Coffee heat rising

Dear Apple MobileMe team

An e-mail exchange, in the usual e-mail sequence:

Dear Jeremy–

Thank you for your response. I’m sure your entire team has been endlessly harassed! I appreciate the amount of work the Apple MobileMe team has had to do under stressful circumstances.

The Quicken backup to MobileMe is now working, although I’m also backing up to a flash drive and, as soon as I can afford it, will get an external hard drive and start using the interesting Time Machine feature.

iWeb is also working as well as iWeb works.What would be REALLY nice is if iWeb 09 could gain some of the functionality inherent to programs such as WordPress. In particular:

  • A decent hit-counting system would be really nice. Over the past four days I’ve had a surge in hits on the homepage; I assume someone must have Stumbled or otherwise flagged a post, but I have no way of identifying which post that might have been. It would be useful to know what content works effectively.
  • It would be even more useful to be allowed to install Feedburner. I’ve been afraid to try, after the failures with Technorati, Google, and StumbleUpon.
  • It would be nice if I could get the StumbleUpon widget onto posts and have it work correctly. Ditto all the other widgets out there that would help boost readership.
  • For that matter, it would be good to be allowed to register with Technorati and Google.
  • It would be excellent if “tags” and “category” features existed.
  • It would be good if when you went to enter an internal link, the list of “My Pages” would appear with the most recent first, instead of making you scroll (forever and ever world without end, amen) all the way to the bottom.
  • It would be good if navigation of the published blog resembled that of more standard blogs, so that readers would not complain about navigation issues.
  • It would be mighty fine if the RSS feed button a) were larger and more obvious and b) could appear on every page.
  • An easily accessible “preview” function in Inspector would be hugely appreciated…one that would show how the site will look online, not on PDF pages!!!!
  • And it would be good if the blog did not lose functionality in some versions of Firefox on some platforms.

Can any of these issues be fixed?

–vh
https://www.funny-about-money.com

On Jul 24, 2008, at 6:33 AM, MobileMeSupport@apple.com wrote:

Dear vh,

I’m very sorry for the delay in our reply. As you can imagine, we have been quite busy since the launch of MobileMe in both email and chat support. I will be happy to address your concerns about your website and your Quicken backups.

We did experience some issues with website access and publishing during the transition to MobileMe. All of these should now be resolved. I’m glad to hear your site is functioning as expected again, and I see that you were able to publish the blog entries from July 17 when you wrote in last, and several others since then.

About the Quicken backups… I apologize if the information we provided previously was not entirely accurate. Quicken did backup to .Mac and should continue to backup to MobileMe. I understand you have performed successful backups since the transition.

You can verify that your information appears on the iDisk by visiting your MobileMe iDisk (http://www.me.com/idisk) and viewing the file in this location:

iDisk > Documents > Quicken > Backup Files > yourID.dmg

That disk image (.dmg) should be your Quicken backups.

The previous MobileMe support agent was correct in saying that MobileMe support does not provide assistance with errors related to the Quicken backup to MobileMe. Because it is a feature built into the Quicken software, you will need to contact Quicken if you receive any error messages in the course of backing up your Quicken data.

A quick way to isolate if the issue is with Quicken or something larger affecting your account is to attempt to access your iDisk directly in the Finder (Choose iDisk > My iDisk from the Finder Go menu). This will show if your computer is able to connect to your iDisk. If it can connect directly, the issue is occurring within Quicken.

I hope this information is helpful. Thank you for being a part of MobileMe. Have a great day.

Sincerely,

Jeremy
MobileMe Support
http://www.apple.com/support/mobileme/ww
http://www.me.com/help

2 Comments from iWeb site:

“I assume someone must have Stumbled or otherwise flagged a post, but I have no way of identifying which post that might have been.”

I stumbled your “Open letter to Steve Jobs” on July 14th (10 days ago).It was so sad and funny, I had flashbacks to a defrag debacle.I can’t find any way to search the Stumble database for your other entries. A six day lag before seeing volume seems unlikely to me

Thursday, July 24, 200806:18 P

Funny about Money

Thanks so much, AMD!

It’s true a lag of that length seems unlikely. At StumbleUpon I could see that someone had stumbled the post about the layoffs at the Arizona Republic [can iWeb read HTML? we soon will see]…but that also was a while back, I think

Maybe it was Steve Jobs himself, and all his minions! An Apple executive actually called me and left word on my voicemail while I was at work this afternoon. This could get more entertaining yet! ;-

Thursday, July 24, 200809:48 P

Rumors swirl at AMEX

Word on the street has it that American Express has already told employees to prepare for layoffs in the U.S. and in India. My informant says rumors on the inside allege layoffs will represent a substantial part of the workforce, possibly as high as 20 percent.

This follows yesterday’s news that the company’s second-quarter earnings dropped to $653 million, a 38% decline, and today’s reports that shares dropped 7.5%.

Meanwhile, with credit card rates soaring and mortgage expenses out of hand, cardholders are beginning to default on charge card debt. Jonathan Stempel, writing in the Guardian, calls AMEX “a bellwether for the consumer economy” and quotes CEO Kenneth Chenault as saying that even big-spending, affluent customers are cutting back. Stempel also quotes analyst Andrew Boord in observing that AMEX customers are largely middle-class people, the same Americans who are overextended on their mortgages or driving gas-guzzling SUVs. Other card issuers, notably Citibank, Bank of America, and J. P. Morgan, are seeing double-digit rises in credit-card charge-offs.

It probably was inevitable that a wave of credit card defaults would follow close on the heels of mortgage foreclosures. So many people are deeply indebted to card lenders, it’s surprising we haven’t seen a plague of defaults before this.

The piper has tendered his bill and wants to be paid.

A$k nicely, and ye shall re¢eive

Truth to tell, I didn’t even ask at the Safeway yesterday.

I dropped by on the way home from work, not feeling on the top shelf and absolutely not feeling like cooking anything elaborate. There wasn’t much in the house for me to eat or anything at all for the dog to eat. Thought I’d buy a porterhouse (3 or 4 meals for me) and an Idaho potato, along with a couple of other minor necessities.

All the T-bones and porterhouses were sliced paper-thin, the better to persuade buyers that the breathtaking prices were still buying them a nice steak. You can’t grill one of those things rare, and I don’t like shoe-leather meat. There was a nice, thick ribeye, but I really wanted a porterhouse, which would yield enough for several meals.

So, I picked up the ribeye to keep my hands on it, since it was the only steak cut thick enough to grill the way I prefer it, and then stopped by the butcher and asked if he could slice a porterhouse a little thicker than a quarter-inch, like…about the thickness of the captive ribeye. All the steaks in the fancy meat cabinet were also cut thin. He said he would, but another customer was ahead of me with a large order, and then he’d have to take his saw apart and refit it with a different blade. If I’d like to wait a while, he would be happy to slice a respectable porterhouse.

Tired and distinctly under the weather, I said no, I could make do with the steak in hand. He then – get this! – offered to cut the price on the ribeye!

Yes. The ribeye was already marked down. He marked it down even more, for no other reason than goodwill.

And with that gesture, goodwill was exactly what Safeway got! Not only that, but the checkout clerk was actually polite to me. You couldn’t pry me away from the place now.

Thought for a moment I’d stepped through a time warp: who would think we were in the 21st century? Wish other retailers would remember that customer service = business goodwill = customer loyalty = higher profits.

3 Comments left on iWeb site

Mrs. Accountability

Safeway employees are always extremely polite, helpful and friendly. I only buy sale items from Safeway, but their great personalities would more than make up for the higher prices.I would like to apply for a job at Safeway just once to see what their hiring procedure is like. I mean, they MUST do a personality test on people, to make sure they are “people” persons

Wednesday, July 23, 200807:47 P

Mrs. Accountability

Oh, and the other thing I’ve noticed… in the less affluent neighborhoods the steaks are sliced paper thin. In our little town they are 2″ thick steaks, much thicker than I would ever like. How many ounces of meat do you eat at a meal to make 3-4 meals of a porterhouse?! Guess I’m a pig! I can eat a whole one myself

Wednesday, July 23, 200807:49 P

Funny about Money

LOL! I eat a lot of veggies, grains, and salad, so the steak is just a small part of the feast. A typical meal is fish, meat, or poultry; rice, potato, or pasta; and salad or cooked vegetable. Plus fruit for dessert if there’s anything good in the house. Plus wine or beer if I’m not on a diet.

Old age helps, too. In my callow youth I could easily polish off a whole porterhouse, and did so every now & then. These days I don’t seem to want to eat that much. Not that I don’t want to eat or don’t enjoy eating (it’s one of my favorite pastimes), but that much smaller portions seem to suffice

Wednesday, July 23, 200808:40 P

Dealin’ with the devil

Have you been following the “Debt Trap” series in the New York Times? Lordie! A couple of days ago they told the story of one Diane McLeod, who despite a modest lifestyle managed to sink so deep in debt she’s being evicted from her little two-bedroom home. The unholy combination of a divorce, a couple of unexpected medical problems (does one ever expect to get sick?), a job loss, and a habit of shopping to allay depression saddled her with interest payments alone that exceeded 40% of her pre-tax pay

The conversations this harrowing story generated are clustered in the usual two camps: the All-Her-Own-Fault side and the Damn-Greedy-Capitalists side. One letter to the editor in the print edition cattily remarks that if McLeod would quit smoking (she was shown with a cigarette in her hand), she’d save $100 to $300 a month. Hello? You can be a supersophisticated Easterner and never have heard “the quality of mercy is not strained”?

Rapacious Lending Practices

The point is, though, that the lenders who got their claws into this naive and unhappy woman really did not care whether she ever paid her debts. Lenders today make their money by charging usurious interest, at rates that used to be felonious. A loan is not seen as something to be repaid, but as a long-term earning asset. Says the Times:

Though prevailing interest rates have fallen to the low single digits in recent years, for example, the rates that credit card issuers routinely charge even borrowers with good credit records have risen, to 19.1 percent last year from 17.7 percent in 2005 – a difference that adds billions of dollars in interest charges annually to credit card bills.

Average late fees rose to $35 in 2007 from less than $13 in 1994, and fees charged when customers exceed their credit limits more than doubled to $26 a month from $11, according to CardWeb, an online publisher of information on payment and credit cards.

Mortgage lenders similarly added or raised fees associated with borrowing to buy a home – like $75 e-mail charges, $100 document preparation costs and $70 courier fees – bringing the average to $700 a mortgage, according to the Department of Housing and Urban Development. These “junk fees” have risen 50 percent in recent years, said Michael A. Kratzer, president of FeeDisclosure.com, a Web site intended to help consumers reduce fees on mortgages.

A 17% interest rate is nothing other than usury. In my state, usury laws once limited the amount of interest a lender could charge to 11%-until big lenders’ lobbyists persuaded the federal government to override state usury regulations.

The issue is not that Ms. McLeod spent irresponsibly or diddles away money on her nicotine addiction. The point is that abrogation of laws and regulations that formerly protected consumers from unbridled greed is about to drive this country’s economy into the toilet, down the drain, and permanently out to sea.

The Big Picture

Again quoting the Times of July 20, 2008:

Today, Americans carry $2.56 trillion in consumer debt, up 22 percent since 2000 alone, according to the Federal Reserve Board. The average household’s credit card debt is $8,565, up almost 15 percent from 2000.

College debt has more than doubled since 1995. The average student emerges from college carrying $20,000 in educational debt.

Household debt, including mortgages and credit cards, represents 19 percent of household assets, according to the Fed, compared with 13 percent in 1980.

Even as this debt was mounting, incomes stagnated for many Americans. As a result, the percentage of disposable income that consumers must set aside to service their debt – a figure that includes monthly credit card payments, car loans, mortgage interest and principal – has risen to 14.5 percent from 11 percent just 15 years ago.

By contrast, the nation’s savings rate, which exceeded 8 percent of disposable income in 1968, stood at 0.4 percent at the end of the first quarter of this year, according to the Bureau of Economic Analysis.

More ominous, as Americans have dug themselves deeper into debt, the value of their assets has started to fall. Mortgage debt stood at $10.5 trillion at the end of last year, more than double the $4.8 trillion just seven years earlier, but home prices that were rising to support increasing levels of debt, like home equity lines of credit, are now dropping.

The combination of increased debt, falling asset prices and stagnant incomes does not threaten just imprudent borrowers. The entire economy has become vulnerable to the spending slowdown that results when consumers like Ms. McLeod hit the wall.

If you don’t think what happened to Russia can happen here, think again. Right now the world has one superpower with a (fading) supereconomy. It could very well end up with none, at least until China or the EU takes America’s place

And the Small Picture

As individuals in a megasovereignty run by entities with vast quantities of money, there’s little or nothing any of us can do about this, other than get out of debt and stay out of debt. I would suggest that far from being un-American, putting the brakes on your spending impulses and shucking off as much debt as you possibly can is the best thing you can do for your country. It may take us into some hard times, but a change in habits among consumers is about the only message that will get through to elected representatives who are supposed to speak for us, not for those who can purchase their attention.

On the individual level, avoid rapacious mortgages and watch your credit card spending carefully. If you agree with me that a credit card can be a useful tool, remember that every time you use it, you are entering into a deal with the Devil. Proceed accordingly

2 comments left on the iWeb site

!wanda

The graph on the NYT website depicting average savings vs. debts for all Americans really surprised me.Aside from a few years in the 1940’s, there has never been some mythical time when people were all prudent and frugal, making average savings exceed average debts.People are people, apparently; if you give them credit, they’ll use it.What’s changed in the past decade is how much credit people have been offered.

Why would lenders offer more and more credit to more and more people?One reason that lenders, particularly mortgage lenders, are repackaging loans and reselling them, so they don’t suffer the consequences if people default.By the time the loans were repackaged three or four times, no one knew what the real risks were.People were modeling risk based on historical models that weren’t accurate because people had never been offered such large loans before.The incentives for the financial companies were to encourage personal irresponsibility.

For individual people, I want to emphasize personal responsibility.After all, you’re the only one who can dig yourself out of your own debt, and people who take responsibility are generally more proactive about fixing their own problems.But, the financial system should also be changed to encourage more responsible lending.The system will partially fix itself- now we have better data on what people will do if you offer them dangerously large loans, and credit will tighten.We’ve begun to see this already.But there’s also a role here for regulatory changes.

Wednesday, July 23, 200811:03 A

Funny about Money

Absolutely!

About regulation: We all could do without being treated like children by the federal government. However, it’s one thing when your own stupidity harms only you and your family; it’s another when mass stupidity and greed bring down the entire country’s economy. In “killing the beast,” the idealogues who acceded to power over the past two decades may have succeeded in killing America’s well-being. It is, in a word, inexcusable.

As more and more Americans retreat into enforced frugality, our economy will continue to suffer, because its operation has been based on a false perception of affluence. People have confused debt with buying power, with the predictable result.

Thursday, July 24, 200808:18 A

A low-cost make-up kit for travel

With airlines barring all sorts of toiletries and making it difficult or impossible to carry on more than a change of underwear, women who use expensive department-store cosmetics have a problem. Check your make-up through in a suitcase, and chances are it’ll be lost when you reach your destination. If that’s the case, you can be out several hundred dollars worth of fancy toiletries.

There’s a simple, low-cost solution. It involves taking advantage of a little secret the cosmetics industry doesn’t want you to know: pricey upscale face creams and make-up are, at base, identical to the stuff you buy at Walgreen’s.

Yes. I’m afraid it’s true. Lancôme, for example, is just L’Oréal dressed up in elegant jars and gold-plated price tags. Clinique is suspiciously reminiscent of Almay. This being so, you can safely do without your favorite products for a week or two of vacation time and still look just fine during your trip. The trick is to find something comparable to replace the liquid items you use in your daily toilette

Containers

Go to a drugstore, a camping store, or Target and get yourself a few three-ounce plastic bottles with screw-on caps. These are about the size of the free sample shampoo bottles you find in hotels and upscale motels. Plastic bottles are lighter to carry than glass jars and don’t break, and three ounces is as much as you’re allowed to carry on. Also, lay in some one-quart ziplock-style plastic bags. And a pen with indelible ink, such as a Sharpie, will come in handy.

Moisturizer

Amazingly enough, ordinary hand creams contain the same active ingredients as the most elegant, allegedly refined facial moisturizers. Look for one that has little or no perfume, so that it doesn’t clash with your favorite fragrance or annoy by filling your nostrils with some industrial chemist’s idea of what women want to rub on their hands. Keri and Cetaphil are excellent choices.

Pour a little of this into one of the plastic bottles and screw on the cap tightly. Use your sharpie to mark the contents. You can use this cream for your face as well as other parts of your body.

Worried about drying around the eyes? A light touch of Vaseline will prevent that, no matter how desiccating the motel’s air-conditioning or the sea breezes. Get the smallest container available, and apply a thin layer where you feel your skin is especially dry. Use with restraint, to avoid creating a shiny effect.

Sunblock

Neutrogena makes a very fine sunblocker, available in grocery stores and drugstores. It’s nongreasy, noncomedogenic, odorless, and effective. Transfer some of this into a small plastic bottle so you can easily pack a little in your carry-on. Pack Neutrogena’s big bottle in the check-through. That way you’ll at least have enough to last a day or so, while you wait for lost luggage to catch up with you or get around to buying more products.

Foundation

Drugstore makeup. If you’re not used to buying foundation in the drugstore, be aware that you usually can open the bottles in the store and test them on the back of your hand. Of course, your hand isn’t exactly the same color as your face, but it’s close enough. Better brands are L’Oréal, Revlon, and Almay. The coverage and effect is identical to those of the brands you buy at expensive venues. Some of these products contain sunblockers with significant SPF protection, so if you’re planning an outdoorsy vacation, check those out.

Not long ago, for example, I was at Saks Fifth Avenue, where I allowed a cosmetics saleswoman to give me one of those “makeovers” in which they demonstrate their products and try to persuade you to go into hock to buy every item in a line. The cosmetician remarked that the makeup I had on was exceptionally good. I said it was Almay. She looked blankly at me-never heard of the stuff.

Compared to the Yves Saint Laurent makeup she put on my face that day, I’d say it more than held its own.

Drugstore cosmetics — the same brands are often available at Target and WalMart — are often on sale and so cheap you can afford to buy more than one bottle if you’re not sure which color is right. I’ve found that Walgreen’s will let you return a color that doesn’t work. Walgreen’s also sometimes stations a salesclerk in the cosmetics department who has been trained to work with make-up. These women are very good at helping you identify the right foundation colors.

Powder

If you use powder in a compact, you should be able to carry this on a plane. Drop it in your handbag or carry-on. If you use loose powder, substitute compact-style powder purchased at the drugstore cosmetic counter. Another option is to purchase make-up billed as foundation and powder together. It comes in compacts and is easy to carry on a plane.

You may want to consider foregoing powder while on vacation. It really isn’t necessary. And if you’re of a certain age, powder doesn’t “set” your makeup: it settles it: into the lines of your wrinkles, making them stand out like the canyons on the face of Mars.

Coverup

An extra dab of foundation will cover most minor flaws. Otherwise, check the drugstore counters for inexpensive tubes of coverup. L’Oréal packages an especially effective one in a small, lightweight tube.

Blusher

Since pressed powders are unlikely to be mistaken for bombs, you probably can get away with tossing this in your handbag, carry-on, or backpack. If you use a liquid or cream blusher, buy an inexpensive powdered version and a fluffy brush at the drugstore cosmetics counter. You can apply it with a cotton ball, but a brush is much easier and nicer.

Blusher also often can be dispensed with. Experiment: you may find you don’t really need it, especially if you’ll be outside a lot.

Eye shadow

Here, too, if you use liquid or cream eye shadow, substitute an inexpensive powder shadow in a neutral color. A readily available combination is a light beige or pale tan with a midrange brown for the accent color. Sometimes you can find translucent golds, which look awesome on darker complexions…and on any face at the beach.

Eyeliner

Not a likely bomb. Bring your fave eyeliner along, stashed in your handbag or carryon. Or buy an inexpensive version at the drugstore, one that can get lost without any loss to the budget.

Mascara

Ditto.

Eyebrow pencil

If you color your eyebrows and your hair is brown, you can use your powder eyeshadow as eyebrow pencil, assuming you selected a tan/brown combination. Get a stiff, slanted eyebrow brush and use it to apply the shadow. If your hair is very dark, you’ll probably have to use actual eyebrow makeup.

Shampoo and Conditioner

Brace yourselves now. Shampoo is really nothing more than detergent. That’s right. It’s dish detergent. You actually can wash your hair with Dove or Ivory, whose scents are inoffensive. After a rinse with hair conditioner, you can’t tell the difference between the results from shampoo and the results from ordinary detergent.

If I’m carrying clothing that I will have to wash by hand, I bring along some Woolite. It works just fine to shampoo your hair, and you don’t have to carry two bottles of wash stuff. If your clothes will go to the cleaners or the laundromat, bring a little shampoo or detergent in one of your small plastic bottles.

You should bring conditioner, though, in case you stay in a hotel or other lodging that doesn’t supply it. Put detergent or shampoo and conditioner in small bottles for the carry-on kit. If you’re going to be gone more than a couple of days, pack the regular-sized bottles in your check-through suitcase.

If the detergent concept is too scary, check the sample-size bin at the drugstore or dollar store and pick up small containers of shampoo and conditioner that will fit in your carry-on.

Facial cleanser

Hang on to your hats, ladies. Soap will not hurt your face! Au contraire, it’s good for your face. When I was checking in to the Mayo Clinic for an appendectomy, I had to state my age. The nurse looked at me and said I couldn’t possibly be that old. “Of course I am,” said I. “Well,” she said, you sure don’t look your age.” This was after 25 sleepless hours of excruciating pain.

Fact is, I’ve been washing my face with soap and water since I was 12 years old. Apparently it hasn’t done any harm.

Plan to use the hotel’s soap. If you’re going camping, bring a bar with a moisturizer, such as Dove. Carry it in a small ziplock baggie.

Makeup Remover

Soap. Wet a bar of soap and dampen a washcloth. Wrap part of the damp washcloth around your index finger and rub some soap on the cloth. Use this to remove mascara that has run under your eyes. Wipe carefully, keeping your eyes closed, with the washcloth and warm water.

If this is too spooky, baby oil will do the trick. Stash some in another of the little bottles, and bring some cotton balls or pads.

Naturally, take your contact lenses out before applying either of these around your eyes.

Toner

A toner is nothing but a slightly acetic astringent with some perfume added. You can buy inexpensive toners at a drugstore, or you can dilute a little vinegar 50-50 with water for the purpose. Whichever you choose, store some of it in one of the small plastic bottles, and mark accordingly.

Packing It

Whether you’re trying to fit the loot in a carry-on or packing it in a check-through suitcase, remember to put all the bottles containing liquids inside a ziplock bag! Zip this tightly shut. You will have to present this at the security gage. For check-throughs, you may want to drop the first bag inside a second bag and zip that shut, too. This will prevent leakage inside your suitcase – assuming the TSA doesn’t pull the bags open and neglect to reclose them. Try using your Sharpie to label them with a polite request to reseal them.

This is where you can see the advantage of preferring powder and compact products to liquids. The more items come in plastic compacts, the more you can get into your purse or carry-on without being hassled. Transferring liquids into small bottles ups your chances of being able to fit the entire collection into a carry-on. But even if you have to check it through: if it gets lost, it’s no tragedy. You can replace the stuff inexpensively on the other end.

Tags: travel, baggage, packin

Declutter while you can

Yesterday evening Cassie and I walked past a down-at-the-heels house in the neighborhood, its paint peeling, its roof tired, and its lawn going to weeds. At one time, the owners had a lovely, bountiful vegetable garden-someone who lived there loved to putter in the yard. Traces of their handiwork persist: the now feral vegetable patch overgrowing with weeds and bermudagrass, a trellis with a grapevine still producing lush bunches of deep purple grapes, big grapefruit trees strong and green from years of fertilizing and canny tending.

Rare among Southwesterners, these people never fenced their backyard, so you can see everything. The gardener’s old wheelbarrow lies on its side next to the house, its bottom rusted through. Mildewing frost cloths and decrepit shade curtains clutter the back porch.

At first I thought the house had been abandoned, its owners carted off to the nursing home or at least departed to cooler climes for the summer. But last night someone was home, the lights on so you could see inside the family room.

A Case Study in Clutter

What a mess in there! The place is stacked with junk: something that looked like an old exercise machine or an upended table and piles of clutter and trash that should have been thrown out years ago. Until the elderly occupant, unaware of our presence, closed the blinds on the kitchen door, you could see that room was chuckablock full of junk, too.

When we rounded the corner where the house stands, we found a car in the driveway and the garage door open. There was, after all, room for a single vehicle to fit in among the junk in the two-car garage, and so, since the driver hadn’t put the car inside, it’s possible the woman in the kitchen was a caretaker and not the homeowner. What a tangle in the garage! The place was stacked several feet out from the walls with tools, containers of household chemicals, and general junk. Someone had conceived the brilliant idea of using the pull rope for the retractable attic ladder as a device to hang bags full of old plastic grocery bags-and they must have stored a 30-year supply there! Great balloons of plastic bags stuffed with more plastic bags hung from the attic ladder rope, blocking the way to the kitchen door.

Amazing.

Don’t do this to your relatives.When you croak over — which could be any day now, no matter what your age — someone else will have to come into your house and clean out the mess. Have a little mercy. There’s no need to keep your megacollection of toy cars, hub caps, old clocks, plastic flowers, and multifarious sets of dishes with you at all times. Or every plastic bag you ever dragged home from the supermarket.

It is not frugal, not thrifty, to keep and stash every piece of junk you’ve ever managed to acquire, no matter how great a bargain it was when you got your hands on it. To the contrary: the constant acquisition of stuff drains your wealth. While you’re still healthy enough to take care of it, it burdens you with a clutter of junk to have to clean and store. When you’re too old to keep on dusting and scrubbing, it leaves you living in squalor amid stacks of mouldering debris.

The garage you paid for is meant to store your car, not trash. The space inside your house, for which you also paid dearly, is for you to live in, not to collect dust on trinkets and trash

If my neighbor had called an estate sale company and unloaded every piece of clutter that she wasn’t using, she could have had a nice chunk of cash to brighten her old age. At the very least, it would have paid for a weekend in Laughlin, Nevada

A true frugalist lives simply. And that simple lifestyle does the frugalist and her heirs a great favor: less junk to take care of means more time to enjoy healthier pursuits.

Principles of Decluttering

Here are the rules I try to live by:

  1. If I haven’t used it in a year, it goes to charity or gets sold.
  2. Nothing sits on a tabletop or counter unless it has a use.
  3. One use may be decorative, but this should be kept to a minimum: just enough to soften a stark look.
  4. I try to put things away when I’m done using them.
  5. Everything should have a place, and the “place” should be inside a drawer or a cabinet.
  6. The walls are festooned with as little stuff as possible, and what’s on the walls is the best quality artwork or crafts I can afford. Except in my office, I don’t clutter the walls with family photos.
  7. I discard empty containers, with few exceptions.
  8. It took some doing, but I finally trained myself to quit collecting old jars, boxes, cans, and fancy clothing-store bags simply because maybe someday they might come in handy. Nine and a half times out of ten, they don’t.
  9. If I find I’m not using a handy-dandy old bottle, out it goes.
  10. I do keep plastic bags, because I have two uses for them: wrapping garbage and picking up after the dog.
  11. But if I didn’t have these uses, I’d use canvas shopping bags or ask for paper bags at the store, to keep that filmy, infinitely lasting plastic out of the landfills.
  12. Instead of stuffing bags to be reused inside a plastic grocery bag hung on a nail, I use a couple of Kleenex-box-like bag holders, scored at Costco. Much neater.
  13. I have one set of dishware, not sets for everyday use and sets for entertaining and my grandmother’s Lenox from Tiffany’s. It’s a decent set of stoneware in a timeless style, which I eat from every day and which I feel comfortable using to serve guests. Ditto the glasses. Ditto the silverware.
  14. I own one set of sheets, one set of towels per bathroom, one set of kitchen towels. When they’re dirty, I wash them and put them back on the bed or into the bathroom.

Simplicity Makes Your Life Better — Long-term

It’s so much easier to clean house when you don’t have to pick up a lot of tchochkies, dust each of them, and dust around them! The less junk you acquire, the less work it is to care for your living environment.

From the vantage point of some maturity, it’s easy to see that developing habits of simplicity — decluttering your life early on and keeping it decluttered — will serve you well as you age. Not only will you save a great deal of cash over the years by not collecting junk that you rarely or never use, the easier it is to take care of your home, the longer you’re likely to be able to stay in your home. If cleaning around your stacks of junk is a major project, at some point along the line you will decide the heck with it. And it won’t be long afterwards that your kids will decide you can’t take care of yourself and move you to the old-folkerie…or worse, in with them!

1 Comment left on iWeb site

Anonymou

Hi, Vicky

At age 50, my spouse and I moved into a new home.I gave away 35 boxes of stuff to Goodwill.It felt so good that I’ve continued to go through the spaces of my new home with a critical eye.I frequently ask myself, have I used this in the last year?No.It’s gone.From experience, I know my daughter and son-in-law will appreciate this.

When my mother-in-law died three years ago, my husband and I cleared out her home in three days.We were able to do this because she had already disposed of all the unessential stuff from her life.

In fact, a couple years prior, my husband spent a few days with her (in another state) and helped her go through her house with the goal of eliminating stuff.They trashed stuff, they kept what Mom still needed, they gave stuff away, they boxed a few things for my husband to bring home, and they had a yard sale.

I believe they made a meaningful experience out of the process.Stuff helped them remember and relive the past.It also helped them consider the present and the future and what Mom was going to need in her last years.Certainly not the collection of mouse Christmas tree ornaments or the collection of 50’s era Hummel, which she worried would disappear with the inevitable strangers she would employ in her home.She wanted to be sure that we would keep the Hummel (with their historiical, sentimental, and real value) in the family.

And yes, Mom pocketed some cash.Further, she felt good about giving away things to people who would enjoy them.But most of all, she maintained control.She made the decisions about her own stuff and about how she would live out her future.

Mom left Hungary during WWII with one small suitcase.Perhaps it is with this perspective that at 80 she was able to make decisions about discarding stuff.I believe, though, that she relieved herself of the burdens associated with keeping stuff.

You offer helpful suggestions for people considering the usefulness of their stuff.Today we have various avenues for unloading stuff.We can give it to fmaily, friends, and/or charities.My friend puts it on the curb with a FREE sign on it.We can use Ebay to send stuff all over the world.My husband has amazingly good luck selling online.We have craigslist.

I personally don’t want to be burdened with all this stuff.I’m all for spreading mine around

Saturday, July 26, 200809:50 AM