of Arizona and Ohio ballot measures regarding payday loans. Bravely, Brip-Blap points out that we as individuals ought not to need bail-outs, despite the tough times. And here’s an interesting post from Dough Roller on the 50-50 Rule of Mutual Fund Investing. American Consumer News talks some common sense, thank you, Categories Carnivals & Festivals Tags 4 Comments

Inexcusable! FDA betrays public trust

Have you seen this little gem?The U.S. Food and Drug Administration has decided to set a safety threshhold for melamine…in baby formula!

Folks. This is the stuff they use to make ugly plastic dishes and cheesy plastic tabletops. Used as a cheap imitation of protein in food, it poisons dogs, cats, and babies.There is no safe level for a toxic substance in baby formula!

Well, now you’ve got it: this is what happens when wacko ideologues take control of a government with the purpose of decommissioning that government. When you kill the beast, you kill the babies.

There is just flat out no excuse for that.

Turning what you love to do into a second income stream

Well, no: not THAT what you love to do!

My late friend Jerri, about whose shopping hobby you read recently, had an incredible eye for clothing. She owned racks and racks of really cute clothing, much of it designer-label and most of it purchased on sale. She absolutely loved to shop, and she was very good at it.

Right now I have on a beautiful silk shirt that her daughter gave me. It’s a couple of sizes too large—Jerri was a bit portly in her old age—but worn over a coordinating shirt, it works to create an awesome, arty-looking tunic. The effect is really nifty.

If I had known that Jerri could do this—find amazingly cute clothing in stores where I never shop at prices I never manage to extract from retailers—I would cheerfully have paid her to help me shop.

I’m no good at shopping. When I go into a clothing store, what I see is a jillion square feet of look-alike clothing that
a. doesn’t fit me;
b. by and large is ugly;
c. looks like it was designed for or by a teenaged hooker; and
d. is hugely overpriced.
It’s a real struggle to force myself to paw through rack after rack after endless rack of this stuff searching for something that fits, that looks OK on me, and that I can afford. To me, shopping isn’t fun; it’s a pain in the tuchus.

Jerri’s shape was even less like a 17-year-old babe’s than mine is, and she managed to find a boutique’s worth of clothing that looked good on her. Two or three sizes smaller, and it all would have looked good on me, too. She had a real skill. IMHO, it was a salable skill.

I know I’m far from the only woman who views shopping for clothes as an unpleasant chore—several of my friends have expressed the same sentiment, including one with a real flair for style. It seems to me that Jerri could have made herself a nice sidestream income by hiring out as…what? A shopping coach! She could have indulged her joy in shopping by selling her time as a shopping consultant to women who don’t enjoy searching for that one thing that works among the acres of chaff. Because she had a wonderful and funny personality, she could make a shopping trudge into a fun outing. I’ll bet she could have found enough women who would have paid her to help them buy clothing to supplement her Walmart salary pretty handsomely.

On the other hand…

Some years ago a friend of mine was left penniless during a divorce. Literally, for two or three weeks she ate nothing but zucchini out of a backyard garden, while she used the few dollars she had to feed her two small children. She let the dog run loose to forage out of the neighbors’ garbage cans. She took a miserable job waiting tables, an occupation for which she was decidedly not suited—this was in the days when coffeeshop owners felt free to order their waitresses to wear skimpy costumes and bone-crushing shoes (sex sells hamburgers, too), and so you can imagine what the job was like.

This friend had studied photography on the college level for several years and had quite a gift for it. She had an acquaintance who owned a major portrait studio in the city. I asked her why she didn’t try to get a job there or at least see if this person could help her get in with some other studio.

She said she didn’t want to spoil something that she loved to do by having to make a living at it. Since she didn’t last long at waitressing, apparently she felt strongly enough about this that she was willing to go hungry rather than turn a pleasurable pursuit to profit.

What say you? Given that it’s a good idea to establish more than one stream of income, is turning a hobby into an income-generating occupation out of bounds? Would you convert your favorite pastime into paying work?[polldaddy poll=1169792]

‘Nother moment of fame

Last week Funny’s hint on how to get better, cheaper hamburger made the Money Hacks Carnival, which went live at Steadfast Finances with an eye-catching ferris-wheel photo. For some reason this is a carnival I tend to overlook, possibly because it doesn’t go up on the same schedule as my usual haunts. And it shouldn’t be missed: this week, for example, the carnival gathers quite a few interesting and useful posts.

Check out the Online Savings Blog, where Fred Siegmund has the temerity to suggest that teachers should be paid fairly, and that to get there we need to update the FLSA. Passive Family Income reports the growth of mini-Hoovervilles in the woods near his home; reminds me of the clusters of six to ten homeless people I’ve seen camping together along the Arizona Canal. Over at Financial Wellness Project, FWP figures ways to reduce the cost of vehicle insurance (he drives a motorcycle, but most of these would apply to your car or truck). And at Bible Money Matters, Peter gets a conversation going about the advisability of borrowing against your 401(k).