So how’s the new budget working? Not all that bad, I suppose. But not great. On Friday we’ll be two weeks into the thing. I’ve managed to stay out of Costco for that entire time, but will make a small Costco run the day after tomorrow to pick up dog meat, dog veggies, and a couple of small things for myself.
The big problem: groceries. I budgeted $300 for the month, but as of today am already up to $267. But that includes a bottle of Maker’s Mark: stupidly, I bought a small bottle for $30 rather than spending $40 at Total Wine or Costco for one that holds three times as much sauce. For $10 more, I could have bought enough whiskey to last three or four months instead of one or two.
Penny-wise and pound foolish… 🙄
And it also includes two big rolls — $26 worth — of expensive dog food. The last of these will run out on the 15th, which is the occasion for the planned Costco run.
But…$26 + $30 is only $56. If I hadn’t bought those, I still would have spent $211 of the budgeted $300, with two full weeks left to go. It’s unlikely I could stay under $300 this month, at that rate.
That is after having bought 60 pounds of produce for $10.
HowEVER…I have spent exactly NONE of the $150 budgeted for Costco this month. I’ll need a package of chicken thighs, a package of bulk pork, a package of “Tuscan” style frozen vegetables (no corn, no onions: big!), and I’d like to get a container of those wonderful Campari tomatoes and a container of six glorious golden Mexican mangoes.
Offhand I don’t recall how much the frozen veggies are — about $15, I’d guess. The giant packages of chicken and of pork? About $30 apiece…so we’re at $75…then the tomatoes and the mangoes, let’s say about ten bucks apiece for those, though I think they’re cheaper: $95 for the projected Costco run.
If I don’t set foot in a Costco between Friday and August 1, that leaves $55 to spend on food for the rest of the month. In theory.
And, in theory, the only food I should have to buy for the rest of the month is the occasional fresh produce.
When the weather cools down, I’ve GOTTA build a raised garden out in back and plant some food in it. Just some lettuce and some spinach would go a long way toward keeping me out of grocery stores.
At any rate, there are several other categories where I’ve spent nothing: incidental medical bills, Amazon, clothing. That creates $75 of slack that could (theoretically) be spent on groceries. EXCEPT…that “incidental medical bills” is an average that includes the semiannual dentist visit, among other things. Next week I have to go in to get my teeth cleaned: that’ll be a hundred bucks. So…in reality there’s $200 p.a./12 – $17 less available (since $16.666 a month is a permanent drain on the annual amount available for living expenses): $75 – $17 + ($300-$267) = $91 left to buy groceries this month.
BUT utility bills came to $418, exceeding the budgeted $400 for summer bills by $18. So in reality I have $73 to cover food for the rest of the month.
This, apparently, is not gonna work.



