Coffee heat rising

Alexa: Wayyy kewl, but what does it mean?

The Alexa toolbar I added to the ineffable Firefox generates a fair amount of ego-boosting. Really. Where else, this side of Snow White, can you gaze into a mirror and have it murmur sweet nothings back at you?

According to this sweet cooing program, Funny is busting its seams with fattening popularity. (If only Adsense would get the message!) When I signed on to Alexa, sometime around the first of the month, Funny’s ranking was around 235,000. None of this striking me as very important, I didn’t note either the day or the exact figure. But there you have the same general idea as I do.

Fifteen days later, the ranking has risen to 170,881, easily busting through Yakezie’s challenge goal. (See, 1 is high, 87 gerjillion is low. Yakezie’s challenge is to break into the 100,000 range, assuming you’re one of the gerjillion.) According to my exquisitely sensitive calculations, Funny’s Alexa ranking increases at an average rate of 4,813 points a day.

Exciting, isn’t it?

Well, it would be, if we had a clue whether it has any meaning outside of Technoville.

We’re told we must jack up our rankings if we wish to monetize our site, because advertisers, for unknown reasons, attach high significance to Alexa rankings. And maybe Google uses Alexa in its rankings.

But what is it, anyway? Wikipedia reports that some folks classify it as a form of spyware or adware, possibly not something one would like knowingly to install  in one’s system. I don’t know about that…and hope it’s not so, now that it’s lurking among the too-many-toolbars at the top of my screen. The thing is heavily skewed toward webmasters, the highly techie group that originated it and forms its base: apparently most people who have the toolbar installed are webmasterish. And even that set expresses some skepticism about its significance. But they swear that advertisers commonly use it as a gauge of how many viewers might see their pitches.

And it’s apparently pretty easy to game Alexa. If, that is, one wanted to diddle away a lot of one’s hours at such an activity, an activity about as meaningful as a game of Spider Solitaire.

Well, it does seem to me that if Alexa had a direct line to Google, Adsense revenues would rise in lockstep with Alexa. But that doesn’t seem to be happening. Not that I’m not grateful for the ego boost! Just sayin’, is all…

Elite Liberal Arts Education: Is it a rip?

Over  at Free Money Finance, FMF and his readers are having a field day excoriating a young woman, one Cortney Munna, and her family for having made the apparently stupid decision to borrow $97,000 to send her to an elite private school, where she took a double major in the liberal arts (religious and women’s studies). With a starting salary after graduation of $46,000—not bad, we might add, for any wet-behind-the-ears kid, even though she’s living in extravagantly pricey San Francisco—she now is looking at a lifetime of student loan payments.

The most generous of FMFs readers suggest that it’s difficult for young people to understand the implications of long-term debt, given the scarcity of practical education in personal finance and budgeting to be found in the public schools, or that the American public is being sold a bill of goods about higher education. Most, however, go in for the kill, ranting about the young woman’s naïveté and her family’s stupidity.

Well, you know… When I was a young thing and wanted a career in nonfiction writing —wanted to be the first female John McPhee—I worked like crazy at it and got published here, there, and everywhere, often in the national markets. And I got a Ph.D. from a state institution. After I’d been banging my head against the steel walls surrounding the top, high-paying U.S. markets, such as The New Yorker and The Atlantic, a fellow named Norman Sims published a book called The Literary Journalists. It was a study of the type of nonfiction I craved to publish, illuminated by selections from a group of authors that included my favorite role models plus a few up-and-comers.

The headnote for each article included some biographical details about the author. As I leafed through the book, I realized that an awful lot of those folks had gone to Ivy League or “public ivy” schools: Princeton, Berkeley, Yale, Vassar, Brandeis, Columbia, Harvard, Colgate. In fact, of the 14 senior, mid-career, and junior authors whose work was collected in Sims’s first book on literary nonfiction, only TWO had attended anything other than top-ranked prestigious schools (University of Texas and Union College), and one of those is a private liberal arts college.

As they used to say at Ms. Magazine, CLICK! The light went on. For entrée into a high-powered career, four years at an Ivy League trumps ten years at a public university. While it’s not impossible to break into the upper ranks with a degree from an ordinary, relatively inexpensive school, neither is it likely.

So one might want to think twice about criticizing this family for wanting to get their child into the “best” school possible. And as for blasting Cortney Munna’s choice of majors: At Union, 25% of students major in social sciences, 10% in psychology, 10% in the liberal arts, 10% in biology, and only 11% in the potentially more lucrative engineering. At Yale, the most popular degrees are in social sciences (25%), history (12%), interdisciplinary studies (10%), biology (8%), English (6%), visual and performing arts (6%), and area and ethnic studies (5%). Of those who go to graduate school within a year after leaving Yale, only 1% go into MBA programs.

In 2008, according to Bloomberg Business Week, the median starting salary for a Yale graduate was $59,100. By mid-career, earners with Yale degrees typically made $326,000 a year, while graduates of Kent State, an excellent public school, earned an average of $124,000.

So, I’m afraid that the reasoning behind the family’s ambition to send Ms. Munna to a top-ranking school is not so all wet, after all.

Probably the issue here is that unless your family has the money to foot most or all of the bill for an elite school, you should downsize your ambitions and admit to yourself, right out of the box, that if you can’t pay for an elite degree in cash or are unwilling to shoulder a student loan the size of a house mortgage, you’re unlikely to have an elite career. After all, a salary of $124,000 is not such a bad fate. Ms. Munna and her family had only one failing: their ambitions were too high for their social and economic class. 😉

Death by 1000 tiny annoyances

Steam-castle-geyser
Steaming...

One of Harvey‘s “wings” snapped off, probably in an encounter with the loose drain lid that the Leslie’s guy didn’t bolt on correctly. This part is connected to a set of plastic posts on a larger, moving part. These posts sheared away, meaning both parts will have to be replaced. Annoyance factor (scale of 1 to 5): 5. Dollar factor (scale of $ to $$$$$): $$$

The palm trees need to be trimmed; they’re dropping gunk into the pool and clogging the system. While he’s here, Gerardo the Yard Dude will want to clean up the yard, too, a job I’ve been putting off because I can’t afford it. Annoyance factor: 5. Dollar factor: $$$$

I lost the neat little container the Humane Society gave me to hold plastic doggy-poop bags. Annoyance factor: 5. Dollar factor: $

One of the surviving Trader Joe orchids so outgrew its pot that I had to repot it. Not wanting to spring for a new bag of planting medium, decided to substitute some of the tree bark from around the rose beds. Time will tell whether this works or kills the plant. Annoyance factor: 2. Dollar factor: 0

Made a giant pitcher of sun tea yesterday afternoon. Brought it in and found a passle of ants swimming in it. More trotting around the outside. Who knew ants like tea? Had to throw it out—it was my favorite jasmine tea from Cost Plus. Annoyance factor: 5. Dollar factor: $

Lost my favorite nail brush. It was cheap, but haven’t seen one like it, with really stiff bristles, in years. Stupid expensive wooden nail brush from L’Occitane (what was I thinking when I bought that?) has soft squishy bristles, useless for getting garden dirt out from beneath nails. Annoyance factor: 5. Dollar factor: $+

Pool growing new species of algae on south wall. Changing out the water made no difference. Need to shock-treat today. Annoyance factor: 4. Dollar factor: $$

Check from client dragged in late, after I’d taken the other checks that have been languishing in a folder up to the credit union. Now have to make a special gas-guzzling trip to deposit this one. Annoyance factor: 5. Dollar factor: 0

Other client dropped 70 pages of copy on me yesterday, begging me to assess structural changes and needing it back instantaneously. Annoyance factor: 5. Dollar factor: –$$$$$, for the $500 I intend to charge him for this project.

This meant I can’t go to church this morning, because I’ll have to work all day on that thing. Again. Annoyance factor: 5 . Dollar factor: 0

Need to load updated annoying Microsoft Office into the iMac, having discovered that the a new version of Word for Mac is slightly less cryptic and so slightly less annoying than the PC version. Annoyance factor: 8. Dollar factor: 0

Bathtub faucet has developed a slow leak; that needs to be fixed. Annoyance factor: 5. Dollar factor: $$$$

Can’t afford $75 for five sessions of corgi agility training. Annoyance factor: 3. Dollar factor: 0

Can’t afford $200 adoption fee for cute little male corgi. Annoyance factor: 2. Dollar factor: 0, assuming I keep a grip on my sanity.

Had to pay handyman out of stash of paper dollars, set aside for survival over the summer. Annoyance factor: 1. Dollar factor: $

Handyman figured out the reason the folding closet doors are out of whack is that when I hung the one-pound (or less) bag of deodorizing stones on the knob, it pulled the cheesy louvred thing out of true. His repair attempt didn’t work. Eventually the doors will have to be replaced. Annoyance factor: 5. Dollar factor: $$$$

Handyman and I suspect the reason Satan installed the cheesy louvred folding doors instead of the more standard solid doors, which are still on the market, is that the closet door openings in this 1971 house are no longer standard, meaning the opening will have to be rebuilt if the cheesy doors are to be replaced. Annoyance factor: 25. Dollar factor: $$$$$

Unmanageable digital thermostat, which really doesn’t work with heat pump, needs to be replaced; otherwise power bill will run over $300 in July, August. Annoyance factor: 5. Dollar factor: $$$$

Dog, blowing her winter coat, had a shedding frenzy after yesterday’s bath. Dog dunes are piling up against the walls. Must stop what I’m doing to vacuum floors. Annoyance factor: 2. Dollar factor: 0

No one is saying when I’m supposed to be paid the alleged honorarium for developing the online course in magazine writing. Without it, I go $500 to $1,000 into the hole between now and the time fall semester starts. Annoyance factor: 5. Dollar factor: $$$$$, potentially

My hair needs to be cut. Can’t afford it in this budget cycle; with palm tree trimming coming up, won’t be able to afford it in the next month, either. Annoyance factor: 4. Dollar factor: $$

Quack has ordered me to spend half the day at the Mayo tomorrow, getting X-rayed and consulting over continuing pain from shoulder dislocation. First time I’ve used the Social Security pushmi-pullyu and so don’t know what it will cost. Annoyance factor: 5. Dollar factor: $, I hope.

Plan to insert voice narrative into existing PowerPoint presentation to adapt for online course didn’t work. Presentation too complex. Major headache, huge amount of time wasted trying to figure out how to do this and why it wouldn’t work. Annoyance factor: 15. Dollar factor, 0

Struggling to find time to work on two fall sections but can’t seem to break free enough hours in the days. Whole issue is much more time-consuming than anticipated. Annoyance factor: 5. Dollar factor: hard to calculate; most of this time is unpaid labor.

Need to get a new AC guy in for the spring (now summer) inspection of the rooftop unit. Can’t afford that, either. Annoyance factor: 3. Dollar factor: $$$

Total annoyance factor: 130. Total dollar factor: $$$$$ $$$$$ $$$$$ $$$$$ $$$$$ $$$$$ $$$$$ $ One hundred thirty to thirty-six. Apparently ire cannot be measured in dollars.

Is there any question why I need a night guard to keep me from grinding my teeth down to stubs and wrecking the joints in my jaw? That reminds me:

Need new night guard, the old one having been rendered nearly useless by the new crown: Annoyance factor: 30. Dollar factor: $$$$$

Lyssa, Goddess of Rage

Images:

Steaming phase, Castle Geyser, Yellowstone National Park, Mila Zinkova, GNU Free Documentation License
Lyssa, Goddess of Rage, from an Athenian krater, ca. 5th century BC. Boston Museum of Fine Arts.

In the Company of Dogs

Cassie-and-verbena

Cassie and I awoke to a spectacular dawn, the outside air in the 70s. So beautiful was it that nothing would do but what we had to race outside for a long walk around the neighborhood and park. It was a cool and lovely morning, a few foggy-looking clouds floating in the distance, very San Diego.

Recently I made the happy discovery that Cassie does not have to be on a lead. She wants to stick close to the human, she comes when called and stops when asked, she never darts into the street, and she rarely chases birds or cats. When it’s quiet and there’s little traffic, when we’re out early enough or late enough to dodge the other dog-walkers, we can brazenly flout the law and stroll around as friends, not as slave and mistress.

In my lifetime I’ve had only one other dog who could be trusted off the leash, Greta the Genius German Shepherd. She was an amazing dog, a dog that attained true Greatness (she saved my son’s life, rescued me from a rapist, and unlike Anna the Ger-Shep, who only thought she could understand English, Greta indeed did understand human conversation).

Walking with a dog is a very different experience from walking a dog on a leash. It’s the difference between walking with a companion and wrangling an animal, as one does in riding a horse. When you have a dog that you can trust in this way, you begin to understand why people insist on letting their pets off the leash in the city park, come Hell or high water. It really does add a great deal of pleasure to the dog-human relationship.

Rosy-faced lovebird

While we were strolling around, we spotted a pair of small parrots or lorikeets flying free. They looked very much like this bird. Could’ve been a little larger, but the coloration was very similar.

Well, of course one thinks either “dead birds! What ninny brought these creatures here in the first place and then let them escape?” or “invasive species! Say good-bye to the mockingbirds, towhees, doves, quail, and every other native species around here!”

It’s probably not likely that the pair will survive for long. But one never knows. In fact, the low desert once was home to vast numbers of parrots. The thick-billed parrot inhabited the Sonoran desert and extended from central Mexico all across southern Arizona and up onto the Mogollon Rim. They were exterminated in Arizona and northern Mexico, largely by hunters. South of the border they were shot for food; north of the border, for the hell of it. Between the overhunting and the habitat destruction, they almost went extinct.

Some years ago, a few ambitious environmentalists tried to reintroduce the thick-bill to southern Arizona, an effort that ended in a Fail. Entrenched predators (humans included) quickly picked them off. At any rate, once upon a time the Sonoran desert hosted parrots, and so it’s not outside the realm of possibility that escaped birds could establish themselves and form feral populations. The rosy-faced lovebird, if that’s what we saw, is an arid-land native, hailing from Namibia, a far harsher environment than ours.

Because the corgi holds its head upright and its eyes are toward the front, Cassie seems to see into the air and overhead better than many other dogs. She notices birds and loves to chase them around. She definitely noticed the two parrots, whose call stood out from the busy birdsong that made for our background music, and watched with interest as they flew around the African sumac and palm trees.

Peacock
Click on me...

We ambled into the rich folks’ territory and paid a visit to the estate-sized lot that used to harbor a gaggle of peacocks.  The human who owns the place has so many trees and giant shrubs growing, it’s dark and shady as a grotto beyond the wall. Alas, he’s never replaced the birds that were picked off by the coyotes, probably much to the neighbors’ relief. Peacocks make a loud and ridiculous noise, a sound many people find grating.

I rather like the crow of a peacock. More flamboyant than a rooster’s, it brings to mind exotic locales like Myanmar and India.

And I do love the sound of an ordinary rooster’s crowing. Because the neighborhood still has several horse properties, some people do have flocks of chickens—you’re allowed to keep a cock if you own a horse property, which the county and city regard as agricultural land. So if Cassie and I get out early enough, we can hear the proud and arrogant call of the master of a henhouse, trumpeting up the sun as the Indians drum it down at sunset.

The rooster conjures up some exotic locales for me, too. When I was a little girl, long before the ongoing rounds of war in Lebanon began, we spent one of my father’s short leaves at their friends’ home in Beirut.

You can’t imagine how beautiful Beirut was, a gem on the Mediterranean, where the beaches were made not of sand but of tiny, smooth, jewel-like stones. My father spent his short leaves either in Bahrein, which at the time was comparable to…oh, say Tijuana or Nogales, or in Beirut, a truly magnificent place. Once we stayed in a hotel. But the visit that stays with me came when we took up two weeks’ residence with my former third-grade teacher and her new husband, one of the geologists who had been with Aramco since before World War II. This pair lived in the city, not in some American ghetto, and their friends were Lebanese of all social classes.

One of the most vivid memories of my childhood is awaking in the early violet pre-dawn to the sound of donkeys’ hooves clip-clopping up the cobbled street in front of the house. Fifteen or twenty minutes later, the sun snuck up on the morning and told the roosters it was time to wake the world. A symphony of cocks’ crows arose in the distance, quite a bracing and refreshing sound. It made me, a rather sad and withdrawn child, want to get up and greet the day.

Well. So, from the former peacock orchard it was on to the park, which by the time we got there was overrun by dog lovers. I’m not an aficionado of dog parks—which our park is not, even though people from surrounding neighborhoods bring their animals every Saturday and Sunday morning and let them run loose. So, Cassie was on the leash most of the time, unless we were pretty much out of the way of large frolicking descendants of wolves masquerading as foolish humans’ “babies.” Some of these people—oh, let’s generalize and say all of the ninnies—make “self-centered” a religion. One old buzzard, with a big black chow whose fur had been shaved into a poodle cut (no joke!), saw me and Cassie making for our favorite bench and unabashedly hurried to get there first and plop himself down on it.

As soon as we walked past, he got up and left, having shown that he could do it. He probably drives like that, too.

By then Cassie was getting thirsty. After she finished off the water in the mug I was carrying and then consumed half a refill from the plugged-up park drinking fountain, we decided to head home. The sun had already been up too long, too many humans were abroad, and we were hungry.

Cassie-off-leash

Images:

Peach-faced lovebird, Peter Békési, Creative Commons Attribution 2.0 Generic license. Indian peacock, BS Thurner Hof, GNU Free Documentation License.

This essay is not an endorsement of letting your dog run free or walking your dog off the leash. Both of these put your dog, other people’s pets and children, and you at risk. In general, your dog should be on a lead whenever it is outside your home or your yard.

Lazy Day Yakezie Roundup

Feeling a little under the weather today, having overdone with two or three 18-hour days in a row. The brain gone completely numb, I decided to cruise a few of the four score sites belonging to members of the Yakezie Challenge, in search of ideas and entertainment.

Here’s some low-hanging fruit you may enjoy:

Len Penzo got up to conducting a highly unscientific study of store-brand vs. name-brand grocery-store products. Very entertaining, and the results are not necessarily what you’d expect.

Bucksome Boomer inherited a headache with her new Verizon telephone number and wonders if you have had a similar problem, and if so, whether you have any suggestions for how to handle it.

Speaking of Verizon, another Tale from the Customer Service Crypt is bubbling up at CJ Bowker’s Life of an Insurance Salesman.

The Girl with the Red Balloon is searching for health insurance—quite a dizzying conundrum!

Little House in the Valley contemplates the possibility of building an eco-friendly kit home. Hm. I wonder if the beach comes with the Eco-Cottage.

In a nice think piece, Frugal Zeitgeist argues that minimalism is a form of activism.

At Out of Debt Again, Mrs. Accountability was surprised to learn that, contrary to what she had been told, January estimated tax payments count toward the prior year.

Budgeting in the Fun Stuff and her readers discover that the free renovations delivered by Extreme Makeover can drive the residents to bankruptcy.

Hmmm… Wonder what’s going on with my friends in the non-Yakezie universe?

Over at MSN Smart Spending, Karen Datko has busted free from the chains of pay TV. Along the way, she throws off a whole lot of information sparks…lots of ideas and facts here.

At The Digerati Life, SVB contemplates ways to get out of an upside-down car loan.

Revanche suggests that you should keep your résumé up to date at all times, explaining why at A Gai Shan Life.

At Room Farm, Chance has thrown off the cancer. She and her partner are about to embark for a trek through Nepal, and so she’s planning to take down her wonderful blog. She does hold out some hope, though, that she may come back with a new site.

Simply Forties holds forth on sparkling wines, explaining how they’re made, what to look for, and what to serve them with.

Frugal Scholar started ruminating about home-made yogurt yesterday; today she picks up the conversation with a mellow and humorous post on how making bread and yogurt can save you money.

So there you go. I’ve accomplished almost nothing today, but fortunately others have been busy. 🙂

Are You Cut Out for a Freelance Job? Is Anyone?

Brip Blap has an interesting post today,Job Junkie.” It’s quite nuanced—a lot is going on in it. Overall, he’s talking about working so steadily and so faithfully that you become “addicted” to work. And he’s got something there. I once had a boss who told me how it felt when he was laid off a previous job. He said, “If you don’t have a job, you’re nothing.”

Job junkie.

One thing Brip Blap observed in passing, though, caught my attention in a slightly off-topic way:

I offer my services to giant corporations for whom my fee is a footnote to a footnote to a rounding error. They don’t mind flinging some cash in my direction to avoid the hassle of hiring a permanent employee to finish their projects; they don’t have to train me, give me benefits and then file endless mounds of paperwork before they let me go.  I can come in, do the work with a minimum of supervision, and leave with no fuss.  So I get paid at a premium.

I was chatting recently with another freelance contractor who also feels well paid. But what looks like good pay to the freelancer, I remarked (perhaps unkindly) looks like something altogether different to the employer.

It doesn’t much matter how much an employer pays a freelance contractor, although of course they’d like to get the person to work for a fraction of the hourly rate a full-time employee would earn. Even if the employer pays you the full equivalent of what might be considered a good salary, he (or she…for brevity’s sake, let’s get politically incorrect here) is getting a bargain. He doesn’t have to pay anything for your FICA, he doesn’t have to cover your health insurance, he doesn’t have to chip in for your dental or vision insurance.

Nor does he have to provide you a decent office. If you work on the premises during your contract, a broom closet equipped with a light plug and an Ethernet connection will do. Far to be preferred, of course, is the opportunity to offer you the inestimable privilege of working remotely: i.e., you pay for your own roof, your own desk and chair, your own lamp, your own heat and air conditioning, your own water, your own computer, your own software, your own DSL, your own pens, your own pencils, your own paper, your own business cards, your own letterhead, your own parking.

It is, in short, such an amazing bargain that “a footnote to a footnote to a rounding error” hardly does it justice.

Consider, for example, what would happen if the Great Desert University decided to call me out of Bumhood and put me back to work on a freelance basis, offering to pay my previous gross salary. What would the university not have to pay?

$600 a month* for health insurance, the full tab charged by Cigna for a policy that used to cost me just $36 a month. Total savings for a one-year contract: $7,200
$36 a month for dental insurance; $432/year
7.65 percent of my pay, for the employer’s half of FICA and OASDI: $4,972.50 for the year
Employer’s match for my 403(b) contribution: $4,550
1 Dell computer, bells and whistles attached: $1,000, approx.
Acrobat Professional: $450
InDesign CS5 Premium: $450
MS Office: $150
Steelcase office chair: $200
Steelcase desk: $1,335
Phone connection: unknown
Ethernet connection: unknown
Office space, air conditioning & heat, water: unknown

Before we even calculate the College of Liberal Arts and Sciences’ share of the phone, Ethernet, air conditioning, and water service, we see the university saves $20,739 on the first year of my services if it hires me on a freelance basis to work out of my home. That’s $20,739 worth of costs that the university passes to me. Before I’ve paid my income taxes.

Subtract 25% for federal taxes and 3% for state taxes; divide by 12 and you come up with a monthly net of $2656—about $400 a month less than I was taking home as a salaried employee. And that’s before I’ve paid the air conditioning, DSL, and phone service for my home office.

So, hiring you to do your job as an independent contractor works out to be a bargain for an employer. For you…not so much. Your gain out of the deal is that you don’t have to commute to work every day.

How do outsourcing employers get away with this? Beats me…  But I have one theory: freelance writers and editors (and to a lesser extent, other creative talent) tend to look at their income figures through rose-colored reading glasses. In my experience with freelancers—of which I had a-plenty during my incarnation as a magazine editor—freelance writers and photographers often perceive that their income amounts to more than it really does.

I’ve lost track of the number of people who’ve proudly told me they earned umpty-umpteen tens of thousands of bucks in a given year—usually some munificent figure like 20 grand. But what you gross is not really what you earn. The figure that matters is the amount you have to live on. When someone crows about earning an amazing $20,000 or $25,000, they haven’t subtracted the many costs of doing business, nor are they connecting the cost of health insurance with their wage, in the way that a salaried earner thinks of healthcare premiums. The money that stays in the freelancer’s pocket, the amount available to pay for groceries and the roof, is much, much less than what she or he grosses—specifically because of the much higher costs of taxes and insurance.

While some people undoubtedly do make a decent income (at least now and again) at freelance contracting, the average Author’s Guild member earns less than $25,000. That figure is high, because Author’s Guild membership comprises well-paid television and movie writers and best-selling book authors, along with all the wretches with a laptop on the kitchen table. Another commonly cited figure is $10,000 a year: a number that hasn’t changed in three or four decades. Digital skills don’t help: Darren Rouse at Problogger did a 2007 survey that showed 26% of 857 bloggers earned under $10 that year. Nine percent earned $15,000 or more; 1% earned $10,000 to $14,999; all the rest earned less than $10,000.

Most people who get by as independent contractors in creative fields manage it because they have a spouse or partner who brings home a living wage. If you want to try to make it on your own, you need some demonstrable skills plus a good track record of employment in newspaper, magazine, or book publishing—preferably with a few major awards to show. And even then, you’ll have to make a lot of trade-offs, particularly in the lifestyle department.

Pay is low and workdays are long. Yesterday, for example, I started at 2:00 a.m. At 5:00 I stopped long enough to feed the dog and bolt down a small breakfast; then it was back to the keyboard. Forgot to eat lunch. Paused again for cheese and crackers around 5:00 p.m. Then worked through until 10:00 p.m.

One of my editors, who made a living in Long Island as a music critic for many years, once remarked that freelance writing is great because it lets you schedule your own work hours: any 18 hours of the day you choose.

He knew whereof he spoke.

* Figures from Great Desert University’s 2009 benefits handout