Coffee heat rising

Retirement

Glorioski! Glorious Day, Glorious Future

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Wow! What a gorgeous morning. Intermittent overcast with big, fluffy, cottony clouds. Cool but not cold. The sky wants to rain, but can’t work itself up to that much effort.

Ruby and I frolicked through Upper Richistan, as usual admiring the big ole’ expensive houses and their big, expensive irrigated lawns. Gorgeous neighborhood.

Ours isn’t “gorgeous,” but it’s adequately pleasant. Mid-middle class homes on lots that put enough space between neighbors.

Ruby loved up some workmen…cuteness is like some kind of joy drug for most people. We went on our way eventually. Now we’re back at the house.

And the Human finds itself wondering what next? 

Despite the family track record for longevity, we can pretty safely bet that I don’t have all that much longer to go. Relatives who have lived into their dotage have uniformly been Christian Scientists…tee-totalers, that is.

I ain’t no tee-totaler and never have been. My first boyfriend introduced me to wine when I was about 17, and I’ve been lapping up the stuff ever since. As we know, anything alcoholic is a handy device for shortening your life span. So I think it’s safe to figure I’ve got maybe about 10 years left — at most. Probably a little less than that.

The best I can hope for, I think, is to drop dead…and thereby avoid ending up in some nursing home or prison for old folks. That’s not outside the realm of possibility — as I say, the forebears who dropped dead in their late 90s didn’t drink. I do (with élan!), and so it’s safe to assume I’ve probably cut a good 10 years off the inherited lifespan. But that still would leave me another 10 years. Ten years that I do NOT want to spend in an old-folkerie!!!!

And therein lies the challenge: How to stay out of one of those horrible places. 

They soak up your life savings…and I want my savings to go to my son. Not to a holding pen for old bats. But….

But I have yet to figure out how to protect those savings for him, especially if I live much longer. Even more especially if I live much longer and get sick. How to evade those eventualities, though, does escape me.

If I manage to stay healthy into my dotage, though, M’hijito should inherit enough to retire in comfort…forthwith. By then, it’ll be time for him to figure out how to evade life in the old-folkerie…  😀

What NOT to Do in Old Age…

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Gorgeous, cool morning. Few people and fewer dogs out and about. Ruby and I have a great (and peaceful) doggywalk. As we stroll through a fog of boredom, I consider…horrors abundant:

* My father having to care for my mother in her last, agonizing days and weeks.

* She dies and he moves into an old-folkerie, a venue I regard with horror.

* But he likes it, because after a lifetime at sea, he’s accustomed to institutional living.

* What he isn’t accustomed to is Helen, a.k.a. the Wicked Witch of the West.

* Marrying Helen botches up the rest of his life.

Seriously: the last years of his life were ruined, not just because of my mother’s illness and death but because he naively married the dragon-lady. Apparently he didn’t understand that there was no real substitute for my mother, the love of his life. Did he imagine that one woman would be much the same as the next?

What have I learned from my father’s late-life experiences?

* Stay out of institutions as you age, if at all possible. Doesn’t cost any more to hire someone to come into your home to clean and drive you to the grocer and whatnot than it does to live in one of those places.

* Do not imagine one spouse is a carbon copy of the next. Do not figure you can replace a late spouse with someone new.

He would have been OK if he hadn’t married Helen. He wouldn’t have been happy, but he would have been contented enough by himself in a pleasant apartment at Orangewood, the old-folkerie where he moved after my mother died. And over time he would have adjusted to the loss of my mother.

* Find new things to do w/ your life. A new hobby? Travel? Raising poodles??? Something that’s different and reasonably fun, or at least interesting.

I want to say that marrying Helen wrecked his life. But no: My mother dying is what wrecked his life. And she died prematurely because of her smoking habit.

So: Don’t smoke! Don’t take a partner who smokes, either.

He did smoke, but he had quit well before the time my mother started to get sick from the cancer. Get rid of that habit NOW: don’t wait until it’s too late.

* But remarrying wasn’t a solution, either. I’d suggest you NOT remarry after you lose a spouse. Or, if you must, don’t do so until you’ve known the new partner at least a year. Give yourself an out, and keep that door unlocked for as long as possible.

* It made sense for him to move into Orangewood.
* It made sense for him to take up a friendship and then a romance with Helen.
* What didn’t make sense was to remarry. And if he’d waited, they might not have done so.
* Once they had entered their marriage, they were both legally trapped in an official agreement. Getting out of it would have cost each one a ton of money, and a whole lot of bad feelings.
* Staying independent — staying free from the git-go — would have given each of them and both of them the leeway to choose how they wanted to live. Once they’d married, they both felt stuck in the partnership: a partnership they each came to realize was a mistake.

Better to live in sin, my friends, than to live in misery. Seriously: they would have been so much better off if they’d never married, even if they had chosen to move in together.

Late October in the Desert

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Incredibly gorgeous morning! Clear, cool but not cold, not even crisp. People out pushing their baby strollers, walking their dogs. My mind wanders…

…to the horror of potential incarceration at the Beatitudes, a venerable Phoenix old-folkerie. Honestly: I’d rather be dead than locked up in an institution. Must figure out potential alternatives…

* Hire someone to come to the house and care for me? Apparently Luz (Cleaning Lady from Heaven) used to do this.

* Stay someplace overnight, but keep the house and return here during the day?

* Buy an apartment in someplace like The Terraces? (The Terraces is an old-folkerie.)

* Allow self to be forced to buy a place at the Beatitudes (an old-folkerie on the gawdawful level), but after the dust settles, go out and rent an apartment someplace else, keeping it secret?

* Buy a house in M’hijito’s neighborhood, so he feels better about being closer to me? Hire someone to help care for it?

Looks like #1 is probably the only truly viable choice. That or 1 & 5.

Right now, I don’t need #1. I have no problem caring for myself:

* Fixing meals
* Shopping for groceries
* Cooking gourmet(!) meals
* Bathing, grooming
* Tending the pool
* Riding herd on the hired help
* Caring for the dog

The big issue, really, is the purloined car: not being able to get from Point A to Point B without hiring a driver. But is that really a very big deal?

* A guy across the street drives for Uber and is usually available.
* Otherwise, Uber does its own roaring business in this neighborhood: no problem calling for a driver.
* When my son’s nose is not on the grindstone, he probably can schlep me to most routine destinations (grocery stores for example).
* But that may not be necessary: we have not one, not two, but three major grocery retailers and two drugstores within easy walking distance. And two computer stores. And a veterinarian. And a hair stylist. And a nail salon. And…hmmmm…Is anything NOT within walking distance???

My Aunt Gertrude was a very practical woman…so, my guess is that she moved from her sweet Berkeley bungalow into a fancy old-folkerie because her son forced her to move, not because she felt any urgency to do so. She could have gotten by in that house indefinitely, with hired help to come in and handle the cleaning, the shopping, and the errands/appointments. And what an asset to have handed down to her son: it’s now worth over $1.2 MILLION!

Such are the ravages of time, eh?

Truth to tell, I suspect that over the time left to me, this house’s value also will explode…right along the lines of Gertrude’s house. And how would I love to be able to pass along something over a million bucks to my son? Zowie!!

Scam-a-Bat

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My poor son was mightily peeved this morning when I interrupted his work by calling him to ask if some marvel of an offer that arrived in the mail was, as suspected, a scam.

Yes. Of course it’s a scam. Quit breaking into my workday with that stuff!

Uh  huh.

Well, what happens when you’re old is that it gets harder and harder for you to distinguish the Fake from the Real. That’s even when you know very well that about every third person you encounter wants to rip you off. 

Yes. Even when you know that 99% of what comes in the mail is a scam. Yes. Even now that virtually every phone call comes from a crook. I no longer even answer the phone. Leave me a message, and maybe I’ll call you back. If I know you personally…

Even ordinary adults in their working years get quite enough nuisance calls! Now add to that the calls for help from elder relatives who have been pestered by this, that, or the other scammer, and you get…overwhelming!

Today I got a snail-mail from what looked like a legitimate creditor telling me that I’d better pay up some late bill or it would be off to jail for me, by golly!

Uh huh.

Well, on some level I knew that was BS, because I don’t buy things on time. If  can’t afford to pay for it now, I don’t get it.

But that’s not 100%. Yes, of  course I do have some creditors. Don’t we all?

Well…yeah. That’s what the scammers are counting on.

My son was enraged when I broke into his work morning to ask if today’s telephoned demand for money was something real…or what. This made me feel like a sh!t, of course. But…what would I have felt like if I’d fallen for the caller’s scam?

Honestly. I think a person could make a living by hiring out to answer people’s phones and screen the incoming trash. No kidding: at this point, I would seriously consider hiring someone to answer my calls. MOST of the calls I get these days are hustles and scams. Hiring someone to screen incoming would relieve me of a fair amount of tooth-grinding!

Same with the mail. It’s getting to the point where I won’t open an envelope unless I recognize the sender’s name & address. ANY envelope. But that means that occasionally someone I do business with is not gonna be able to reach me by snail-mail. Or by phone. In other words: they can’t reach me at all. 

Probably the trick to that would be to insert some sort of code into your return address.

Jane 324 Doe, Esquire
1234 Erewhon Road
New York, N.Y. 23456

But these edited return addresses would, over time, be collected by the hustlers, so that eventually you would no longer be able to tell the difference between legit correspondence and hustles. And of course, to the extent that such a maneuver works, it will waste your time as you dork around with the coded addresses.

The older you get, the tiresomer it gets!

Morning Perambulation

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So it was OUT THE DOOR as the sun bobbed above the eastern horizon. Gorgeous morning! Cool, clear, and bright.

We were, as usual, not alone. The locals love to do their morning exercise and/or dog walk as dawn cracks. Most of them probably have to go to work — poor souls — and so are getting up & attem in time to trot the dog around the park and then fix breakfast.

Mercifully, this is no longer an issue for Ruby and her human.

In no hurry, we stroll hither and thither, ogle the landscaping, dodge the local coyote, admire the neighbors’ BMWs, enjoy their kids running around.

Past the horse pasture that has been repurposed as a home for a local’s pet llamas. Cute critters…and surprisingly tame.

No coyotes in evidence this morning. They’re around — of that you can be sure. But today we didn’t have to change course to avoid an encounter.

So we wandered through Upper Richistan, the truly upscale section of our overall fairly upscale neighborhood. Pretty, broad irrigated yards, full of green stuff called “grass.” (We don’t have it over here in the low-rent district…not much of it, anyhow.)

Past our elderly friend Marge’s place. She’s recently gone: whether she died or not, I do not know. Since she was a Neighborhood Fixture, I’m sure the grapevine would have announced it if she passed on. I believe she was locked up in a prison for the elderly called The Beatitudes…a garden spot I hope to evade, dead or alive.

The Beatitudes is an old-folkerie designed to turn handsome profits from locking up, supervising, and feeding the elderly. In short: it’s an old people’s prison.

Her son lives in some other state. She daydreamed that she would keep her house for him, so he’d have his very own jumping-off place for the times he’s in town on business.

Just now, they’ve got workmen in the house eviscerating it and rebuilding stuff and painting. I expect he probably intends to sell the place…for a very nice profit, indeed.

I do miss Marge: what a nice lady! We would often run across each other as we perambulated the neighborhood streets, and then walk and talk and gossip together for an hour or so.

If I were friendlier and chattier, surely I’d be the New Marge. Unfortunately, I’m nothing like as gregarious as she was: don’t make friends easily and don’t seek out walking partners.

My plan is to do as she has done: stay in my house until simply FORCED out by age and worried offspring. With any luck, I’ll croak over before I’m made to move into the hideous Beatitudes.

And lemme tellya: I do hope never to wrap another cabinetful of dishes, pots, & pans and haul them off in another cardboard box, drag them into the next kitchen and dining room, unpack them all, wash them all, and find new places to store every darned one of  ’em!!

My parents were highly peripatetic — between the time I was born and the time we came back to the States from Saudi Arabia, we lived in four company houses. That’s a move about every 2½ years. Back in the States, we lived in five different places between the time we set down in San Francisco and the time my parents retired to Sun City.

***
Eeek! Speaking of the Bizarre Charms of Living in the Funny Farm…
***

OMG! The corgi and the human amble into the backyard, the better for said dawg to defile the desert landscaping out there. And what do we spot overhead, circling with evident interest? The biggest damn hawk I’ve seen in years!

Actually, I’m not sure it was a hawk. Could have been an eagle. But it was solid black. The local eagle set: not black. 

Could’ve been a raven…but really, it was much too big to operate as a raven or a crow.

***

Gosh, but a li’l sighting like that elicits a surge of sentimentalia in the human. Oh, my. How I miss the ranch. 

Yea verily: out there on the lip of the Mogollon Rim, a zillion miles from anything like civilization, yes, we did have eagles.

And ravens.

And crows.

And coyotes.

And the occasional nuisance human.

LOL! Hereabouts, all we have are nuisance humans.

Sorry: I don’t consider a misplaced coyote to be much of a nuisance. Understand how coyotes think and train yourself to stare them down, and they don’t present anything like a threat. What they want most is to get a nice long distance from you — preferably with a fistful of fresh garbage between their jaws.

😀

Lord, how I waaaannna go home!

Coyote Jamboree

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A pair of coyotes have found the neighborhood park. Ruby and I were over there yesterday…and kinda dodged out of the way.

{grump! crab!!}

Decided against taking her over there for this morning’s dog’n’human stroll. Not that I don’t think I can fend off a coyote (I do carry a shilelagh with me, partly for that purpose). But…well…just not in the mood for confrontation, whether of the human or the canid variety.

And so, we loaf.

Lately, I’ve daydreamed about moving back out to Sun City. 

Heh!

Know what roams around the streets and backyards of Sun City?

Ayup! Coyotes!

Two legs, four legs…what’s the difference, eh?

Neighbor across the street — one of the WonderAccountants — reports that his neighbor on the other side from my house croaked over last night.

That makes me feel so sad. I didn’t know them well — just to say “hello” as the dog and I stumble up the sidewalk in front of their house. But they are unmistakably nice, kind, lovely neighbors.

I wonder if his widow will stay put, or move into some more elder-oriented digs? I hope she stays…but…you’ve gotta do what you’ve gotta do, eh?

Heh… One thing I don’t gotta do is move out of this house…and surely not to horrible Sun City.

My parents bought a house out there when my father retired. I just hated that place!

Actually my present house was built by Del Webb, the guy who engineered Sun City. But for some reason, I find it a lot more comfortable than my parents’ place. Something about the design, the size…whatEVER. Plus the backyards are all fenced in (none o’ that nonsense in Sun City!!!!), and the house has a gorgeous pool. And it’s close to shopping — from here I can easily walk (!!) to a Sprouts, to an Albertson’s, to a Fry’s, and to a Walgreen’s. None o’ THAT nonsense in SC, either! 😀

And we have kids. That, IMHO, is a very big deal, indeed. I do love the sound of kids playing.

Anyway, I wonder what the surviving neighbor will do?

Wonder if my son would like to buy that house, if she decides to trudge off to an old-folkerie? How KEWL would that be?

Well.

I’d think it was kewl. He’d probably think it was a PITA. 😀

Ohhh well. One crazy idea after another, eh?

LOL! I don’t wanna move, that’s for sure. Main reason: I have moved altogether too many times in my life, between spending ten years in the Middle East and then gallivanting all over California for six or eight years. Never wanna fill up another cardboard box with newspaper-wrapped dishes again!

EVER!

And truth to tell… I think (hope!!) I’ll be able to engineer things so that I can stay here in the Funny Farm until such time as I croak over.

As long as I don’t have a stroke that seriously disables me, that should be possible. I’d have to hire someone to come in — probably every day — but given the cost of an old-folks’ prison, the expense might not be any more than having to move into an old-folkerie.

Hire someone to come babysit — maybe even stay overnight in a spare bedroom, if necessary. Get someone to deliver food. And get Uber to tote me around the city…  And basically, that would be about it.

Yes, it would cost more than it’s costing me now to live here. But not THAT much more. And very surely nothing like as much as an old-folkerie would cost.

Well. It’s something to consider.